My company outsourced my job to India. I exhausted ALL of my unemployment compensation and savings…read morebefore I found a new job paying $40,000.00 less than my old. Add to injury my new commute to work is now 40 minutes longer than my old job. So my traveling expenses have increased while my household income has decreased. I was at wits end. The late payments started adding up, and I saw foreclosure on the horizon. My wife and I spent six months going back in forth with the bank about our loan modification application. One minute it was they had the necessary documentation, the next minute the documentation was expired and they needed additional information. I could never get a straight answer or even the same representative at the bank. I was ready to walk away from our home. However my wife is a web guru, and found the Mortgage Healthcare on the web. We signed up and they explained exactly what we were doing wrong and helped us realize our problem wasn't as big as it seemed. In less than two months they helped complete what we couldn't achieve in six months on our own. I only wish my wife would have found them on the web sooner. Jacob Morrison Pittsburgh, PA

I was approached by Kadjolo Coulibaly whiile he goes by KC. He explained some type of financing for…read moremy customers ( 90 days - 12 months payments) he said I was going to get paid up front, I didnt believe, he wanted 109/month for the plan but I selected the plan for 49.99/month. I was pleased, I got paid each month for the transactions. So far, I used his services only 4 times but it seems to be working. I am thinking of switching to the 109 plan but want to use the 49.99 plan further but I can say that it works. I own a garage in Philly.

Hugh Crowther was so patient with me! He helped me get a great rate, took the time to explain…read moreeverything and went out of his way to answer all of my questions. In less than an hour, I had a 6 month policy for 25% less than my previous company. What's better than that? My old plan had $250 deductibles, but my plan through Spartan has $100 deductibles. I was thrilled to have everything presented in a nice, organized packet and was surprised to receive some little extras in the deal. As a former New Yorker, I could totally get used to old-fashioned customer service like this!

Very professional, reliable and knowledgeable. Specializes in fixing tax issues and cares about…read moreeach client and gives plenty of advisement for financial resources.

Highly recommend for UPenn students!!!…read more The office is so close to campus, making it super convenient to go to. The workers there are super friendly & always trying to help me. I specifically love their credit builder program (they have multiple free promotions!!) that helped me grow my credit score which isn't easy to do as a student.

NEGATIVES: It's true that the workers here are often not…read morevery well informed and will give out the wrong information. They're slow and inefficient at times. They're also indiscreet and are not sufficiently considerate of customer privacy: They will loudly call out personal information through the glass window with no apparent thought of the other customers waiting right behind me who can overhear. POSITIVES: All of that said, SFCU is run by students who seem well intentioned and wanting to help, even though they may not know what they're doing. If they're not sure how to help me, they will usually tell me so, pretty immediately (within a few minutes). On the issue of customer service, the main difference between SFCU and my commercial bank is that the commercial bank employees will waste my time for an hour, pretending they can help me when they can't actually. They'll tell me that they have to look into it and get back to me later and then they won't actually contact me again. That leaves me with having wasted hours trying to solve problems that never get resolved. At least, SFCU staff haven't wasted my time & lied to me about whether they can help me with a problem. SFCU is more customer-friendly (or member-friendly) than commercial banks in the sense that some of the service fees at UPenn SFCU are lower (or zero = free). Another big plus is that I haven't noticed them doing anything to deliberately screw me over and take my money, which is saying a lot, compared to the commercial banks. In summary, I wouldn't use UPenn SFCU as my only banking institution -- they're really not set up to handle that -- but I'm totally happy to use it as one of them.

kapital mind has genuinely made a difference for me. When I first started using their services, my…read morecredit was sitting at around 450 and I honestly didn't expect major progress right away. But after sticking with their guidance and letting their tools do their work, my credit climbed to around 650! That may sound small to some people, but for me it represents real, measurable growth -- and proof that their approach delivers. What I appreciate most is how simple and transparent everything has been. kapital Mind breaks down each step so I always understand what's happening and why it matters. Their system tracks changes clearly, gives helpful insights, and makes it easy to stay consistent. I never felt lost or overwhelmed; instead, I felt like I finally had control over my financial progress. The improvement in my credit isn't just a number -- it's confidence. kapital Mind helped me see that even small steps can lead to real improvement. If you're looking for a service that actually supports your financial growth and shows results, I'd definitely recommend giving kapital Mind a try.

thanks so much . The best service ever I mean ever. realest I mean it. they break it all down so…read moreeasy.

Our agent Mrs Rivera also friendly helpful and straightforward…read more The office staff are very welcoming and polite

Excellent service. Agent Rivera is also extremely helpful for answering questions and suggestions.read more

Nive Dhanak and her group at Malvern Tax & Ledger, Inc. have been a highly valuable and trusted…read moreresource to me as an owner of a behavioral counseling practice. Not only does Malvern Tax & Ledger "handle" the accounting, but they help me plan and prepare for taxes and other financial matters enabling me be more proactive and knowledgeable. Over the last five years of working with Nive (First at JBND and now MTL) I have grown increasingly more confident handling day to day operations and skillful as a result of her coaching and direction. I highly recommend Nive and Malvern Tax & Ledger without reservation. ~ Paula Tropiano, LPC, CCDPD, Integrated Treatment Solutions