My credit score increased by nearly 175 points in under 5 months while working with Yana. I gained…read moreso much education about my score, my finances, my credit outlook and credit in general. I learned so much! Yana and the team helped change the trajectory of my financial future for the better. Yana was highly responsive, compassionate, action-oriented, encouraging and kind. Thank you!

To many if and maybes. And you fix your credit yourself. I opt out on some of the services like…read moresettling on some past credit card debt. They charged around 200 to help you call and tell them that you want to settle, lol.

I swear I was planning to start paying that credit card debt! The credit card company sent me a few…read moreletters with different options to settle; none of them were unreasonable; all I needed was a few more months to be able to pay. But here I am standing in my doorstep at 8 pm in front of a stranger who handles me a summons. I was sued! Goodbye, reasonable offers.. Hello, bankruptcy? Wage garnishment? I send a request for a debt settlement lawyer referral via Nolo, and Joe Garcia from DMI contacts me the next day. We have a quick phone call. Turns out, if I respond to the summons within 30 days, it will buy me several months of time before I have to start paying. Fast forward 6 months: the offer Joe negotiated with the firm representing the credit card company is 20% lower than I expected! Joe's fees were reasonable, and he was always available when I had a question or a concern. The case is dismissed! I cannot recommend Joe and his firm highly enough and wish them many more years in business!

I had a consultation with Joe Garcia and it was one of the most dismissive conversations I've had…read morewith a professional. He was rude, entitled, dismissive and made it clear that unless the case is over million-dollar claims or high-debt cases it "wasn't worth his time." He consistently talked over me and refused to listen to the specific statutory violations I was trying to explain. For an attorney in practice since the 90's and who claims to handle high-value litigation, the firm has no website, no BBB accreditation, and zero professional polish. If you want an attorney who listens, treats clients with respect, actually values the law and makes you feel confident your case is taken seriously regardless of the value, I would suggest looking elsewhere.

So had 2 small external transfers done from 2 separate banks…read moreto my son's checking account (joint account as he is under 18). Patelco pulled the money successfully from the 2 banks, stated in the app that the transfers were successfully completed, but no sign of the money in the account after a week. So my son could not access it. We called Wed, Thur, and Fri as each time we called they stated the transactions were pending and they would post the next morning. When it didn't happen we would call again and get the same story-for 3 days. No one knew what was wrong, and no one kept notes or communicated it in our account info, so each time we called we had to explain it all again. On Friday someone did finally state they would escalate it and get back to us by end of day-it never happened. So we called on Saturday-and explained it for the 4th time and they came back with the exact same thing-it's pending and wait until Monday. We did not accept this at this point and spoke to a supervisor-she stated she would put the money in the account as a "provisional credit" so my son could access it, while they figure it out on their end. The account showed the money was there and available so my son went to the atm the next day (Sunday). At the atm it stated there was the amount he was expecting in the account and it was available. When my son went to pull out 10% of the total he was declined due to "insufficient funds". Ugh! We are so done! We are now going into the branch tomorrow (Monday) and closing our accounts. And getting all the funds in cash right then and there. I have never had such issues and phone conversations going around in circles for a few hundred dollars! These were small transfers! Very unprofessional and it's infuriating! Patelco took the money from the other Banks but then refused to simply put it into the account so we had no access to it. Very horrible customer service! I do not recommend.

We had an awesome experience at this location. Robyn is a rock star!…read more When we entered the location, we were immediately greeted by Robyn, who told us that they would be with us soon. We then heard her greet the couple who arrived before us. About 10 minutes later, she had finished the visit with the couple, and she immediately came and greeted us, and asked how she could help us. My mom had heard about Patelco from a friend of hers, who told her that it used to be a credit union for Pacific Bell employees (or something like that?). I was surprised to learn that Patelco has been in business for over 80 years. And even more surprising, that this Roseville location has been around for over 20 years too! So what brought us to Patelco was that Mom's friend found out about Patelco's awesome Money Market rates. They have a 3% APY for balances up to $2000. That's unheard of nowadays! We both were able to set up an account and take advantage of Patelco's awesome rates. We had an enjoyable time talking with Robyn too, who was very upbeat, friendly and knowledgeable. I love people you can just joke around with and ask questions without any hesitations. She was even sweet enough to give us a little goodie for opening new accounts today! I was definitely impressed by this location and with Robyn's excellent customer service (especially after having such a terrible one at their Elk Grove location the day before). Would definitely recommend this location to my friends.

