My MIL needed help with her Medicare. This place is a one stop , get you the best insurance for…read moreyour needs and no cost. Repeat no cost!

Gerald Shintaku was very patient and thoroughly explained the difference in Medicare plans. And he…read moreis very personable and friendly.

Hi HMSA After 25+…read moreyear of being a loyal customer, I do not appreciate your last statement in which you threaten to terminate my account if my bill isn't paid (first time ever I've been treated that way), which I was going to do anyway. Add to that that I have always been relatively healthy and have not cost you much despite paying through the nose monthly. Terrible customer service. Cannot wait to jump ship, bye.

I went to the Neighborhood Center on Keeaumoku Street right across from Walmart…read more I was fortunate to see Caroline, Health Plan Specialist. She is very nice, friendly and personable! I had a question on my claim. Caroline researched it and answered all of my questions. Also, she helped me get hard copies of my dental Report to Member mailed to me as I have my medical ones mailed. She called the Dental unit and Consumer Web Support area to complete this! She explained to me that PPO doctors are also participating with the Federal Plan. I really appreciate her patience and understanding in helping me. Thanks Caroline! Shout out to Kristen too who followed up on letting me know how my dental RTM will be handled in the future as I requested! Excellent Customer Service all around!!!

0 stars! Lisa the recruiter is rude. She continuously…read moreinterrupted me, made uncalled for remarks and faces at me then cut me off and had me leave because I STUTTERED. It was very unprofessional. At the end of the day, your title gives you no right to treat people like crap! Terrible company and everyone should know about the type of people you hire. Businesses with terrible people should not be supported.

Love the company and staff! Everyone is so thoughtful & caring, great insurance options and…read morecoverage too!

We have been dealing with Bo at HMAA and he always gives the best service and is very thorough. He…read moreis patient and explains everything step by step. He's efficient and keeps us informed on updates and changes.

I recently joined a new company that uses HMAA, and as a first-time user of their platform, my…read moreexperience has been excellent so far. The team has been incredibly helpful, especially Brenda, the Director of Account Management. She has gone above and beyond to assist me as I've worked through various items in my new role. I truly appreciate her patience, professionalism, and willingness to help. Her support has made a big difference during this transition, and I'm very grateful for her guidance.

On February 3, my husband went to meet with Michelle to switch his current Medicare Advantage…read moreInsurance to United Healthcare. A problem arose because he had changed to his current provider in Jan, and by Medicare rules you're only allowed to make 1 change during open enrollment. Michele contacted Medicare and was able to get an application put through due to an exception to that rule because of a unique situation involving his current insurance provider and his current healthcare provider. What's most impressive about all of this is that because the application had to be submitted by Medicare, Michelle basically did all of this on her own. He'll be getting together with her on day one of open enrollment in October to upgrade his plan.

God Bless this woman over & over again! Michelle Trujillo the definition healthCARE! I have had…read morenothing but BS since switching to United, it is all self serve, all I get is the run around. I am a elder, I do not have an advocate thus this is a great heart-ship for me, all the calls, all the wait times etc and still no resolution, no one cares just pass the buck. I was about to give up, switch again? but to where? then someone reached out to Michelle asking her to help me, omg...heaven sent! Michelle is a mama bear & treats you like her cub! Michelle 100% has your back, she fights for you w/ COMPASSION! I can not express how much she restored my faith in humanity! I felt like she was MY daughter fighting for me! She does NOT give up or give in, she is tenacious! I feel like I have a new BEST FRIEND! as a retired school teacher I know the fruit does not fall far from the tree, thus God Bless whoever raised her, they should be very proud! I would want to be in a foxhole w/ her! to her superiors: NOTICE every review is BAD!!!! EXCEPT for Michelle! please acknowledge her, give her a raise, give her a big hug because she is doing the work for a dozen people! I recommend that you have her teach a class to the rest of your lazy ass employees on how to do their jobs and treat their clients w/ compassion!!! Mahalo Nui Loa Michelle! please know that you are now & forever in my prayers!

Angie has literally held my hand ALL the way through this journey of retirement. She has been an…read moreANGEL during my anxious times of uncertainty. She is VERY professional, knowledgable and thoughtful. I am so blessed to have her in my corner. Reach out for this truly remarkable young lady. She's got you! I highly recommend her services in assisting the BEST plan that will fit YOUR particular needs. Angie I thank you from the bottom of my heart! YOU ARE AMAZING and have gone OVER & Beyond your call of duty. Thank you kindly, Sincerely M.Q.

This service is a no-brainer. Why try to figure out what your options are and which one is best…read morewhen someone who knows more than you can help you find the best option. Thank you Kamaka Jingao for beings so helpful.

