This is my second review of GESA today. After being told by a rep during a previous 20-minute call that signing up for ebills would auto pay those bills while we were away on vacation--I got a notice from ebills that my Costco bill was available for paying and I could log in to Gesa to pay the bill. There are 2 problems:
1. I have already paid this bill.
2. If it is auto pay, I should not have to log in to pay it. Even when paying a bill, it takes 7 clicks to get to the confirmation page. Repeat that with 5 or 6 bills, and you are going to be sitting at the computer longer than you need to.
This rep told me that ebills DOES NOT auto pay the bill, which is correct. Two different tales from reps in the same bank. Also, why would I choose to go from receiving a paper bill and paying it on line to having to download it as a PDF document, print it, and then go through the rigmarole of paying it with seven more clicks. Does this make sense to you?
We have been SECUWA members since 1975. They were always easy to call, friendly, and the bill pay took 3 clicks. There were never any errors by them, and we had a joint account. With GESA, they separated us to two accounts , and we have to answer 5-6 security questions (including our full social security number--bad, bad) before the rep can access our account or our partner's account. This is not the case with our account at another credit union.
Furthermore, Gesa has stopped providing free mailing envelopes for depositing checks. Why? I suppose in order to cut back on staff and to make a greater profit. (It is .com and not .org.) It has very few branches, none convenient to me. This is a sad, sad end to our relationship of nearly 50 years.
When this rep asked my wife for her log in ID, we said thanks and good-bye. She had already provided the account number, told her the number of checking and savings accounts we had, etc., etc,. etc. Either of us can operate in the checking and savings accounts on line at home, but to talk about the partner's account on the phone requires a huge effort. And if the partner is away from home at the moment, then no deal. It is the most awkward, backward bank we have ever known, and the reps don't give the same answer to a question.
We will move our accounts to another credit union, one that is much more friendly to its clients and to its on line users. read more