This is hands down the easiest and best process I have ever been through. Lindsey was amazing with…read moreeverything, she goes above and beyond. I have a very complicated finical situation with multiple businesses and they took care of it in no time. Best process hands down! If i ever move again we will be using you!! Thank you!!!

JJ Mack and his team were excellent to work with. JJ took the time to educate us throughout the…read morewhole process. Time was of the essence, and even when most thought it couldn't be done, JJ and his team got us through escrow without any hiccups. Very upfront and honest with no surprises at signing. We would recommend JJ to anyone. 5 stars!! Thank you JJ Mack and team.

It feels so good to have timed the interest rate market right! It is so difficult to do that and I…read morecan honestly say that we did it thanks to Chris Matsuoka from Catalyst Mortgage. We brought our dream home in December 2023 at a great price but not so great rate. In September 2024 our mortgage company offered us to refinance with zero lender fees so we felt it was a great deal to go from 7.375% to 6.5%. We were pretty far into the process when my husband received a text from Catalyst Mortgage offering us a rate in the high 4% which we knew was too good to be true but decided to call. After having a quick conversation with Chris, he offered us a more realistic offer which was 5.875% with zero points, some reasonable lender fees. We decided it was still worth it to save more money on our monthly payment. Chris was very responsive and made the whole experience seamless. He locked our rate one day after the fed rate cut. Mortgage rates actually went up instead of down and he honored his initial offer of 5.875%. He took care of us even during some hiccups with closing and tax bills from the previous owner that increased our closing costs. Chris talked to the right people at the title company and in the end, we didn't have to pay the previous owners bills and also gave me guidance on how to go about getting that issue resolved. We closed in record time. 7 business days after our application was submitted and we just made our first payment. It feels great to see that we made the right choice in switching lenders as the rates have continued to increase and we are so happy we got to save $360 on our mortgage payment. That is such a blessing now days!! I will definitely work with Chris and Catalyst Mortgage in the future!

Philip made my refinance process effortless from start to finish. He was incredibly efficient,…read moreresponsive, and proactive, keeping me updated every step of the way and making what could have been stressful feel smooth and worry-free. His professionalism, reliability, and attention to detail truly stood out, and his team was just as impressive...quick, knowledgeable, and focused on getting things done right. I'm beyond satisfied with the outstanding service I received and will definitely be recommending Philip to my friends and family.

TERRIBLE!!!! MY RECOMMENDATION on this company is to RUN THE OTHER DIRECTION!!! Submitted my…read moreinformation for a refy and was treated like I was not worth their time.

Not all lenders are built the same--Manuel Tobias stands out…read more As a Realtor, securing a popular floor plan took a strong effort, and he delivered. He helped close my client's deal and stayed ahead of every deadline--I never had to chase updates. I trust him enough that I used him for my own home purchase too. Definitely worth a call.

I continue to feel the same as I did when I first wrote this review. Even years later, my husband…read moreand I reach out to Greg S. for guidance when it has anything to do with our mortgage loan or new home related interests. Greg is always kind, caring, and available to answer our many questions. He has helped us explore various avenues and again we appreciate the educational component he generously offers.

Albert was a consummate professional. He guided us through the uncertainty of the mortgage process…read morewith full expertise and transparency. Since then I've recommended and sent Albert quite a few of my family and friends. He went the extra mile for us when we had to close quickly as well! Thank you Albert!

If I had to describe Albert in two words I would easily say knowledge and professionalism! He has a…read morestrong grip on the market and is extremely diligent and communicative. It's worth mentioning that Albert assisted my wife and I in the purchase of our home and a year later we came back to him for a refi. He's an excellent professional and we highly recommend his services!

As first time home buyers, we were generally intimidated by the process. Chris took the time to…read morebreak down home buying costs line-by-line to help us understand what could afford and provided useful tools. We didn't get the opportunity to work with him through closing but can definitely recommend the Xpert team based on the interactions we had.

This company is a scam, especiallly if you are miitary family. After 3 different calls with a…read morelender, and then filling out the application, we were asked for our credit card information to pay for our credit report. I was told we were going to get charge $100 per person on our home loan pre-approval application to run our credit. FOR A PRE-APPROVAL. Insane. Scammy vibes and the lender talked to us like we were stupid and didn't know what we were talking about.

My wife and I worked with Katie last year to refinance our house. We were very impressed with…read moreKatie's knowledge of all the different types loan programs, and her ability to explain which loan would work best for us. I really felt like she was looking out for our best interest when it came to her advice and I really appreciate that. I have also refereed many of my friends to Katie and they have all had experiences similar to ours.

From the owner: I feel that I can make a crazy real estate market into a smooth transaction. I adore working with…read morebuyers and homeowners to strategically place them in the loan that fits their situation.