Alex Gorodinsky was an exceptional loan officer. He made first time home buying experience easy…read more He kept us informed throughout and promptly answered any questions we had. Couldn't recommend him any higher.

We had a great experience working with Alex and his team. They were very easy to communicate with…read moreand extremely proactive. We had a VA loan which some lenders are not as experienced with but Alex and his team made sure all the extra steps were completed on time. Made the whole process less stressful. I would easily recommend them to anyone in the market for a lender.

Excellent service by the realtors & banking. By all parties I have been in contact with with @ the…read moreagency

The Garcia Mortgage Team was so helpful when my wife and I purchased our new house. This was our…read morefirst house purchase, so the idea of applying for a mortgage and all the details that go along with it seemed so daunting. We had no idea where to start. About 6 months before we actually decided to start our house hunt, we scheduled a meeting with Sue to figure out what type of loan and how much of a loan we could apply for. Sue was very helpful and explained in detail each item on the itemized fee worksheet. After our meeting, Sue did not pressure us into applying for a loan early since she knew we weren't ready to begin our house hunt just yet. When the time had finally come, we came back to work with Sue. She helped all the way through the loan application process, updating us each step of the way. It was like a walk in the park for us (okay, maybe a little bit harder). My point is, Sue did a great job in communicating and ensuring that we felt comfortable throughout the process. She responded to phone calls, texts, and emails within a couple of hours to a day at most. It was comforting to know that she was so accessible and willing to help. I cannot recommend the Garcia Mortgage Team enough. Thank you so much for all your hard work! You guys do a great job, and it really shows in the service you provide!

So glad they put a Navy Federal in the STL area. Would love to see more locations around the area…read more This branch is clean and the staff are friendly. There's a rep at a kiosk as soon as you come in the door ready to assist you with getting signed in to speak with the financial services representatives. There are only 3 bank tellers but the lines move quickly. There are two walk-up atms outside. The parking lot is small and easily gets congested. This is a smaller branch so seating inside is limited. I would suggest only brining people in that need to be present.

Wait time was too long need more staff to speed up the service. All the staff were knowledgeable…read moreabout their duties, responsibilities and communication skills. I also notice employees kindness and respect to customers

My wife and I purchased our first home together, and Top Flite could not have made the process any…read moreeasier. Our first child was due 4 weeks from the day the offer was accepted, so we were in a time crunch to get the house and nursery set up for our newborn. Top Flite got us closed in 11 days!! I call my child a true blessing everyday, but I tell you what, Top Flite was also a true blessing to our family! I had the house and nursery set up just in time for my wife and newborn to come home to. Shout out to my loan officer, Devon Feager, for the low rate and costs. Thank you for answering all my questions, and walking me through the process from start to finish.

BEWARE - DO NOT DO BUSINESS WITH THIS COMPANY…read more This was supposed to be a simple 45-day cash out refinance. It turned into a 106-day nightmare filled with constant errors, missed deadlines, and almost no communication. We only stayed in the deal because our loan officer, Jon, was helpful but the rest of the company was completely disorganized. The loan processor Nick repeatedly made mistakes, and we were given closing dates over and over that never happened. At closing, several debt payoff checks issued by Haven Home Equity were incorrect and did not align with the official payoff statements we had already provided. We informed our loan officer that some of the accounts were already closed and that we intended to negotiate those balances ourselves. He advised us to handle the negotiations directly, pay the accounts ourselves, and then submit updated payoff statements along with the unused checks. We were told that once the accounts were verified as paid, corrected checks would be reissued to us immediately. We did exactly what we were told. Haven Home Equity now owes us approximately $29,000--money that is in our mortgage and accruing interest over 30 years that we never received. This has delayed our full home renovation and forced us to hire an attorney. The only response we've gotten is from our loan officer saying "he hasn't heard back from anyone." This level of incompetence and lack of accountability is unacceptable. We started this in November and it is end of April and we are still dealing with this. There are MANY companies out there who provide quality service . Do yourself a favor and find another company to do business with. Proceed with extreme caution. If you have questions leave me a comment and we can connect.

Working with Mike and his team was so easy and convenient! The whole process went smooth and their…read morecommunication was outstanding. Highly recommend him!!

My experience started with great people assisting me. The associate that assisted me took great…read morecare in ensuring I understood the processes and took simple precautions to ensure we didn't get ahead of ours with the numbers. She communicated with me through the entire process till my funds were deposited into my account and my previous mortgage was paid in full.

We are so grateful for Anastasia's support buying our first home! She went above and beyond to be a…read moreresponsive and calming presence as we navigated this process. She was incredibly communicative, patient, and kind, and we so appreciated her transparency throughout our time working with her. Thank you, Anastasia and Garcia Properties!

My husband and I were first time home buyers in the city. Cameron was a godsend. Shes local and…read moreknows the neighborhoods extremely well. She sent us listings meeting our requirements and requests regularly, would get us showings within a day or two of requesting, and was a true professional when it came to helping us make decisions. She'd walkthrough and point out issues and give us information on the water heater, HVAC, and electrical panel. We managed to find the house for us within a week and the day we decided to put in an offer she sat down with us on a Saturday evening to walk us through the best plan for putting in an offer to give us the best chances of getting the house and for the best price possible. After we went under contract she helped organize all the inspections and make our list of fixes to request to the seller (all of which were accepted). I was extremely nervous going into the home buying process but Cameron was the best person to have throughout it.

I was with another mortgage company that is very well known, probably bigger than Laura's however I…read moredidn't like how they were going with my loan and how they were just making things so complicated, Laura's number was given to me by a good friend of mine and I was not expecting much however she blew me away on how she makes things so easy and her response and how fast she replies to you even when she is off . Laura a true professional that made my loan process very easy and understanding. I would probably use her again and so recommend her to anyone . Ps. I was not an easy cliente and she answered all my requests and questions all the time . Thank you Laura

Laura was so great! She explained everything to me so well. She helped me through my first home…read morebuying experience and I couldn't have found a better person to work with. She was always available and willing to help in anyway possible. I closed within 30 days and it was such a smooth process. If you are looking for a lender that knows the business call, Laura!! She will not disappoint.

Communication with the Better Rate team was excellent. Super responsive, incredibly knowledgeable…read moreand helpful. We will refer family and friends to them for sure, highly recommend.

I cannot say enough good things about Sean, Megan and Better Rate Mortgage! We had a fantastic…read moreexperience, not only did they go above and beyond to help us close on our new home, but they also took the time to explain the numbers and ensure that we were fully informed throughout the process. It was interesting timing that we put in an offer on our home the same week that Sean was going on vacation but he still kept in touch and made sure our offer stood out. They made such a positive impression and were such a pleasure to work with overall. I highly recommend Sean and Better Rate Mortgage!