1. First Community Credit Union

1. First Community Credit Union

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O'Fallon, IL

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First Community Credit Union

3.0 (2 reviews)
Open • 8:30 am - 4:00 pm
Updated 2 months ago

Services - First Community Credit Union

Currency exchange

Personal banking

Auto loan

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1 year ago

Drive thru after 4:00 is horrific. Expect a 20 minute wait. There is only one teller I believe. I will be changing banks after this.

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11 years ago

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Ask the Community - First Community Credit Union

Scott Credit Union

Scott Credit Union

(44 reviews)

Pro - Epic Checking rate is far higher than other institutions…read more Con - Today was the SECOND time our teller counted cash deposit $100 less than we counted. Once, I thought maybe I just made an error, twice, I'm not sure. Three people counted my cash before I presented at the drive through. I'm unsure how all three could've made the exact same error. The issue is complicated by COVID, as I'm unable to enter the branch. Both times the teller took my cash to a location out of my sight to count. To prevent future misunderstanding, I'll be counting the cash out in front of the teller at the drive through. I'll then ask they do the same, WITHOUT leaving my sight. Admittedly, this could be my error, but I feel it unlikely with three people counting and I was the final person to count. Their rates are great, but not if I have to "eat" $100 every time I make a large cash deposit. Be extra careful to count cash in front of the teller and ask they do the same without leaving your sight. This protects you and them.

Systemic service degradation at the O'Fallon branch. After 26 loyal years maintaining over $300k in…read moredeposits, corporate cost-cutting has severely ruined the member experience. Management permanently removed the check-in kiosks, forcing members to wait in a 20-minute teller line just to sign in for an appointment or another waitlist to access a safe deposit box. Turning simple branch tasks into an artificial payday bottleneck is unacceptable. Local staff know it's an operational failure, but corporate refuses to listen. Matter formally escalated to the Illinois Department of Financial and Professional Regulation (IDFPR) following a federal NCUA referral. Look elsewhere if you value branch efficiency and consumer service.

Fcb O'fallon Bank - All Class! Written follow up from Jeff after closing.

Fcb O'fallon Bank

(3 reviews)

If you are searching for property-related financial services, you owe yourself a call to FCB Banks,…read moreand specifically Jeff Silvey. Even if you are just wondering about the current rate climate, pre-qualification, how much house/debt you can comfortably afford, and/or if your realtor recommended another firm or specialist, IT IS ELEVENTYBILLION PERCENT WORTHWHILE to at least reach out and touch base with Jeff to see what he and FCB can do for your unique situation. In late 2024, I relocated from California to my hometown in the Metro East. I was pretty confident in my financial situation, so I opted to wait until I found the right house before shopping for finance options. It ended up working out, but let me tell you why you should reach out As Soon As Possible.......Another party made a concurrent offer. Our offers were identical, so the seller wanted to see evidence of downpayment and/or pre-qualification to determine which bid to accept. IE....so much for MY confidence in my financial situation. I cannot fault the seller AT ALL. In this case, DOCUMENTED $ talks, and the other walks. Luckily, I was able to immediately document the down payment and Jeff worked with me to determine an initial, rough pre-qualification then issued a letter demonstrating as much. Even as a well-qualified buyer, I still had to jump through "the usual" underwriting hoops - proving I'm actually me, providing bank statements, explaining any rouge or incorrect entries on my credit reports, etc. Jeff forcast the process accurately, explained each step we took, and gracefully fielded a couple of my, "Are you SURE I'm getting the best rate?" calls. He showed up at closing, and followed up with written thank you!! (pictured) In today's electronic age, the time he invested and the in-person handshake definitely solidified my relationship with Jeff and FCB. I could sing Jeff's praises to the hills and beyond, but that may not ring your particular bell. So, what I will say is, "Don't get caught unprepared and loose out on your family's perfect property or home." Take that step. You will not regret choosing to contact or work with Jeff. I will be a repeat customer.

I am a Real Estate Broker who caters to clients with the highest standards when it comes to service…read moreand Jeff has continuously exceeded those standards. Jeff makes all of my clients feel less stressed by ensuring they understand the entire purchasing process. He and FCB Bank have achieved what most other lenders can not when it comes to getting some of my clients qualified. In todays World, it is so hard to find somebody that truly cares about their job as much as Jeff Does. That is why I will continue to recommend him to anyone who is Purchasing or re-financing.

First Community Credit Union - banks - Updated July 2026

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