This is one of the banks I know that might eff up on transaction and rip you off a couple bucks…read more Since it's mostly high schoolers who work there, I'd double check your receipt.

Fantastic MSR on staff. Always ready to go the extra distance to help with your transaction. Been…read morea commerical/residential account for almost 15 years and would never entertain any thoughts of taking my business elswhere. Highly recommended for personal or business needs. Thanks!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

I often go into the saugerties branch to do my banking, at least twice a week. Almost every time I…read morego inside I am helped by a very polite, friendly young man named Marcel. He always has a smile on his face, and is working hard. He is very knowledgeable with all of my banking needs and always seems to be in a positive and upbeat mood. ​ He is a pleasure to deal with and this bank is lucky to have him as an employee.

Look, I don't belong to this credit union, but it's still the best experience I've had with a bank…read morein...I think it's actually the best experience I've ever had with a bank. We were in need of a notary on a Saturday, and the MHVFCU was the first bank of five that we called that had a real human being answer the phone (off to a good start). They had a notary available (and were open til 2 pm on Saturdays), and not only is the notary's services free for members, but it's also free for non-members! If you're keeping track, that means it's free for everybody. We walked in and the friendly tellers let us know we'd be waiting for Linda in the back, but to help ourselves to a seat and a cup of coffee. For the record, that's nicer than most of my relatives treat me. We waited for a few minutes, and then Linda turned out to be even nicer than the other employees, as well as the branch manager and probably in the top three notaries I've dealt with in my lifetime. You know what? She's #1! I just decided. The only downside of MHVFCU is that I am a bit frightened of the other clientele. It was 8 degrees outside, and my brother and I were the only non-employee males that were wearing full length pants. Sure it was only two other guys, but as we all know, nothing screams mental instability more than being inappropriately dressed for the weather.

I don't have an account here, but when I need change for the cash drawers at my job I come here…read morebecause a) the bank tellers don't give me shit because "you don't have an account here so you can't get change here, miss" (*coughKeyBankcough*), b) they never run out of change like MY bank does, and c) they are way nicer in general. Yay for M&T!

I don't know. I have mixed feelings about this bank. Although they have their thoughts together,…read moreI can't stress enough about the bad rates and fees this bank has. And it isn't just the whole Red Hook branch that get's me wondering how they are getting away with these high rates for so long? I was in here a few times during 2011(mainly to change coins to bills and bills to coins) and each time I felt like this was the wrong decision to make. I know it was an even switch, but it just doesn't seem like this is a reputable place. I mean, the floors look clean and all, so it's not that, but something else; it's just not right what their customers have to go through, when they bank with M&T. It seems like they have fees for all sorts of things(even more than what Bank of America is beginning to charge their customers). I don't know. My mom left the bank, my grandma left the bank, and so did my father. It used to be an okay bank to use, when it was First National of Rhinebeck/of the Hudson Valley, but now, well, I'm never going to use it, unless I'm changing money from one to another or simple transactions that don't involve saving money, here.

This bank is beyond any of my expectations. I have dealt with banks around the country for years…read more The personal service and connections this bank has made with me and my family has surprised me. This is a unique bank. They are committed to something long lost, client service, and real interactions with those who are customers. I have experienced it from every single person I have dealt with at various branches. The manager, Missy, and the assistant manager, Zak have both made sure to reach out to me on different occasions with personal service. I am just a regular customer. I do not have a lot of money. I am not a wealthy client. And yet, they treat me as if I was a billionaire. I wish all businesses were as good as this bank. Life for us as consumers would be heaven.

My family has been banking here for more than 15 years. Tellers managers loan officers etc. have…read morealways been extremely kind and helpful. That has been my experience the bank services its own loans, And I've always had an understanding ear if there happened to be an issue to resolve.

I was a member since the early 1980's. Several cars, houses and accounts later I land on tough…read moretimes and without offering any assistance lock down my debit card and online banking. Months later; viciously trying to get money and no good faith attempt to settle everything

I am a gr8 fan of your services. I love online banking and…read moreyour insitution makes it secure and easy---whats not to love? I want to thank teller...Amy, for her help with an account concern---she assisted me with such knowledge and ease that I felt secure in knowing people like her manage my accounts.

