This is hands down the easiest and best process I have ever been through. Lindsey was amazing with…read moreeverything, she goes above and beyond. I have a very complicated finical situation with multiple businesses and they took care of it in no time. Best process hands down! If i ever move again we will be using you!! Thank you!!!

JJ Mack and his team were excellent to work with. JJ took the time to educate us throughout the…read morewhole process. Time was of the essence, and even when most thought it couldn't be done, JJ and his team got us through escrow without any hiccups. Very upfront and honest with no surprises at signing. We would recommend JJ to anyone. 5 stars!! Thank you JJ Mack and team.

We just used Vision Mortgage on our home purchase in Pollock Pines. Wow, these guys are excellent…read more We had a complicated situation and they walked us through everything to accomplish a 14-day close. Staff was amazing and responsive. We were able to get pre-approved the same day. As we were paying off some debts, they were requesting for rapid rescores to lock in the best rates. They really fought for us. 5 stars all the way here.

I signed my final documents for my home today. It was a long 6 months of highs and lows. I want to…read moregive a shout out to Amy and Karen. They went hard in the paint for me! When I thought all was lost and wanted to throw in the towel, Amy was there with positivity and patience. Karen ran numbers like a champion, and it came out alright in the end. Along with my realtor, these ladies made my dream come true. I cannot sing their praises enough. If you want fighters on your side choose Vision Mortgage, and ask for the dynamic duo of Amy Quijada and Karen Ramos.

We had a friend recommend Sheldon when we were considering buying our first home. We know nothing…read moreabout the home buying process other than being told how stressful the entire process can be by friends and family. Sheldon explained everything in detail and went over numbers with me so we could understand what we were looking at. When the interest rates changed, he again reached out to go over how it would affect our payments and what our options are. We found a home not long after beginning the process with Sheldon and had our offer accepted 10 days ago. We will be signing at the title company tomorrow; I cannot believe this has happened so fast! The entire process has been incredibly easy, it has surprised my friends and family as this was not their own experience buying a home. Lisa, the loan processor has communicated everything along the way, keeping us updated as things progressed. I really did not think the home buying process would go this smoothly or stress free for us. We will be recommending Sheldon & Lisa to our family and friends and wouldn't go to anyone else in the future.

El Sheldon helped me get a great interest rate with this silly market. I got %4.5 VA on my wife and…read moremy dream house. He is always there to answer questions (no matter how trivial) and really breaks down each cost analysis, easy for soccer moms and dads to understand! Everyone situation is different for reasons to buy a house, in our case, we sold the old one and upgraded to a much nicer one. We doubled our mortgage, but doubled our house.

Ryan Wagner was fantastic to work with for both our original mortgage and later refinance. He made…read morethe entire home buying process smooth, fast, and easy. Ryan has a deep understanding of the interest rate market and took the time to clearly explain the numbers and options so my wife and I could easily understand everything. One thing that really stood out was how well he worked with our real estate agent. Ryan helped us structure a strong offer while competing against 16 other buyers, and he was instrumental in helping us close on our first home in just 16 days. The underwriting process was surprisingly simple compared to the horror stories we heard from friends and family working with other lenders. When it came time to refinance, Ryan made that process just as seamless and was able to lower our monthly mortgage payment. He truly makes the lending process straightforward and stress-free. Highly recommend working with him.

My wife and I were looking to sell our home and purchase a new one at the same time, which can be a…read morestressful process. We were referred to Ryan, and from our very first conversation we knew we were in good hands. Ryan was professional, responsive, and extremely knowledgeable. He took the time to walk us through every step of the lending process, answered all of our questions clearly, and made sure we understood our options. There were no surprises and no confusion. Everything was laid out upfront. What really stood out was his communication. He kept us informed throughout the entire transaction and moved quickly whenever something needed attention. In a competitive market, that kind of responsiveness makes a big difference. Our loan closed on time, exactly as promised. Ryan made what could have been a complicated and overwhelming experience feel smooth and manageable. If you are buying, selling, or refinancing, I highly recommend Ryan with United Wholesale. He operates with integrity, professionalism, and a high level of expertise. We are grateful we had him on our side.

