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Coral Gables, FL

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Great Florida Lending

5.0 (1 review)
Open • 9:00 am - 6:00 pm

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10 years ago

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Phil Ganz Next Wave Mortgage

Phil Ganz Next Wave Mortgage

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I am a first time home buyer I used a VA loan, My credit is less then stellar, Phil Ganz helped me…read morefinance my first home purchase. He got me financed at a preapproved for a higher pricerange than the other companies around, even though I ended up getting a house for less. Phil's positive attutude and the diligent work of his processor got me to signing and closing in less than 45 days. Thank you Phil and your awesome processor Joy

I couldn't be happier with the experience I had working with Phil Ganz on my DSCR loan for my…read moreAirbnb property! I needed a cash-out refinance on an investment property and Phil made the entire process incredibly smooth, fast, and stress-free. From the very first call, Phil demonstrated deep expertise in DSCR loans, investment property financing, and short-term rental mortgages. He walked me through exactly how the debt service coverage ratio would qualify the property based on its Airbnb income instead of my personal W-2s -- something most traditional lenders won't touch. His knowledge of non-QM lending and cash-out refinance options for real estate investors was exactly what I needed. Phil handled every detail with professionalism and transparency. The application was simple, the communication was constant, and he pushed the file through closing well ahead of schedule. I was able to pull significant equity out of my Airbnb while keeping my personal debt-to-income ratio completely out of the picture. If you're a real estate investor looking for a DSCR loan, Airbnb financing, investment property cash-out refinance, or any non-QM mortgage solution, Phil Ganz is the mortgage broker you want on your side. He's responsive, knowledgeable, and truly delivers results. I've already referred two other investor friends and will continue to do so. Thank you, Phil -- you made a complicated process feel effortless! Highly recommend to anyone needing DSCR loans or investment property financing. 10/10!

Great Florida Lending - mortgagebrokers - Updated October 2026

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