I used to have Farmers Insurance for my homeowners policy but I also needed to have California Fair…read morePlan for fire protection. The cost for both policies in 2025 was $1700. The premium they wanted for both in 2026 went up to $4600. A friend referred me to American Diversified Insurance and I was able to get a complete policy for $1907. Jessica Layfield was the agent getting me the policy and I would highly recommend using her for all your needs. I also switched my auto policy and saved $300 a year. Jessica is very thorough and a pleasure to meet and work with.

Valerie Ouellette is a fantastic broker. She has always been there to answer any questions that I…read moremay have about my various policies. She has gone out of her way to ease my anxiety about all the issues that have arisen over the past few years. She knows how to arrive at the best solution promptly. She is an agent to be trusted during these very complex times!

We recently worked with Steve Carlson to secure homeowners insurance for our new build in Folsom…read moreRanch, and the experience was phenomenal. Steve's speed is truly remarkable...he turned around quotes and addressed our questions incredibly fast. What really stood out was his honesty and deep knowledge of the Folsom area. Unlike other 'embedded' builder agencies we spoke with, Steve felt like a genuine partner looking for the best ROI for our family rather than just trying to sell a policy. Highly recommend Steve and Carlson Agency.

MY experience over the years has been amazing and Pascal who helps us has been very responsive and…read moretakes care of any change or additional services we are looking for. Highly Recommend Pascal and team!

Joe was great, knowledgable, helpful and quick to respond. I'd recommend you speak with Joe.read more

Joe Peterson was awesome. When I discovered my insurance…read morecompany of 20 years decided to increase my premiums by 6000$, He was able to calm me down and immediately help find a much better deal for all my insurance needs and will save me money in the end. He knows his stuff, the process was seamless and fast. I highly recommend his services! Thank you ! Teresa

I have been a client of Verma Insurance since 2019. My home & auto insurance policies over the past…read more4 years were taken care of by Atul. As a first time car owner in the US, Atul patiently took the time to explain to me what does all the various coverages in the policy mean. He added a couple of coverages for a small extra cost like Glass Deductible and OEM parts only, which in hindsight I am SO thankful that he did that! Also, he gave a very competitive pricing for my Porsche unlike the other Insurance companies I approached. I once had a theft incident in SFO where they broke my rear windshield. Another time I had a bizarre accident where an electrical line came low and shattered my front windshield while driving on a highway. Both the times, my claim process with Farmers was super smooth and didn't loose much from my hand since I had the Glass Deductible coverage. Due to the OEM parts coverage, I was made sure only genuine Porsche products were installed & not any after-market parts. I moved several apartments so far with different roommates and had to edit the home insurance accordingly many times. Atul has always been polite and cheerful to take care of my needs quickly. I will recommend Atul & Verma agency to anyone looking for Farmers Insurance!

From the owner: Whether you're looking for homeowners insurance, auto insurance, renters insurance, or another…read morekind, I'm here to help you understand the insurance coverage you may want. Serving the Folsom, CA area since 2004, I can help you understand your coverage options so you can protect what matters most to you. Stop by in person, reach out online or call to get a free quote today. CA Lic. #0E60926

Now located in San Jose, CA No longer has an office in Roseville... I was looking for a local…read moreagent, yelp needs to update their site...

Jaime Starks is really really nice person I have ever seen, she helped me with my car insurance,…read morethanks to her, I can save a lot of money! She is perfect!

My go to store!! I love going there for my DMV! The staff is knowledgeable and friendly!read more

Roadside service is really bad. I have been a member for years and use to be able to talk to.a…read moreperson. It is all automated now and their system sucks. Half the time the computer can't hear you and doesn't recognize the city you are located at. It's just not good customer service. Called yesterday about 5:15 pm to get service cause my car wouldn't start. I was at home and had an appointment at 6 pm. After struggling with the automated response computer I finally got my request in after about 15 minutes. Received a message that it would be an hour and 8 minutes before a truck would arrive. We'll that time passed with no one arriving. Received a message that they were having trouble finding and assigning a truck so they would update me in 20 minutes. I got an update that it would be another 25 minutes until they could update me. After that time past I cancelled my request and received a message that I could not cancel. I said again I wanted to cancel. It said a person would contact me. No one contacted me to discuss my cancellation request. At 7:55 pm I received a message that the tow truck arrived. 2 1/2 hours after my request. I told the driver that I had cancelled and he said he had no problem. Now I am going to contact them to see if they counted this cancelled request as a service request against my account. They allow you to have 4 per year so I want to see if they deducted this request from my allocated number. So disappointing to see a good service in the past decline so badly. I used this system in the past and had to wait an hour plus but it has gotten worse over time.

Best insurance agent ever! Everyone in the office is great all the time & Mykell in claims was so…read morefriendly & knowledgeable! 100% recommend State Farm whether you have 1 car or a fleet!

Great service, thanks! Kyle and his team are tops. They…read morehandle my insurance and are always there to help with questions when I need them. Gold star goes to Christina! She is friendly, knowledgeable, an expert in follow-up and more importantly, follow-through. Thank you Christina!

I was finally able to get in touch with an actual live person at Gains ins. I was able to ask my…read morequestions and received courteous response although I could not get a new quote as I was told my renewal date was too far out for an accurate quote. I'm not giving a 4 or 5 stars yet since I will need to wait and see if they do reach out to me closer to my renewal date as they said they would. Haley was very nice and for this call, good customer service. The biggest problem at this business appears being able to get to talk to a live agent. I would hope this isn't also indicative of service in time of emergency. Keeping my fingers crossed.

Haley has changed my whole outlook on purchasing insurance! She is so professional, knowledgeable,…read morepersonable, and the list goes on. She is my go to girl for any questions regarding many different insurance issues. She always gets back to me promptly and seems happy to help every time I call. I HIGHLY recommend Gaines insurance agency. Thank you for all of your help Haley!

My wife and I have three life insurance policies through Arrow Pacific; our first circa 2012. I'm…read morecertain they earned a pittance from those transactions, yet Myron and Selina continue to respond with speed and empathy. And I've never hesitated to call Myron for his opinion and advice concerning real estate or business investments. We're grateful to have them as a trusted partner.

Myron and Selena, and the rest, provide awesome support! They back up their customers 100%! I've…read morebeen with them a decade , at least!

We have our homeowners and auto policies bundled with this agency for quite a while and they have…read morenever let us down. Living in an area deemed to have potential fire risk, they came out and inspected and advised where we could improve our property. We did as they instructed and they sent the inspector back out and renewed our policy. In a time when agencies are blanket cancelling by zip code alone, I find their personal attention to us earns them more than a 5 star rating. My home means everything to me, I'm glad they value it also enough to help me find ways to protect it.

If I could give zero stars I would. Called with questions after a significant rate increase. The…read moreagent I spoke with had a curt and rude demeanor, he actually scolded me after I made a comment in jest that wasn't even directed at him. Explored other options and was absolutely floored at the price comparison for the same coverage. After 15+ years as a customer of this agency I thought I at minimum deserved to be treated with respect. This agency has lost me and my family as customers and would do well to take some lessons in customer service.