I cant get ahold of anyone to clear my 1st payment I like them all but i need to get this resolved…read moresi I know my paymentdidnt clear I need a phone call from an account specialist they used a differenr bank and I want to let them know I want there help to get this cleared up. Please someone call me

This is a debt consolidation company. The people were nice but not what they advertised.read more

Mutual Law Group and Mihaella Smith are 5 starts all the way. I took a chance last year faced with…read morea scary tax situation. I found Mutual Law Group via Google search and based on the solid reviews I made the call. They were professional, kind, sensitive to the 'crisis' situation I was experiencing and quickly earned my confidence. Important to me was a local company and people I could talk to and deal with throughout the process. Mihaella has gone above and beyond in answering all of my questions quickly and with kindness. She is incredibly responsive... receiving email replies at all hours and days of the week usually within hours of me sending a question! My fears of being looped into a nameless, national/faceless 'debt consolidation' racket disguised as a tax law firm were thankfully and quickly put to rest. Mutual Law Group is the real deal and they truly care about their clients. They worked with me on payment and were very reasonable in terms of pricing. Trust the reviews on here and trust me... if you're up against the IRS and feeling like you have no hope... call Mutual Law Group and at the very least you'll speak with someone live on the phone and have your questions answered. No high-pressure sales tactics... just honest, hardworking people that do what they say and follow it through to the end. I couldn't be more pleased and satisfied with the service and experience I've had and would recommend them to anyone without hesitation!!

Mutual Law group was extremely helpful in solving a scary IRS debacle!! They reversed tax levies…read moreand were able to save my accounts being shut down and finished strong getting a settlement offer with the IRS!! They were always extremely helpful in each situation understanding what is actually going on and were very prompt on getting back to us with any questions we would have. I am extremely pleased with the service they provided and would absolutely recommend anybody having IRS problems to use them for help!! Thank you Ms. Smith, Mr. holiday, and Mr. Bayla, for all of the help!!

We have worked with Gary for years now! He's so knowledgeable and honest. He takes care of the…read morewhole family now.

Gary has been a phenomenal advisor and is an absolute pleasure to work with. He and his team are…read moreprofessional, timely, communicative, and knowledgable in all regards. Gary is easy going and not pushy on any topic, which brings a sense of calm to any investment strategy or discussion. Gary is calculated and experienced with his tools of strategy and execution. I enjoy working with him and will continue to refer him to business partners, friends, and family. Thank you Gary.

Chad was great from start to finish. He was very helpful throughout the process. Explained…read moreeverything in detail. He responded right away with anything questions I had. Most of all he is very knowledgeable. Would highly recommend.

Chad was very polite and very helpful with my questions and concerns about my situation and got me…read morethrough the process very smoothly

Really grateful for their service! Credit For Life did a…read morefabulous job on restoring my credit, under promise and over delivered on my behalf. I'm totally satisfied with the service and highly recommend to others. The Key, to all of this is be specific on what you need.

I have the same experience as Nick. I talked to Simon directly and asked him how it works before I…read moresigned the contract. He guaranteed to remove all negative items on my credit in 6 months. 6 months later, I see no results or any removal of the negative items, so I text and call him. He responds back by saying he has no update yet and requests me to get a credit report. I gave it to him after paying for it myself and 2 months later he still has no update and stopped responding back. DO NOT TRUST THIS COMPANY. They will just take your money. Trust me, I even have proof. I've called him and texted him multiple times, I've been patient and even asked him nicely, but I got nothing from this company. They just took my money and did nothing.

Liz was great. She was very thorough and knowledgeable…read more Really got to know my specific situation and needs. She came up with a really great long term strategy for me. Made me feel very reassured and confident. I would definitely recommend her.

Liz was very welcoming and made us feel at ease. Her knowledge has been very helpful for planning…read morefor our future.