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    Horace Mann

    Horace Mann

    (17 reviews)

    I was a loyal Horace Mann Retirement account holder for 23 years. Being an educator ( now retired)…read moreI liked the educator focus. Since I started in 2002 my fived accounts earned 4.5%, a decent rate. I made my initial allotments of investments with the help of my representative and over the years, exercised more and more personal choice their in allotment. The initial problem as I see it is that they had a hard time retaining quality representatives. I had several over the 23 years, none for more than five years strait. When my best advisor left them in 2022, I had just started retirement. While living in Wisconsin, my rep was in New Jersey. Never heard from him personally for 3 years. My final advisor was a nice young man with an outgoing personality. However, he lacked the knowledge to give meaningful advice. When I asked him about RMDs and how I could strategically retain the most of my life savings, he suggested that I buy an Indexed Universal Life policy from...Horace Mann. I was floored that, given three weeks to come up with a plan, this was his best shot. I immediately started looking for a new company to handle my investments. Fast forward 3 months, I finally sat down with my new company to initiate the rollover. Horace Mann's procedure to transfer funds was convoluted, archaic ( paper forms) and ridiculously slow. So slow, in fact, that it took THREE MONTHS for my accounts to all finally make it to my new broker (in the form of paper checks). So much for customer service. Bottom line- if you want inconsistent and incompetent advice, coupled with glacially slow administrative procedure, Horace Mann is the way to go. I wish I had changed firms earlier despite the decent fixed rate. Do yourself a favor and look elsewhere.

    They may be very prompt in getting people quotes and knowledgeable about their products, the…read moreproblem is the payout. They will keep you waiting for as long as legally allowed. They are the only ones with a mailing system that takes up to 15 DAYS even though the packages are put in the mail, that day. We are still waiting for a package to go from Indianapolis to Minneapolis. If you want your beneficiaries to have to fight with a company. This is a great one for that.

    Farmers Insurance - Noah Sisson

    Farmers Insurance - Noah Sisson

    (1 review)

    I've always enjoyed my insurance agents which I have had twelve of them all of whom I respect and…read morewho I became friends while working with them. Unfortunately, agent Patterson at the Noah Sisson is absolutely is the least helpful, vindictive, agent I have ever dealt with. This kind of attitude usually happens if you have a claim, have not paid your premium or you are going to switch your car insurance unfortunately, that is not the case here. After listening to her ramblings about why my last insurance agent was a crook and the State Of Illinois had taken over his accounts and given them to the Noah Sisson Agency I had, had ,enough of these libelous accusations leveled regarding my previous agent and requested to cancel and get a refund. Bear in mind, I had known this agent just a short period of time but was beginning to talk with him regarding other policies which I might switch. Noah's agent Patterson then sought to collect money from my account for money on past due premiums which had been paid for in full in past years. This may have been in order should I have made a claim during these periods and they had to pay a claim but I never have ever presented them with any insurance claims. To make a long story short The Illinois State Insurance Agency informed me that they have ______"No enforcement powers and essentially this types of businesses can and do what they want". This came down to deducting money out of my refund and unless I hired a investigator to prove I was fraudulently deprived of my money they would not and could not do anything. So if you really don't want to get a full refund without hassles, having to contact the Illinois Insurance Commission or pay for an investigator and prove fraud yourself, I would suggest driving past this business and consider yourself lucky you didn't have to learn a lesson from your insurance agent like I did. In my opinion, I know twelve other insurance companies that will always treat you legally, in fact , this is one time, just throwing a dart at a dartboard of ads which will yield you a better result. Take it from someone, who is still puzzled that you have to beware of your own insurance Agency which you hire, to insure that you are protected from the unforeseen, only to be fleeced by that very business.

    From the owner: Whether you're looking for homeowners insurance, auto insurance, renters insurance, or another…read morekind, I'm here to help you understand the insurance coverage you may want. Serving the Springfield, IL area since 2018, I can help you understand your coverage options so you can protect what matters most to you. Stop by in person, reach out online or call to get a free quote today.

    Jay Davis - homeinsurance - Updated May 2026

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