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    Recommended Reviews - IBC Bank

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    People searched for Banks & Credit Unions 115 times last month within 15 miles of this business.

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    A+ Federal Credit Union

    A+ Federal Credit Union

    (9 reviews)

    I visited your Bastrop branch to open an account, and unfortunately, I left very disappointed with…read morethe experience. To give some context, I live and work about an hour and a half away, so I arranged my morning off specifically to come in and open an account. This was already the second bank I tried due to previous customer service issues, and I was hoping this would be a better experience. When I arrived, I spoke with a teller who was polite and explained there would be a wait since the branch was short-staffed. I told her I didn't mind waiting, and she asked me to take a seat. She also explained that I would first need to open a personal account before opening the second account I wanted, which was fine with me. After a short while, her coworker spoke to her privately. Then she came back and told me it would be better if I scheduled an appointment because they would not be able to help me today. The only time offered was 2:00 p.m. -- but at that point, it was only 10:00 a.m., and I had already explained that I work an hour and a half away. I mentioned that the whole reason I wanted to open an account in Bastrop was because it's closer to home and much more convenient than driving into Austin, where my current bank is. Despite that, she told me my only other option would be to go to the Stassney location in Austin. This completely defeated the purpose of trying to open a local account. In the end, I had to leave the bank without opening an account. I felt frustrated because I was initially told to wait -- which I was fine with -- only to be told later that I couldn't be helped at all. A friend of mine recommended this bank because of her positive experience, but unfortunately, my visit left me very dissatisfied. I hope you can use this feedback to improve the process for walk-in customers, especially those who travel long distances and make time out of their schedule to open an account.

    This branch is the literal worst. It's been a freaking nightmare to get anything done since we…read moremoved to this side of town. If you live in bastrop you're better off driving into austin to get things done.

    Roscoe Bank - Front of building

    Roscoe Bank

    (7 reviews)

    A lot has changed at this bank and I'm still deciding if it's going to be better. I know it seemed…read morelike they lost a lot of tenured employees after they merged with Cornerstone Lending and they still are. There's only 1 person left that I recognize anymore. It's sad, I loved coming here to see people I recognized and that knew me. It doesn't feel personalized anymore. Hopefully it gets better. In the meantime last I checked they had some of the best rates in town.

    Roscoe might be a good option for local use or someone that will not travel much, there's just a…read morefew glaring issues with thinking of them anymore than that. Some of the items are, the banks traveling policy is to just block any access outside of the U.S., which is a hassle obviously for traveling. Most modern banks will have some piece of the app/access that will confirm where you actually are, which can also help with confirming transactions are from you. Slightly concerning it is the way it is here. I lost my card recently, called the 24/7 line to lock it. Someone outside of the U.S. answers, asks me for the name of my bank/account number to start .. I didn't give this info to them, but they also stated they cannot lock it and would need to transfer me elsewhere.. huh?! I told this to a teller and it seemed pretty minor, even though it's sketchy to call a number your bank provides in those instances of losing a card, getting someone outside of the U.S. that seems to be phishing, rather than helping. The mobile app, which is decent at best, has an option for mobile deposit.. great! However when you deposit a check they cancel it because they want you to write something on the check (yet there's not instruction to do so in the app).. why not just add in instructions, instead of useless manual work? Apparently there was a name change too, as a customer I never heard about it, just get my deposits canceled because I put the wrong bank name as well.. Why not tell your customers you changed your bank name? It's just simple stuff that Roscoe either doesn't seem to collectively care about (that as a customer you would want your bank to care about) or doesn't do anything to communicate to customers.. I got tired of lackluster banking and moved to a local Austin option!

    IBC Bank - banks - Updated May 2026

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