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Jomar Financial

3.0 (2 reviews)
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Meridox Real Estate and Mortgage - Linh Tran - Broker

Meridox Real Estate and Mortgage

(125 reviews)

My family and I needed an experienced realtor that could navigate the potential twists and turns of…read moremy grandfather's trust. Meridox turned out to be the best choice we could have made. Trung and Linh were consistent with their communications with us and kept us informed on all aspects of the listing, negotiations, and escrow processes. From our first meeting, they were well prepared and did their homework. Comps and initial estimates were extremely helpful. The most impressive aspect of their services was the negotiations, with multiple offers received, Meridox carefully orchestrated another round of bidding, culminating in us receiving the highest and best offer. Disclosures, paperwork, and escrow were a breeze. I would highly recommend their professional services to friends and family, and I would use them again in a heartbeat!

I thought I would never end up buying a house...so when I found my dream home just randomly driving…read moreby one day, I realized I didn't have any knowledge of how the process work. While my parents introduced me to a family friend who was a real estate agent, I had no idea how to go about finding a loan officer! After digging through Yelp/Google, I stumbled upon Meridox Mortgage that had stellar reviews and took a chance. I called Meridox and was put in touch with Trung Tran. I let him know that I didn't have any knowledge of how the house-buying process works, but he was incredibly supportive and assured me he would walk me through every step. Shortly after we finished talking on the phone, he sent me a list of items to provide for the pre-approval letter. Trung's turnaround was quick. I sent him my information in the evening and got the letter the next morning. My real estate agent used this letter to draft the offer...it was accepted! After my offer was accepted, the rest of the process was somewhat nebulous, but my real estate agent worked closely with Trung to help me through. Trung was with me every step of the way. He patiently explained how my monthly mortgage payment and closing costs were calculated and even helped me negotiate a home insurance offer. He even kept a close eye on the market and advised me when I should lock in the rate. I thought home buying would be more stressful, but it wasn't as bad as I thought because Trung made every step clear and was very on top of deadlines. From pre-approval to loan closing, it took just one month! Thank you Trung for being so diligent and patient in helping me secure my dream home! Trung was also very proactive in reaching out to me a few months later when interest rates dropped by about 1%. I had the honor of working with Trung again for my refinance, and it was also efficient and painless! I recommended Trung to my coworker recently when she was looking to buy a condo. Highly recommended to anyone who is in a market for a house to look into Meridox!! Thanks again for your hard work, Trung!!!

Ernesto Garcia - Elite Fundings

Ernesto Garcia - Elite Fundings

(56 reviews)

As first-time homebuyers, the process can feel overwhelming and even a little intimidating. From…read morethe very beginning, Ernesto and Samantha made us feel supported, informed, and truly cared for. Working with them was such a blessing during such an important milestone in our lives. I had many questions throughout the process, and Ernesto always responded with incredible patience and kindness. He took the time to meet with me, explain things more than once, and make sure we truly understood every step. We never felt rushed or dismissed--only supported and reassured. What meant the most to us was the sense of trust and calm Ernesto brought during moments that could easily have felt stressful. He constantly reassured us and reminded us that we would get through the process together, and he was right. Buying our first home is something we will remember forever, and we are so grateful that Ernesto, Samantha, and their team were part of that journey with us. They truly went above and beyond to guide us all the way to the finish line. If you are looking for a team that is knowledgeable, patient, and genuinely cares about their clients, we cannot recommend Ernesto and his team enough. A true 5-star experience from start to finish.

Could not recommend Ernesto and his team more. He recently helped guide/strategize a significant…read morehome purchase during a really tricky time for home-buying. We couldn't be more grateful for his expertise in helping us find and land the best possible loan for our situation. We believe that his understanding of the current lending landscape helped lock in the best rates, saving us so much money over the life of our loan. Ernesto and his team went above and beyond collaborating with our agent, the sellers representatives and everyone in between. Ernesto was responsive, thorough, thoughtful, knowledgeable, kind, and patient. He answered all of our questions in a way that felt relevant in these tricky times. He had our best interest in mind every step in the way. We felt safe with him and his team and wouldn't go to anyone else in the future!

Thomas Rios Real Estate Broker - Thomas, my wife and Me. First time homebuyers!

Thomas Rios Real Estate Broker

(31 reviews)

Our homebuying experience was a wild one due to Covid. Thomas throughout the whole process was very…read morepatient and above all else compassionate and understanding of our situation. We never felt pressured and we always felt that he had our back, and was always at the ready when we saw a house on RedFin and were acting like children in a candy store, and also handled my wife's neurosis beautifully and with patience. Because of Covid we were having trouble getting any traction on our offers, and Thomas went above and beyond in the process and did his best in helping us submit our best offers. The house we are now going to call home, almost didn't happen because I was tired of the process and had lost hope in finding a home. Thomas gave us a gentle nudge and just kept his optimism on and sure enough, the next day we saw the house/condo and a few days later we were in escrow. Part of that was his great communication, being on top of things and also helping us work through so many obstacles we faced because of my 401K's rules. Throughout the home buying process Thomas was right there by our side, making sure things were taken care, and our loan docs were all in order and that all our questions were answered. I consider Thomas a part of our family now.

I met Tom while checking out a home in West Covina where I live. I want to sell my house and buy a…read morebigger home, he was able to answer my questions and offered to give me a free report of comparables so I know what my home is worth first. He also explained the mortgage process, and knows people that can preapprove a loan for my complicated transaction, although I think I got the mortgage part covered thru my credit union. Since I work long hours, I dont have a very flexible schedule to view homes, so he's been patient with me and my family, showing homes at my convenience at odd hours and short notice, now that's customer service. I now have him helping me sell my home so I can get a bigger home!

John Abril - Upland, CA Home Dinning Area

John Abril

(1 review)

We interviewed five agents, but John Abril stood out. He was the only one who genuinely cared about…read moreour move, asking 'What are you looking for?' and 'What do you expect from me?' This personalized approach, combined with his calm guidance through a stressful sale, made him the perfect agent. John was always responsive, professional, and his strategic plan delivered excellent results. We couldn't be happier. Thank you John!

From the owner: John Abril the Realtor broker real brokerage technologies and birdeye loans inc…read more Looking to buy or sell a home in Upland CA or Ontario CA With 24 years of experience as a top realtor real estate broker and mortgage broker I specialize in helping homeowners sell for top dollar and guiding buyers through smooth successful transactions For home sellers in Upland and Ontario Want to sell your home fast and for the highest price My strategic home selling plan includes expert pricing professional photography home staging social media marketing and direct outreach through door knocking and networking I aggressively market your home to attract the right buyers and negotiate the best terms for you For home buyers in Upland and Ontario Whether you are a first time homebuyer upgrading to a larger home or investing in rental properties I help you find the perfect property and secure the best mortgage rates From FHA VA and conventional loans to investment property financing I handle the entire process For homeowners needing mortgage solutions As a licensed mortgage broker I provide expert home loan guidance for purchases and refinancing ensuring you get the lowest rates and best financing options in todays market If you are searching for a trusted experienced realtor in Upland CA or Ontario CA I am here to help Lets discuss your real estate goals and create a winning strategy

Jomar Financial - mortgagebrokers - Updated May 2026

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