Words can not express how lucky I've been to have Judy as my mortgage officer. She is…read moreknowledgeable, professional, easy to talk to and knows her stuff. She worked with me, answered all my silly questions, keep me updated even during this busy time and most important completed my loan in a timely matter. I could not have done it without the assistance of Judy. She is an expert in her field and knows the intricate details of the process. You will not be disappointed if you give Judy a call to handle your mortgage needs. I'm sure glad and lucky I found her. Thank you so much Judy for all the help you gave me during this process and got my loan approved. I'm so thankful and forever grateful to you.

I recently had a client tell me their were using a lender from another island, I hesitated at first…read morebut they assured me they were comfortable with this lender. I cant tell you how smooth the transaction was, it was so good, I have since sent several clients to them, and it continues to be top notch, first class, company to deal with. I personally recommend them for any and all islands. Mahalo, Alan, Maura, and Team10 , you guys are the best!

Alan and his team are knowledgeable, reliable, and helpful in all situations. They are my go-to…read morelending team in Hawaii. No matter how complicated a client's situation is they have solutions.

Carole Manuwa, I'm telling you, great great agent!…read more You couldn't ask for a better person to represent you as a buyer or a seller. We recently decided to buy though we weren't quite ready, and after meeting and working with Carole she helped us get in to the perfect unit in record time. 65 days from search to keys in hand, even in this crazy market and we only had 10% down! Please do yourself a service and call Carole as soon as you're ready to list or buy. You will be glad you did.

As you know, everyone knows a realtor, friends, family, etc. I needed a realtor to help my sister…read morebuy a condo in Hawaii, she been living in Las Vegas for the past 25 years. My good friend referred me to Sissy . Some day she will be moving back here to Hawaii. 2023 is the time to buy real-estate. Because of the interest rate is higher, people cannot afford the mortgage. In 2021 & 2022 there were a bidding war on any property you were interested to buy. Not anymore for 2023. Found a nice Condo, got $50,000 off asking price. Closed in 2-months. Since my sister lives in Las Vegas, I did all the negotiations, her job was to wire the money and sign documents on her phone, apparently because she not a Tec person she doesn't know how to sign the legal paperwork and send it back to Hawaii. That where Sissy Sosner came in, she actually called another realtor to help my sister, The other realtor drove to my sister house to help her, Now that what I call customer service. She did pretty much everything to make the transaction very easy. I highly recommend her if you need a realtor. Aloha, Derek

Look no further than Lei Homes and Denise Miyahira for the smoothest, worry-free home buying…read moreexperience. My senior mom hasn't bought a house in over 50 years. The entire process could have easily overwhelmed her but thanks to Denise, it was painless. Denise put my mom at ease from the very start. She was very flexible in showing her available homes and thoroughly explained each step. She assisted my mom in locating financing, inspectors, and home insurance. She even met with my computer challenged mom in person to go over the contract and sign papers. She did all this while keeping me informed the whole way through by arranging conference calls so that I could understand and support my mom from California. From the start to the end, Denise was an accommodating, sensitive, and patient advocate for my mom. We could not recommend her more highly to anyone seeking a real estate agent or company. Thanks to Denise and Lei Homes, my mom seamlessly started the next chapter in a short 1 1/2 months.

Great company to go with if you are looking to buy a new home. They are there for you form start to…read morefinish making sure everything is in order. They are also very personal and spend a lot of one on one time with you to find out what you really want in your new home. If I ever get around to buying again I would definitely use them again or recommend anyone looking to use them.

Due to an unfortunate family issue we had to vacate our home. We were on a tight schedule and…read morereally needed to find a place to move to right away. John was super helpful in finding the right place to move to in a very short time. Being newbies at home buying, John was there every step of the way to guide us, making sure that all the details were taken care of. John always communicated very clearly and concisely, each time confirming that we knew exactly what to do. Due to his help we were able to close and move in to our new place very quickly. Thank you John for all your help. We appreciate it greatly.

I have worked with Larry Cutright on three different transactions. He is simply awesome! Back in…read more2001, we tried to buy a new Castle and Cooke home in Mililani Mauka Legacy. The in-house lender (BOH) would not approve us. They gave us a really hard time and practically laughed at some information on our credit app. We met with Larry and he EASILY qualified us for a 5% down loan through, guess who? BOH!!! Oh how I wanted to rub that in the original loan officer's face! We sold that house to buy a house in Salt Lake in 2003. A BIG jump. Again, Larry was able to help us obtain the loan that we needed to buy the home of our dreams. Larry works with what you have to help and ADVISE you of the best direction for YOU. In October of last year, we were looking to move into another single family home. I got quotes from both my credit union and from Advantage One, and the best deal was through Advantage One. Larry not only finds the best deal that applies to your situation, he really cares about you and does his best to help educate you to make the best decision. I swear, its like sitting in my college Econ class all over again! I have a BBA and an MSIS, and Larry, with over 30 years of experience, had lots to teach and share with me! If you don't want to learn or don't have time to listen, then just say the word, and it is done. The one outstanding thing that amazes me about Larry... He will advise you for what is best for you... even if that means he won't make any money... He is that good. He won't sell you down the river. He is long established and doesn't need to make any more money. He honestly likes helping people achieve their long life dream of home ownership. I may never need another mortgage, but if I do, I will definitely use Advantage One!

