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    Instant Capital

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    8 months ago

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    2 years ago

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    2 years ago

    Paul was extremely helpful and knowledgeable, he walked me through the process very efficiently and explained every step of the process.

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    4 years ago

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    Paul C.

    Thank you Frank, it was great working with you.

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    2 years ago

    Paul Campos is knowledgeable, efficient, has great communication and overall gives an exceptional experience. Thank you again.

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    5 years ago

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    3 years ago

    Excellent service! Impressive timely correspondence. Smooth closing! Will definitely use again!

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    3 years ago

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    6 years ago

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    Paul C.

    Thank you Nancy!!

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    5 years ago

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    6 years ago

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    6 years ago

    As a first time buyer Paul Campos made this experience super smooth for me and the rate he got me is unheard of. Thank you Paul.

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    Thank you Tala and congratulations on your new home!!!

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    6 years ago

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    Page 1 of 2

    Ask the Community - Instant Capital

    Review Highlights - Instant Capital

    Ruben Arellanes is one of the most helpful individual I've come across in the service industries.

    Mentioned in 4 reviews

    Read more highlights

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    Meridox Real Estate and Mortgage - Linh Tran - Broker

    Meridox Real Estate and Mortgage

    (124 reviews)

    My family and I needed an experienced realtor that could navigate the potential twists and turns of…read moremy grandfather's trust. Meridox turned out to be the best choice we could have made. Trung and Linh were consistent with their communications with us and kept us informed on all aspects of the listing, negotiations, and escrow processes. From our first meeting, they were well prepared and did their homework. Comps and initial estimates were extremely helpful. The most impressive aspect of their services was the negotiations, with multiple offers received, Meridox carefully orchestrated another round of bidding, culminating in us receiving the highest and best offer. Disclosures, paperwork, and escrow were a breeze. I would highly recommend their professional services to friends and family, and I would use them again in a heartbeat!

    I thought I would never end up buying a house...so when I found my dream home just randomly driving…read moreby one day, I realized I didn't have any knowledge of how the process work. While my parents introduced me to a family friend who was a real estate agent, I had no idea how to go about finding a loan officer! After digging through Yelp/Google, I stumbled upon Meridox Mortgage that had stellar reviews and took a chance. I called Meridox and was put in touch with Trung Tran. I let him know that I didn't have any knowledge of how the house-buying process works, but he was incredibly supportive and assured me he would walk me through every step. Shortly after we finished talking on the phone, he sent me a list of items to provide for the pre-approval letter. Trung's turnaround was quick. I sent him my information in the evening and got the letter the next morning. My real estate agent used this letter to draft the offer...it was accepted! After my offer was accepted, the rest of the process was somewhat nebulous, but my real estate agent worked closely with Trung to help me through. Trung was with me every step of the way. He patiently explained how my monthly mortgage payment and closing costs were calculated and even helped me negotiate a home insurance offer. He even kept a close eye on the market and advised me when I should lock in the rate. I thought home buying would be more stressful, but it wasn't as bad as I thought because Trung made every step clear and was very on top of deadlines. From pre-approval to loan closing, it took just one month! Thank you Trung for being so diligent and patient in helping me secure my dream home! Trung was also very proactive in reaching out to me a few months later when interest rates dropped by about 1%. I had the honor of working with Trung again for my refinance, and it was also efficient and painless! I recommended Trung to my coworker recently when she was looking to buy a condo. Highly recommended to anyone who is in a market for a house to look into Meridox!! Thanks again for your hard work, Trung!!!

    Fci

    Fci

    (19 reviews)

    As an investor, I have used a few servicing companies for my private money loans -- FCI, Del Toro…read moreand Note Servicing Center. FCI is, by far, the worst in terms of communication, clerical errors, lender payments, etc. It appears the customer service staff is not knowledgeable and treats investors like borrowers. I got frustrated due to a late payment on one of my loans, and was told there was not a late payment. However, I was informed a week later that the loan due date was modified and payment would be issued on a new due date. Additionally, the statements are are confusing and difficult to read with multiple loans so need to call to clarify which payments belong to which loan. I received a payment that was more than the expected interest and discovered the payment was for 2 separate loans, which caused much confusion. I did request a change in servicing companies via the private lending company who uses FCI. However, the answer was an emphatic 'No', so I am stuck with FCI for all my investments with this private lending company. If you have a choice, try Del Toro or Note Servicing Center.

