Used this company in March and had an amazing experience!…read more Each person that helped us was very attentive and responsive and they always had their part of the equation done instantly to make sure that everything was working smoothly with our Realtors, and we got a better rate than we would have from typical lenders.

I called to inquire about current rates & got transferred to 2 different people that day to get…read moresuch. Lots of pressure to take a loan app, I said I was doing my due diligence & was not going to do a loan app that day. Then what really took the cake was I got a text message from Amy the following Monday stating the Fed had lowered rates, I immediately Googled such & found no such news. I texted her back asking her to send the link to confirm such. She said she didn't have that article but continued to try to get me to make an appointment in 3 more text messages. I told her I wanted nothing to do w an organization that was trying to mislead me w falsehoods. I asked for her NMLS#... no response so far.

I cannot say enough good things about Marna Deines, who has now been our lender for two home…read morepurchases under Universal Lending. Marna is everything you want in a lender; she's understanding, compassionate and straight-forward. She is honest with you, even when it's hard to hear, but she is the best guide through a stressful process that one could ever have. In addition to being a part of your team, Marna has also been ridiculously professional and efficient. She processes paperwork at the speed of light, often working late and on weekends. She answered every phone call and email within minutes. She helped us work with the IRS, she contacted other lenders and our sellers to smooth out a tough transaction and on a long-pushed back closing day, she not only brought us little gifts, but presented for us, since she knew we were comfortable with her. If it sounds like I'm gushing, I am. Without her, we would not have our dream home, 100%. She worked a miracle for us. Having her as a part of your lending team is like having an ace in your hand; an incredibly smart, generous and patient ace who is also a financial wizard.

The process was great with ULC. However, they are selling their mortgages to a sub par company…read morethat has multiple complaints about unethical financial business practices to which that company is now in a class action law suite. I had to refinance again with a more reputable company to get out of the shady company my loan was sold to by ULC.

Dave is awesome! First time homebuyers or anyone looking for a home should contact Dave…read more He is super responsive, helpful and his whole team is FAST! They really know how important it is to make sure things are precise, accurate and quick in processes like this. I was so nerve ridden and just so anxious I wanted to throw up during the whole process honestly but this team was just on their A game the entire time so I never ran into any issues I was worrying about! Dave and his team were available by zoom, phone call, text or email anytime I needed him and as anxious as I was during this entire process - that meant everything to me! Not only did we get our first ever offer accepted on our dream home, but I got our move in date ramped up by an entire week because of this rock star team! That was amazing, great work to Dave & his team. I can't keep recommending them to our friends, coworkers, etc since it was such a great first experience. He even keeps in touch by sending us recommendations for places to visit or take our family when they come into town.

I thought Dave Cook was a good mortgage broker until I happened to work with another company on a…read moretransaction with my family. Now I know that Dave is quite likely the best mortgage broker in the universe. Behold, greatness.

We can't recommend the folks at Rate -- Emily, Jennifer, etc -- enough for their work with our…read morehouse hunt. We previously worked with KeyBank, and they were perfectly fine with the process. However, I don't believe we would have accomplished what we needed to--understanding our budgeting, offering on one home, moving to a different home, and ultimately ending up with a better interest rate and an accelerated closing date--if we had gone that direction this time. Most importantly, though, we valued having someone to connect with who walked us through these processes, communicated genuinely, and acted as a great sounding board to iron out issues along the way. Thank you again to Emily, Jennifer & team for helping us land our dream home and making a super stressful time smoother than it could have been. We appreciate all of your hard work for us.

As first-time homebuyers, my husband and I wanted to work with a loan officer who was personable…read moreand local. After exploring options with a credit union and a large mortgage company, we found that Guaranteed Rate consistently provided the best customer service. Jennifer and Katie were fantastic throughout the entire process--knowledgeable, responsive, and genuinely invested in making our experience smooth. A colleague recommended Guaranteed Rate to us, and now that we've officially closed on our home, we can confidently say it was the right choice. The entire process, from underwriting to document submission, was seamless and stress-free. We are incredibly grateful for their support and highly recommend Jennifer, Katie, and their team to anyone looking for a top-notch home-buying experience

Big thanks to Chae and his team at PMS! I was moving from CA…read moreto CO and I am self employed. The entire process from start to finish was simple and smooth. Anytime I had any questions Chae was always available to take my call and answer them. I was purchasing a home from a builder who had very specific dates for appraisal and closing. Chae and his team met there dates and had docs to title days before the deadline. Chae is very knowledgeable and rates are very competitive! I will definitely recommend Chae to anyone I know and I will be using him again.

Super responsive and best customer service around. Can't beat low rate and fees that we got!read more

Eddie Lederman is the best!!! A quality good guy who genuinely cares about his clients. He also…read morehas the wisdom and motivation/energy to get you into a home you love. Eddie was so patient & kind with our family, including 2 little kids. He helped us get a home we love in an insane market. I highly, highly recommend Eddie. He is definitely our guy for any and all future buying needs.

We had the pleasure of working with Cassidy to find our new home. In speaking with him, he…read moreimmediately came across as warm, kind and knowledgeable. As soon as we reached out with some homes that we were interested in, he quickly set up showings for the following day. We ended up seeing 11 homes, and falling in love with one of them. The whole process was easy and Cassidy was constantly a joy to work with. He went to bat for us and was able to negotiate a lower purchase price, and money back for concessions after the inspection. He truly is a gem and we were so lucky to find him!

Ghassan was a great help to my family and me in the course of three transactions. He answered…read moretexts, emails and phone calls quickly and kindly. He knew the answers to just about everything and when he didn't Ghassan said he would find out and did. He was very instrumental in working through the processes of the mortgage. His follow-up has been helpful. When we were selling our condo, Ghassan expertly navigated the negotiations with the buyer's agent resulting in a successful sale. The closing was a breeze. Many thanks. I have greatly appreciated working with Ghassan!

From the owner: 🏠 Same Day Consultations 🏠 Licensed Mortgage Lender & Realtor 🏠Welcome Buyers & Sellers 🏠…read moreVirtual Consultations

I contacted Maestro Group about a possible construction loan for building our new home. I spoke…read morewith Ray and he couldn't have been more helpful. He said that they won't be doing construction loans for another 60 days or so, but will soon, so it depends on our timing. When I told him that that timing wouldn't work for us, he pointed me to 3 banks in the area that he knows do construction loans, and gave me a personal experience with one of them. Willing to spend his time with me even though he knew he wasn't going to get the business! Gotta love it. Check these guys out for sure.

Summit Mortgage, let me start by saying Ray Williams and his staff were professional, caring,…read morehonest, and customer service oriented. The whole process was easy, non stressful, fast and satisfying results. I strongly recommend Summit Mortgage, Ray Williams/staff. Thank you so much!! Grant and Monica