Brent is a person of extraordinary character in an industry that has left a lot of Americans…read moreholding the bag in recent times. I worked for Brent previously and learned many things about the business including how to be an honest banker. if you need someone who will shoot you straight and educate you on your real opportunity to buy or refinance there is no better broker than Mr. Kiffer.

I used Brent Kiffer recently to close a loan that another lender turned down just days before…read moreclosing. Time was of the essence and my buyers were going to be homeless if we didn't get it done. Brent and his team dug deep and got the loan closed in 15 days. That's right, 15 days!!! What other lender would go out of their way to help a client in that manner! Brent's professionalism and caring compassion saved the day. Since then, I have worked with Brent closely, and know that that was not a fluke. He's a stand up guy who walks the talk. If you need solid mortgage advice without the sales hype, give him a call!

I have worked in federal mortgage servicing for almost 3 decades. Due to a number of factors, my…read moreown mortgage loan process was a challenge to say the least. In fact, I'd been rejected by another lender and had other lenders refuse to even accept my application. So, I was not confident in being approved by Liberty. That was until Steve and Kari came to my rescue. The work they did in preparing my application and guiding me through was the process was extraordinary. Five stars would be for someone who worked effectively and got the loan approved. Steve and Kari provided a level service light years beyond that.

Worst company I have ever worked with. They promise one thing and do something totally different…read morewhich ends up costing you more money. Avoid this mortgage company! They are not reputable.

I was with another mortgage company that is very well known, probably bigger than Laura's however I…read moredidn't like how they were going with my loan and how they were just making things so complicated, Laura's number was given to me by a good friend of mine and I was not expecting much however she blew me away on how she makes things so easy and her response and how fast she replies to you even when she is off . Laura a true professional that made my loan process very easy and understanding. I would probably use her again and so recommend her to anyone . Ps. I was not an easy cliente and she answered all my requests and questions all the time . Thank you Laura

Laura was so great! She explained everything to me so well. She helped me through my first home…read morebuying experience and I couldn't have found a better person to work with. She was always available and willing to help in anyway possible. I closed within 30 days and it was such a smooth process. If you are looking for a lender that knows the business call, Laura!! She will not disappoint.

Would give them 0 stars if I could. They were horrible and slimy to deal with. My LTV reached 70%…read moreand when I went to get my PMI removed, they required a $200 assessment (that I couldn't put on a credit card). Such an annoying, obvious money grab. I truly don't understand how it can even be legal when the ltv is based on the money I borrowed and the current principle left. I don't know how they can keep charging PMI based on the current value, which has only obviously increased in this market. The very fact that increased is displayed on their own website. Their website is also riddled with lots of errors. Everyone I talked to get this addressed just said their hands were tied. Would even wave my August PMI due to their slow and inaccurate information they gave that caused them WEEKS to get the assessment completed. There are lots of other options out there!! Go elsewhere!!!

It was a pleasure working with Chris Luebbers and his team. Their attention to detail and lightning…read morequick response times made this process stress-free.

The house we were renting had an electrical fire 2 and a half months ago. We decided to buy a…read morehouse. American Equity Mortgage made the home buying process a complete nightmare, so much that we decided to find a new lender. Our mortgage application was not put in till 3 weeks after we signed our contract. Our loan office told us "he dropped the ball on our mortgage". I called and spoke to his manager,  they assigned us a new loan officer and our original loan officer resigned. Our new loan officer tells us that we need 3000 more down then they told us 2 days prior and have a week to get it. We switched loan companies and couldn't be happier. I wouldn't suggest AEM to my worst enemy.

I had a great experience with USA Mortgage when purchasing my house. My lender was Amy Wulf and…read moreshe is the reason that I highly recommend using USA Mortgage. Mrs Wulf is very professional and knowledgeable. She walks you through every step in the process and will advise you of what to do to get your dream house. Amy gives her clients 100 percent of her expertise service making your journey a smooth one. She is a Mortgage lender extraodinare. I have recommended her to family and friends and they received the same service. She didn't give up on my brother's application for a house when everything looked bleak she kept working hard at it resulting in him purchasing his first house. USA Mortgage provides professional lending services with integrity. I highly recommend this company and Mrs. Amy Wulf for your lending needs. Shandon

DO NOT go thru this company if you are trying to buy a house. More specifically, do not use Jerry…read moreMayo. He is completely unprofessional and does not know how to do his job. At first, he couldn't figure out what we would owe for a montly payment on a house, so it made it difficult to put an offer on any house. Then, when it came time for closing he told us we would need a certain amount transferred to them. We did that. At the last minute he told us it would be an extra $3k. Are you kidding me?? Now, we are in the process of being charged an extra $300 a month on our mortgage for a year because of his mess up. Never EVER use him for your accounts. Not to mention he is terrible to contact and seems completely clueless because he is so consumed with hobbies.

My wife and I purchased our first home together, and Top Flite could not have made the process any…read moreeasier. Our first child was due 4 weeks from the day the offer was accepted, so we were in a time crunch to get the house and nursery set up for our newborn. Top Flite got us closed in 11 days!! I call my child a true blessing everyday, but I tell you what, Top Flite was also a true blessing to our family! I had the house and nursery set up just in time for my wife and newborn to come home to. Shout out to my loan officer, Devon Feager, for the low rate and costs. Thank you for answering all my questions, and walking me through the process from start to finish.

BEWARE - DO NOT DO BUSINESS WITH THIS COMPANY…read more This was supposed to be a simple 45-day cash out refinance. It turned into a 106-day nightmare filled with constant errors, missed deadlines, and almost no communication. We only stayed in the deal because our loan officer, Jon, was helpful but the rest of the company was completely disorganized. The loan processor Nick repeatedly made mistakes, and we were given closing dates over and over that never happened. At closing, several debt payoff checks issued by Haven Home Equity were incorrect and did not align with the official payoff statements we had already provided. We informed our loan officer that some of the accounts were already closed and that we intended to negotiate those balances ourselves. He advised us to handle the negotiations directly, pay the accounts ourselves, and then submit updated payoff statements along with the unused checks. We were told that once the accounts were verified as paid, corrected checks would be reissued to us immediately. We did exactly what we were told. Haven Home Equity now owes us approximately $29,000--money that is in our mortgage and accruing interest over 30 years that we never received. This has delayed our full home renovation and forced us to hire an attorney. The only response we've gotten is from our loan officer saying "he hasn't heard back from anyone." This level of incompetence and lack of accountability is unacceptable. We started this in November and it is end of April and we are still dealing with this. There are MANY companies out there who provide quality service . Do yourself a favor and find another company to do business with. Proceed with extreme caution. If you have questions leave me a comment and we can connect.