    I do not understand all the negative reviews. Maybe they are coming from delinquent debtors who do…read morenot like the collection efforts of the FCI staff. I am a lender. FCI has given me excellent service. They have always answered my questions and have followed up with me in a timely manner. When my debtor became delinquent, FCI handled it in a professional matter

    Joshua Silva| Hls Realty | Home Loan Solutions - I'm Joshua Silva of "The Silva Group". Real estate or mortgage just ask I will get you the answer.

    Joshua Silva| Hls Realty | Home Loan Solutions

    (48 reviews)

    I was lucky enough to discover Josh on yelp! We started our loan with a different lender, 6 days…read moreinto escrow she advised me that there was no way she can do my loan. I was very desperate to find someone to get the loan done and multiple Loan officers said there was no way. When all hope was lost, Josh came to my rescue! He made the impossible possible. Josh is absolutely Amazing, Professional, fast responsive, efficient and savvy. He made the experience as painless and worry-free as possible, he kept us calm and never lost faith in the process. He won't beat around the bush and he won't string you along false hope. He doesn't try he gets things DONE! So here's where he went from AMAZING to OUTSTANDING, Josh closed a week earlier than our original date! In the middle of a global pandemic. In addition, he was able to get me a great rate. I can not thank him enough for his hard work and making the process smooth and stress free. We are truly grateful for everything you did! You can rely on Josh 100% and would recommend him to anyone. Can't wait to work again in the future!

    I was a first-time home buyer and found Josh after doing some research on highly-rated loan…read moreofficers. Although I had initially called Josh with the intention of applying for a loan, I felt so comfortable and confident with his work that I ended up choosing him as my realtor as well - this turned out to be a really, really great decision! Josh and his brother Anthony were with me every step of the way. Being new to the process, I had several questions that were always answered very promptly. Josh was honest, hard-working, and incredibly friendly and sincere during this whole process. Due to the crazy housing market, the house that we were interested had several offers on it. With Josh's real estate savviness and knowledge, our offer was chosen. We were ecstatic! The rest of the process went extremely smoothly. The entire home buying journey was so much less stressful because of the support I received from Josh and Anthony. We moved in late November 2020, but even when I contacted them after, they were ALWAYS there for me. I have no hesitation in saying that if I called them up today with a question, they would give me the great same service I received from them several months back. Thank you Josh!!!

    Windsor Capital

    Windsor Capital

    (1 review)

    I bought my first home last August. The Realtor I was originally working with referred me to…read moreWindsor Capital, specifically to the lender named Jun. I called Jun on a Saturday morning back in July and even though we had never met, and it was a Saturday, he was incredibly helpful and friendly. I ended up working with Jun for the purchase of my home. He was very flexible and accommodating to the times I was able to meet with him. Since this was my first time buying and I had no clue what I was doing, he really took the time to explain everything to me in depth and sort of "dumb it down" so that I understood what was going on. He did his best to get me the lowest interest rate, and the transaction was very smooth. After moving into my home and living there for a few months, Jun contacted me again to let me know the rates had dropped and that I could refinance. The refi process took a bit longer than the original purchase of the home, but I was in no hurry. Just last week when he was wrapping everything up, he called me again to let me know the interest rates dropped again, and that he was going to try to renegotiate the loan to get me a better deal. He was able to do that, and just this morning I met with him to sign the refi paperwork, and my payments have now dropped considerably. I have already referred a few friends to Jun for their home buying needs, but I just wanted to put the word out there that I think Jun and Windsor Capital are awesome!

    Instant Capital - mortgagelenders - Updated May 2026

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