THEY. ARE HORRIBLE. My car dealership stuck me with them. It is virtually impossible to make a…read morepayment and they harass you constantly. I plan on refinancing through my credit union. Do not do business with these incompetent crooks.

I have banked with them for some time now, a few loans paid off in full and all of a sudden I get…read moretreated badly when I'm trying to explain the situation . The guy has a very feminine voice was screaming at me on the phone as I'm trying to explain to him he did not give me a chance to tell him the situation Meanwhile my money is being held for no reason because it was a mishap that happened the month before also and I'm being charged for an over draft that shouldn't even be . I'm now about to change Banks due to the rude treatment that I receive . I believe you treat people the way you would like to be treated and I don't feel like giving my money away . This is not the first time I have had a problem with this man I recommend you go to another bank where you are treated as equal not like they are better than the customer. I can tell you I had friends that were working in the bank and they did not come from anywhere but the slums so that don't make you any better bank teller or not .. signed won't rob me anymore

I can only speak for the Rhinebeck, NY MHV......coming from Brooklyn this…read morewas a culture shock.....after a few transactions, they already knew who I was....now even with a mask on. They have the most friendliest, knowledgeable, and able staff. If you have a problem, they solve it. If you have a question, they take time to explain it. It's like family.... If there were more stars, I click on them too.

LOTS of fees. poor service that trickles down from upper management…read more Rude management- was in a branch and upper management was there- most uncomfortable as a customer. Closed my accounts a week later (I was a new customer hadn't been there very long.) very condescending to the staff-Manager and tellers. everyone was on edge- Poor experience as a customer. Upper management contradicted the manager, and just tried to brown nose me for my inheritance check deposit. I left with a sick feeling and took it to the credit union. 100% better outcome for me. better rate and much better customer service. I am not sure how this bank stays in business. I now run into people in y small town who laugh - the bank is the joke of the town. It serves well for walking distance for the Srs. in section 8 housing behind it, I suppose.

I've been getting my taxes prepared by Zulch for over 10 years and have had beyond excellent…read moreservice. This business has had enormous integrity, honesty and a high level of customer service. In fact, as this business has moved and expanded I decided to stay with the company due to the level of service. Have there been a few bumps? Sure, but mostly do to ramping up new people. Even as the economy has tanked and I have gone through my ups and downs Zulch, Inc has worked with me on reducing debt and making sure my taxes have been up-to-date and taken care of immediately. I have recommended Zulch, Inc to numerous folks who have stayed on year over year.

Hello, I've been…read moreworking w/ Kevin Zulch in a professional capacity for over 10 years. I have been a Small Business Consultant for both Wholesale Design Companies & Fashion & Gift Retail Stores. While I am capable of almost all financial guidelines for these types of businesses, I am nowhere near being an accountant. I can set up systems for business to track expenses, categorize them, produce P&L's, etc, but really have no idea what to depreciate, how to handle the tax needs of various independent business owners setup in different tax situations (LLC's, S-Corps, Sole Proprietors) Etc. This is where Kevin comes to the rescue. I have had both difficult & easy clients (personality wise); Kevin was able to handle both w/ professional aplomb. As well, all of my clients had needs very particular to the Wholesale/Retail Industries, with many difficult to track overlaps between their personal & and professional financial lives. Kevin was able to sort out all their knotted, tangled situations, satisfy me, my clients & produce accurate & helpful tax filings. I would not hesitate to recommend Kevin to anyone for either personal or professional needs. My only caveat would be to act quickly ~ his business is popular & growing & the sooner you begin working w/ him, the sooner you tax worries & headaches will go away. I would also like to add that over the years I've had my own share of financial questions I needed help w/ that were very personal (deaths in the family, medical troubles, etc): Kevin is extremely easy to talk to, nothing shakes him & he is impeccably respectful & circumspect regarding all conversation. Best regards, Melinda W. Brooklyn, NY 2013-02-04

The people are so friendly. It's never too crowded. They're so efficient and accurate and most of…read moreall helpful! Favorite bank ever!