Last week i called ahead to Affinity CU where I have had an account for years to see if there would…read morebe any problems depositing large checks, they said no it would just have to be approved by management. I went directly there and tried to deposit 2 large checks in my account that I have had for years and they denied them saying they would bounce?? I said I was told a manager could approve them. Wasn't offered a manager. Their loss, went to GreenState CU opened a checking, saving and money market accounts there without ever being a customer before. Asked them why they were able to cash the checks and Affinity wouldn't. They said they had no idea because they were both certified checks so they couldn't bounce. GreenState made it very easy and now they get to hold on to my money. Thinking about getting a CD there too.

I've had to come into this building for financial issues and it is clean with friendly staff…read more Plenty of parking. Professional atmosphere.

I came in here today to exchange a $20 bill, as it was really damaged. I've never had to do this…read morebefore, but had heard banks can accept damaged bills and replace them. It took a bit, as the bill was so badly damaged. They then send it in to have it verified that it's a real bill or not. Friendly staff. Lot parking. I'm kinda surprised there were TWO financial institutions right next to each other.

After not being satisfied with my current bank, I decided I needed to switch to a Two Rivers…read moreaccount. There are so many perks to banking at Two Rivers, such as it's not a corporate bank, ATM fee refunds, online banking, and overdraft fee forgiveness, etc. The woman who helped set my account up was so nice and friendly and gave me advice on what was best for me. I'm elated to be a new Two Rivers customer!

From the owner: At Two Rivers Bank & Trust, it is our mission to empower you to achieve your financial goals and…read morefreedom through innovation, dedication, and expertise. Supporting the financial well-being of our customers, employees, and communities is at the heart of everything we do.

Overall, the location itself is pretty nice and decently accessible. The interior is kept clean and…read morebright with plenty of waiting area space as well as seating options. There is even a small play area for children. The staff has been pleasant to deal with as well. In my opinion, the downside is the lack of explanation when opening an account. They have three account options that are credit-based and they do not explain the limits for each account; they assume you will read the fine print. Yes, some may read the fine print, but not everyone does, and that can be problematic. The lowest account option only allows you to spend $250.00 per day, of your own money. Had that been verbally explained prior to the finalization of opening the account, my mother would have opted to go elsewhere. Also, they do not have an after-hours helpline and are only available Monday through Friday during regular bank hours. This can also be problematic if you have a lost or stolen card or something is wrong with your account.

I was looking to partner with a local bank or credit union. I inquired about a loan and spoke with…read morea Senior Member Advisor. Before we started talking about my purpose, the Member Advisor came across as rushed. She kept checking her watch and made no effort to ask how my day was or to get to know me. I knew at that moment that this was not a good fit for me. And hesitated to pursue with my business given the cold feeling I received She stated she would call within an hour regarding the loan inquiry. I never received that call, nor did it appear on my caller ID. No message left if she did call. I followed up the next morning by email, and she shared the result of the loan application. Failed to say thank you, and did not even include her name at the end. This is not a credit union that would be a good match, given the cold reception I received from start to finish. If you are searching for an institution that cares about your needs, this would not be recommended. I never write reviews. I was beyond surprised at the lack of professionalism.

I have dealings with the Trust department! They care about each person there, listen so the best…read morerecommendations would help you.

I've been a life long member and I do the majority of my banking here. Very nice people.read more

Always helpful and friendly. I've had several situations where I needed extra help and they have…read morealways come through for me.

I opened my account in Oct 2024. Applied for a small loan. As well deposited money into a special…read moreaccount. Loan officer requested that I sign for approval. Upon leaving this office. I left without documents per this transaction. Three months pass, I received notice that this special account was closed. Without notice. On January 2025, I was requesting the status of my special account were I deposited funds. I was informed that no funds were available to return. My original bank informed me that my credit score was lowered substatually.to a negative rating. I took liberty to close all credit card accounts and freeze my credit files. This financial instantiation failed to follow it's guide lines as stated on agreement. Be aware, of doing business with. This organization