I was referred to Larry Butler at First Capital by my agent, Gunmaria Swanson at Dilbeck in Burbank. First off, Gun has known my family for years...as long as my husband and I have been living in Burbank. She referred us to Larry primarily because she knows if he can prequalify you, you're a good client to have. This is probably one of the best referrals I've ever received. Next to a good primary physician, dentist, and hairstylist, a referral to a good mortgage broker is invaluable.
Larry was so efficient, comprehensive, patient, and encouraging. Needless to say the mortgage process is a literal pain in the neck and ass. Larry made it not so bad and even took the time to go over with me line-by-line, the terms of the mortgage and spoon fed to me, in layman's terms, what everything meant until I was comfortable with all of the fees as outlined. Never once during the process did I feel like an idiot for not knowing what was happening. Buying a house is almost like having a baby. You don't really know what you're doing and there isn't exactly an all-purpose manual with all the right answers for you. You learn through experience and having the right coaching helps.
Thanks, Larry! read more