When we decided to start the process of buying a home, my husband left it up to me to do all the…read moreresearch and gather information. As any first time homebuyer can tell you, it is an incredibly overwhelming experience....especially when it comes to the mortgage. However, Larry and Kyle Cutwright made everything easy and clear. They are a father-son team, and I am just so thankful we used them. Larry was extremely patient with me, explaining everything I needed to know in the beginning. He answered a million questions via phone or email and answered them quickly. He always provided us with a complete breakdown of numbers, plus options, no matter how many times we wanted to change our financial scenario. Kyle then took over and completed the mortgage for us. Both of them gave us such personal service, like meeting on a weekend to answer questions and even dropping by our house for paperwork exchange! We are extremely grateful to them for streamlining everything and helping us make the home buying procedure that much easier. I highly recommend you use Larry or Kyle for your mortgage needs!

This year I decided to look for investment property in O'ahu. I was/am fortunate enough to have…read moreLyuba Naiditch as my agent. I have been her client for several months now and must share my experience. Lyuba is amazingly easy to work with. She is intelligent, enthusiastic, wise about the market, has exceptional taste, and is practical while holding an idealistic vision for her clients' first (or 2nd or 3rd) home. She listens to my needs and wants while reminding me to remain flexible. Her upbeat nature makes the many open houses a fun, yet informative, experience. Lyuba is incredibly intuitive and, overtime, has developed an effortless awareness of my preferences and what will fit. She does not waste my time convincing me towards properties that will not meet my criteria. I love how she communicates with me. She is positive and open minded, while also being direct without harshness. It really is not an easy combination to present and she does it effortless. There is no feeling of manipulation or ulterior motives. She is just very transparent. I love that! The most impressive trait that stands out to me about Lyuba is that she really cares about assisting her clients to find their dream home. I never feel pressured to buy. If I am ambivalent about a place, she will suggest giving it a day or two to think about. If the aesthetic structure or layout is not to my liking, she will caution me to have an open mind; architects can do wonderful things with the skeleton of a home. Being novice at property ownership, it was a daunting undertaking to consider my options. However, I can trust that Lyuba will help me make the best choice for my family. If I could sum up my experience with Lyuba with an analogy, I would liken the relationship and care as one between a physician and a patient. There is a lot of trust the vulnerable party must have in the knowledgeable and learned professional. As an actual physician, I can tell you that dynamic is extremely important to me. I have that trust in Lyuba. Every day I count her as the agent in my home ownership search, I count myself blessed. Thank you, Lyuba. I'm so excited I get to take this journey with you. If you're reading this, you are one step ahead of the rest. Hope this helps. Cheers!

My wife and I have known Lyuba for years and think she is a very classy lady with a high level of…read moreskill. When we heard that she was working for Coldwell Banker as a RA we immediately hired her to represent us to sell our condo. It was perfect timing as we have been planning to put our place on the market but did not have an agent yet. From day one Lyuba took charge and helped us get our place ready to show. She arranged and took care of all the details that go into selling a property so that we did not have to worry about a thing. After a few open houses and private showings Lyuba secured several viable offers and advised us on choosing the best one. Lyuba was able to complete the transaction on time and above asking price, which we love and really appreciate. We would definitely hire Lyuba again and think she is the best! Our case was a perfect example of how a real estate transaction should be. Aloha and Mahalos, Harry J. Johnson

First i'd like to say i'm giving 5 stars b/c of some last minute changes the President Shannon was…read moreable to make happen and allowed my closing to be on time, Thank you Shannon! There were some major challenges for my the mortgage loan that was needed, lots of mis/lost-communication not just with the Title Company and First Hawaii Title made it right on their side. My best advice for anyone is to go to the Headquarters and speak with someone in person if any errors occur, the person directing calls is not able to help very much, but if you can get ahold of the president, that's what worked for my case. Sean Kalakau, came in last minute to save my closing day which saved my contract, he's a amazingly helpful person and i'd highly recommend him to anyone to get the job done! He called in a favor for a awesome Notary over the weekend and we were able sign under a very short deadline on 25NOV24. Overall we got what we needed done! More structure for escalations and managment for accepting more feedback would help in communication. MAHALO NUI LOA - First Hawaii Title.

This is the worst title company in Hawaii. They have bounced 2 checks on me in the past…read more The main phone number on their website doesn't even work.