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    Innovative Credit Solutions

    4.0 (25 reviews)
    Closed 9:00 am - 5:00 pm

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    5 years ago

    Loved working with Richard. He's super upfront and honest and would recommend him and anyone here.

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    8 years ago

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    Review Highlights - Innovative Credit Solutions

    I can't remember how we got in touch w Richard, but if it wasn't for Richard David we would not be home owners today.

    Mentioned in 4 reviews

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    Howard Financial & Wealth Management, Inc

    Howard Financial & Wealth Management, Inc

    (1 review)

    We went to a class that Lance Howard from Howard Financial was giving with the hope of learning…read moresomething about retirement/social security. At the class, we made another appointment to meet with him at his office. We were very impressed with his staff, everyone treated us with respect and they were very knowledgeable. He made a phone call on our behalf and ended up saving us quite a bit of money. We would recommend anyone looking for a financial advisor to give him and his office a call. Phone: 661 322 5192 Suite 112 Bakersfield, CA 93309 website: http://www.lancehowardfinancial.com/

    From the owner: Howard Financial & Wealth Management, Inc. is an independent Registered Investment Advisor serving…read moreBakersfield, California and surrounding communities that provides financial planning and access to third party asset management. Our specialties include investments, retirement income strategies, fixed annuities, life insurance, long term care, and secure online storage of documents and financial information using our Generational Vault. Our mission is to provide the families we serve with innovative financial strategies, solutions, and planning that can result in financial clarity, security, and overall financial health. Making strong commitments to our clients and building life-long relationships are tenets of success at Howard Financial & Wealth Management, Inc. Howard Financial & Wealth Management, Inc. provides investors custom tailored investment strategies to meet short and long-term needs. We provide full transparency in the form of separately managed accounts through our partnerships with third party money managers. Our goal at Howard Financial & Wealth Management, Inc. is to help our clients realize their financial dreams by offering creative solutions through an open and transparent process utilizing both financial and insurance* solutions to achieve financial independence. As a fiduciary, Howard Financial & Wealth Management, Inc. is legally obligated to put our client's interests first. *Insurance offered through Howard Financial & Insurance Services, Inc.

    Barnes Wealth Management Group

    Barnes Wealth Management Group

    (2 reviews)

    Researched Barnes Wealth after deciding to move from my out of town advisor. Wanting someone local…read morewas my main criteria as I wanted the face to face contact. A 15 minute consultation turned into an hour long conversation with Scott Barks. After our phone conversation, I was already leaning in the direction of going with the firm. The initial face to face meeting as Scott did his presentation sealed the deal for me. The firm takes a holistic approach to the individual as they get to know their client besides the financial assets the client brings. The office staff are great and you feel like family right away. Depending on what you are looking for, I suggest giving them a look to see if the vibe and fit is there. So far the transition has been excellent and walking into the office is always a pleasant feeling. mju

    My husband and I do a pretty good job of tracking our expenses and trying to plan for the long run,…read morebut we admittedly don't give it as much time as we should to maximize our returns. We reached out to several financial planners to see if we could get someone to help us better chart our future. This was especially critical as we rapidly approach major life changes like kids and a new home. Barnes was quick to respond, so we moved forward with setting up appointments. Everything has been friendly and casual to this point - they understand our financial personalities and risk tolerance, and have been working diligently to rework some existing accounts to better reflect what we hope to achieve. We have specifically been working with Scott Barks and have loved our interactions thus far. Scott is friendly and down to earth. We're excited to have someone in our corner that can keep a closer eye on our overall financial picture. I've recommended this firm to several friends, be it as a first step in putting together a strong household budget, or planning for retirement 30 years down the line.

    Innovative Credit Solutions - financialadvising - Updated May 2026

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