I've used Interchange Financial about a dozen times. The first 8-9 times I used them it was fine. A little bit slow, about 7 business days on average to get my money. But I got it and I trusted the system.
When I changed my delivery method from electronic bank transfer to a wire transfer, everything fell apart. My money did not arrive for over a month for the first transaction, and because I didn't realize that this was a systematic problem with Interchange Financial, I had two more transfers held up for over 6 weeks each.
The worst part, and why I'm reviewing Interchange Financial this way rather than the bank system, is that Interchange Financial did not treat this with urgency. My impression is that they did not respond in a timely manner to the banks when they was a compliance check, and so my transactions languished.
If you need to wire transfer the exchange, I would highly recommend using someone else. read more