I haven't had general dental insurance since I moved to the United States…read more But when I needed an implant or crown several times, I was surprised at the high cost of treatment. Fortunately, I was using a type of co-insurance at my main dental office and I renews every year. With this insurance, the cost of regular checkups including tooth cleaning twice a year is free. But I started thinking about a little more fulfilling insurance, so I called HDS and asked questions. I was able to understand what I didn't know until now by their explaining. Even if I have insurance, I will not be eligible for insurance treatment immediately, and I need a waiting period of up to 12 months. However, even during the waiting period, it seems that I can get a discount on the treatment fee at the dental clinic as an insurance member. When I heard this, I immediately decided to enrollment online. Normally, if you complete Enroll by the end of each month, you will be treated as an insurance member on the 1st of the next month. You will receive a card at home in about 2 weeks from registration. Currently, it seems that the downtown office has nobody but the customer service office is above. So when I called customer service with the phone installed at the entrance of the HDS main office, the staff came down immediately, opened the office, and explained various things and answering my questions. I certainly thought it was a little inconvenient system, but I was relieved because the staff who responded were very kind. It can be said that the fact that there are so many dentists in the HDS network has a high point for me as a resident of Hawaii. Well, I will gradually know how much benefit I have from joining this insurance in the next year. I'll update it to you later. 私はアメリカに移住以来一般的なデンタル保険を持っていませんでした。 でも、何度かインプラントやクラウンの必要が起こる度にその治療費の高さに驚いていました。 幸い、私のメインデンタルオフィスで1年ごとに更新するタイプの共同保険を使っていました。 この保険で年に2回の歯のクリーニングを含む定期検診費用がフリーとなります。 でも、私はもう少し充実した保険を考える様になりHDSに電話して色々尋ねました。 今まで私が知らなかった事を説明により理解する事が出来ました。 例え保険に加入したからと言って直ぐに保険治療の対象になるのでは無く、最長12ヶ月の待機期間が必要だと言う事。 しかし、例え待機期間中であっても歯科医院での治療費は保険メンバーとして割引きを受ける事が出来るそうです。 これを聞いた私は早速オンラインで加入する事を決めました。 通常、毎月末までにエンロールを済ませると次月1日には保険メンバーとして扱われる様になります。 登録から2週間程で自宅にカードが届きます。 現在、ダウンタウンのオフィスは無人となっているそうですがオフィスの上がカスタマーサービスとなっています。 だから無人オフィス入り口に設置してある電話でカスタマーサービスに電話するとスタッフが直ぐに降りて来て、オフィスを開けてくれ、そして私の質問に答えながら色々と説明してくれました。 確かに少し不便なシステムだとは思いましたが、応対してくれたスタッフはとても親切だったので私は安心しました。 HDSネットワークの歯科医はとても多い事はハワイ在住者の私に取りポイントが高いと言えます。 さて、この保険に加入してどれほどのメリットがあるかどうかはこれからの1年で徐々に分かって来るでしょう。 また後日アップデートします。

Well worth paying the extra insurance. Great service. Handles many dental needs. We us the policy…read moreas a supplement to our primary insurance.

Vance is a good communicator, often answers the phone or returns calls within one business day…read more Easy going, demeanor, he does not pressure you into making a decision.

Outstanding service from Vance and over 9 years later I still lack the confidence and knowledge…read morenavigating the Medicare system. You're misinformed by listening to well intentioned family, relatives, friends and acquaintances and totally uninformed thinking you can believe and listen to Social Security or Medicare personnel. They're not responsible for misleading you or giving you false information, you are responsible for yourself. The Medicare guide is nearly 1/2" thick with some information like an overview not all information and elderly seniors like myself have a limited capacity to retain and comprehend everything I read. You need an EXPERT who knows the Medicare system and all the supplements which you may qualify for or actually need to supplement original Medicare depending on your situation. My uninformed friends thinking Medicare is sufficient until they see the bill or the cost of prescriptions and there are prescriptions they don't cover at all. Like the saying goes "it's better to have it and not need it than to need it and not have it" and supplemental coverage may be exactly what you need and never knew you needed it. Vance is a professional individual, intelligent and honest person who will help you navigate the Medicare marketplace and answer any questions. Remember the only stupid question is the one never asked. You will bless the day you meet and talk to Vance about your Medicare plan and what your benefits really are. Mahalo Vance and we're grateful and thankful having you keeping us updated and informed about everything Medicare!

I came in for help regarding my wife's 2026 Obamacare plan not showing up online on her account…read more The staff were very patient & helpful in trying to find out the delay & for fixing the start date error (s/b eff 01/01/26, not 02/01/26). Since their customer service phone lines are always busy, it was refreshing to just go in & talk to someone directly. The office is located in the same strip shopping center as Foodland Farms & Dunkin Donuts.

The absolute worst customer service. I've had them for as long as I could remember but once I…read moreswitched to private insurance, I realized how terrible this company truly is. I've had so many issues with my insurance that I pay over $600 for and my son's insurance that I pay over $400 for. Their customer service is absolutely nonexistent. I cringe every time I need to call. The most recent issue I had with them is the switched over to a new automatic payment which I set up. And now billing doesn't work. So I've been on hold with them for the last three hours and of course their office closes at five. Whoever the president is of this company and the management team they need to do better. I'm paying so much money a month for health insurance I'm not even receiving the decency for a callback or for someone to answer the phone The president of this company should be truly ashamed of themselves of how they run this company. I'd be absolutely embarrassed if my customer was paying thousands of dollars every month out-of-pocket and they couldn't answer a phone call for them. Do better HMSA! And if you're thinking of switching to HSA, do yourself a favor and don't. It's not worth the headache and stress

Herman Hoi represents hundreds of insureds, yet he manages to give prompt and cheerful assistance…read moreeach time I have a question. He takes the time to make sure I have the best Humana/Medicare plan for my needs. I highly recommend him.