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    Cornerstone Mortgage

    5.0 (9 reviews)
    Closed Closed

    Services - Cornerstone Mortgage

    Mortgage services

    Mortgage refinancing

    Home purchase

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    10 years ago

    These guys are the BEST! I have closed 7 mortgages with them on my home, refis, and rentals, and they are stellar.

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    Help-U-Sell Bakersfield Equity Savers - Ryan Joyce Owner|Broker Help-U-Sell Bakersfield Equity Savers

    Help-U-Sell Bakersfield Equity Savers

    (21 reviews)

    We just bought a house and moved in. Ryan was our agent and did an awesome job. We went through…read moreescrow through Thanksgiving and got the house right before Christmas. It was hectic because of the holidays, but Ryan got us through it all. He is personable and was very easy to get along with. He was able to provide expertise without also being overbearing. Communication Ryan was always responsive throughout the whole process and made sure what we needed was expressed to the sellers. He explained each step to us and what our options were. Results Ryan made sure we got the house we wanted and that we could negotiate for the best possible results. He called the title company and lender to make sure everything was on track multiple times. He tracked down info on repairs and items that we needed quickly. Even once we had bought the house, but hadn't moved in yet, he came by to meet the contractor for some repairs done by the sellers. He did a great job and we will recommend him to anyone in the area looking to buy or sell their home. If we ever move we would definitely use him again.

    I was ready to change my selling agent for lack of sales skills, and putting out feelers for an…read moreagent with different marketing ideas. I sent out an email inquiry to Ryan. He responded quickly by email, followed by a phone chat. He actually defended my current agent, discussed the role of the market with me, and in the most tactful manner changed my thinking. I gave him every chance to promote himself to me, and instead we just cordially discussed my situation. He spent time (and, in business, time is money), and got nothing out of the exchange, except for my gratitude for his straight talk. I wish him well in his new company, BLOX Real Estate. I think that if you contact him, you will be impressed too!

    Golden Empire Mortgage - Not only are we in the TOP Mortgage companies to use for a mortgage...but also in the Top 50 Mortgage Companies to work for year after year!

    Golden Empire Mortgage

    (3 reviews)

    From start to finish throughout the loan process, we knew everything was just being…read more handled, without having to check or wonder what was going on...things moved along smoothly, even though it was a complex refinance. The documents submitting process was simple and easy to use, secure and organized. This has not been so straight forward in our past experiences. Every member of Mary Vera's team knew what they were doing, and when to do it. They were professional and kept communications to the minimum required to get the job done. Disclosures were accurate and timely, and well explained. Time was taken to find out what we wanted to achieve and how to do it, and we are completely satisfied with our loan and conditions. It was basically pain free, on a process that is known to be stressful. We are so relieved that we contacted Mary Vera at GEM Mortgage Alamo CA to work with and guide us through, she really knows this business and puts you at ease. Thanks Mary, we'll be seeing you again and again.

    Quite frankly, I wouldn't do business with Golden Empire Mortgage, particularly Norm Kremer and All…read morePacific Mortgage, ever again. They were poor communicators about basic information needed to understand all the costs and fees during my refinance. Look, there are countless mortgage brokers in the west and even more on line. I'd go with someone else rather than work with All Pacific. If they can't inform their clients of such important and expensive costs, then I'd consider them unprofessional and try someone else. Craig Sklar

    Cornerstone Mortgage - mortgagebrokers - Updated May 2026

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