Thanks to Sheldon Cooney my husband and I were able to purchase a home. Sheldon is very thorough…read moreand a pleasure to work with. We own our own business with liabilities that have personal guarantees. He was able to get us financing even with the messy details. We are so thrilled and would highly recommend him to others. He is also extremely patient with explaining things and highly responsive - we couldn't have asked for more.

Dennis was Awesome! He was able to refinance my current mortgage with No money down, intrest rate…read moredown almost a point and I came out of escrow with money back! I couldn't ask for more, entire process went very smoothly and I would recomend Dennis to anyone, he was GREAT!

First of all, let me be clear that this review is not a reflection on the entire office staff or…read moreother real estate professionals associated with Golden Oak Properties. This review is only focusing on the realtor associated with the company, and the mortgage lender associated with them through Marquis Mortgage. The mortgage lender will hold back on informing you of costly situations that could arise in the future. I was told it was so that we wouldn't be overwhelmed, but I prefer to have all the details upfront. Just a personal preference. I have found that I have been mislead on pricing in several aspects. The realtor, while open about communication and willing to spend the time with you, will talk out of both sides of her mouth. She will say one thing, and in the next sentence contradict herself about policy and procedure in buying a place. We were told information just a little bit at a time, which caused us to make decisions about places to make offers on that we otherwise would not have and which ended up wasting everyone's time and money. She also made a recommendation of a house inspector whom she "has worked with for years," who ended up having far too limited a scope of inspection which left us with little, if any, information we didn't already know about the house we were looking to buy. We basically wasted $500 on her recommendation and the housing inspector couldn't be bothered to get back to us on questions we had on the report until she contacted him herself. Finally, I was pitted against my partner after I gave her permission to be able to talk to him about pricing and procedure. I would make a decision, she would go to him about how I was being unreasonable and ask him to talk to me. Then, in front of me, she would tell him that he was badgering me about the issue to cover up her own involvement. I've never had so much strain put on my relationship than in the last four months I've worked with them. Concerning the last transaction I had with her, I have come to find that certain information was withheld or obscured from both myself and the seller of the property I was in contract to buy. The deal was guaranteed to fall through because of this. I'm not about playing games with huge amounts of money, so I'm through with them. When this whole thing started, the realtor said, "First time buyers are my favorite." We thought that was nice, and made us trust her more. But we realize now what she must have meant was that she loves first time buyers because they know very little about what they're doing and they're easier to mislead.

My realtor referred me to Kathleen and I was very well taken care of as a first time homebuyer…read more Like others were praising, she provides a very competitive package and is very transparent with the whole process. She's a powerhouse in her field and makes sure her clients are educated and informed on each step of the process. Kathleen works with integrity and has a keen sense of timelines and has great ambition in getting the job done well. Her availability and consistent communication gave me peace of mind for time sensitive processes and I have already recommended her to my friends in the area and will continue to do so proudly. Thank you Kathleen for all your hard work and making for a fast and smooth close! This oscar goes to you!

Kathleen is a wonderful mortgage broker and a superior person. She helped me prequalify for a loan…read morein record time, and a did a wonderful job explaining the process. Additionally, she went above and beyond to provide me with the information I needed to make an informed choice regarding a specific property. Thank you, Kathleen!

Jennifer Zweck has served hundreds and hundreds of my Real Estate clients over many years…read more If you need a mortgage loan or a home loan refi I strongly recommend you contact Jennifer. What can you expect from Jennifer? Honesty, problem solving ahead of time, good sound suggestions, consistent client follow up, competitive loan pricing, and a very positive person to work with.

If you have mortgage needs I can't think of anyone I would suggest other than Team Zweck at Vitek…read moreMortgage group. Jennifer and her team do an excellent job meeting the needs of their clients. They understand what it takes to get the job done when it comes to getting your loan funded. This team is top notch and they give attention to detail every step of the way. Also Vitek offers great incentives in addition to low rates and great service. If you're thinking about a mortgage or refi give Jennifer's team a call today!