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    Vision Mortgage

    5.0 (9 reviews)
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    Golden 1 Credit Union

    Golden 1 Credit Union

    (16 reviews)

    Local Credit Union. Most people do not go inside a brick and mortar financial institution. On…read moreoccasion I do and this group of people are outstanding. Courteous and friendly.

    Still no fix from the bank as my Zelle and Bill Pay have not worked now close to a month. The only…read moreway to get a response from them was I once again had to call them. Amazingly poor customer service. A complaint has been filed with with NCUA, Consumer Financial Protection Bureau, and with the FTC all naming the CEO as the contact. As they say the "Fish stinks from the head down." Here is my original note below. You figured someone from this bank would have picked up the phone but no one did. Frankly, after a month of this nonsense management should be embarrassed. A simple call back when the bank was first alerted would have alleviated all this. Frankly, I am tired of pursuing Golden One for a fix. "I wrote to this bank's executive personnel and no response. In addition to many other reoccurring problems, for more than a week the "pay bill" and "zelle" functions do not work so I can not pay my bills. The functions simply have disappeared with no explanation or solution. My wife was in the bank and overheard other customers complaining along the same lines. Has the bank software failed? Have they been hacked? In logging in today, in addition to not being able to pay my bills, I got a disclaimer "that certain functions may not be working." Here is my letter to the bank. Still no fix and I have yet to hear from management. This bank does not operate in a vacuum. Tomorrow I will be filing a complaint to the folk who regulate this establishment. There is this thing called accountability. Golden One Headquarter 8945 Cal Center Dr. Sacramento, Ca 95826 Attn: Donna Bland (CEO) I recently received a survey from your company. I excoriated your company and marvel how badly run is your bank. For a customer to write a letter there must be a lot of frustration. I suspect you and your Senior Management team sit in an "ivory tower" and have no idea. Well, I have some outstanding issues with my next letter being to the NCUA. You definitely need to be investigated. Let me give you the outline: * About a week ago my ability to pay bills on line through the bank simply disappeared. I called your customer service and they intoned that it belongs to an unnamed "third party" and someone will call you back. A week later I still do not have the function. I do not recall opening an account with a "third party" as your personnel are apparently trained not to take any responsibility for anything. Does the "buck" stop at your office? * Your machines are constantly down. I remember one particular ATM in the southern part of the County down a month. (I had to reach out to one of your VP's to finally get it fixed.) Many times, machines partially work and in one instance I had a check shredded. Who runs your maintenance and feel free to publish the metrics associated? I bet they are not very good. * I wrote a check that your bank cleared long before the date on the check. I did file a complaint and never heard from anyone. When I initially spoke to your customer service supervisor once again, they took no responsibility and spoke to me in "third person" as if they were an uninterested party. Is this how you train your employees? * When I transfer money from any other institution it usually takes one day. At your place a minimum of three (3) days. Are you floating the money to glean additional interest? * I try avoiding going into your locations. Most of the folk appear to "hate their jobs." Do you have any training in customer service. Are your folk aware they are not representing a mortuary? * I have seen a lot of software problems and a year ago someone did try to hack the bank account. I have no confidence you have safe guards in place. Also, as I recall a software upgrade you performed you were down a long time. Does the responsible I/T person still have a job? As of this writing I still can not pay bills. When I board an airplane and see a "dirty seat tray" I begin to wonder what else might be wrong with the rest of the plane. No different with your place. Also, clearly you have established a culture of "passing the buck." I have seen it at all levels. You are the boss of this establishment and frankly I am embarrassed for you. I will be curious to see if you have the "guts" to pick the phone or at least get my most recent problem fixed. It would be nice to pay my bills. Also, I have other institutions and credit cards I use that I favor over yours. You simply have not earned my trust and the only reason I am in your bank is you are close by my house. Therefore, I never leave more than $10k at any one time in any account or use your credit card. Finally, going to your ATM is an adventure and a bank should never be described in those terms." CC: Dustin Luton (Senior Executive VP) Read less

    Vision Mortgage - mortgagebrokers - Updated May 2026

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