if you have ever done business with Evoque lending then you already know this and for those of you who haven't you need to read this and join the fortunate people who have discovered and have done business with Evoque lending. Because once you do you are going to be glad and thankful you have found the best of the best for your Home Loan needs and you will never go anywhere else when your home loan needs come up again. This is exactly the case for me I have used them before for my home loan needs and yet now again. And Mike Arnold who works for Evoque lending is my and always will be my go to man. Not only Mike but Evoque Lending on a whole is the one and only place you will ever need for any of your home loan needs and you can thank Eddie Luhrassebi for putting together a business that is in a league all there own. And when it came to filling his staff you can tell each a everyone of them were out of a very small circle to choose from and are clearly knowledgeable in what they do, and that is obviously a big plus. But the real plus here is family, friendship, dedication and love of doing what they do, and that is making the home loan process enjoyable, relaxing and the worry free confidence that you get. And that goes back to Eddie who obviously had a vision of how he wanted and what type of employees he wanted at his business. And in my case now my friend and family member at Evoque lending Mike Arnold. Although I have only exclusively doing my business with Mike and his knowledge, dedication and how he has treated me I know because of Mike ,Eddie would not just have one like Mike working there. Obviously Eddie has carefully selected the very rare and hard to find people like this to staff his business. I have not written any reviews on any of my home loans prior to the first time I used Evoque lending. And let me tell you I have had several home loans over my lifetime all for different homes and each time I used a different lender. Well that has all ended since I found Mike at Evoque . I will never use any one else or for that matter no other home lender either . Not only Mike is like a life long friend he is always looking out what's best for me. And we stay connected all through the process. Him and I not me and a company that passes you from one employee to another and not one of them knows about you or what your needs may be and even who you are. All you are to them is a dollar sign and just a rubber stamped number that's making them money. And half the time you don't even know how your loan is progressing and that if you are getting the best rates you can and that they are looking out for you or just themselves and their bottom dollar Well if you've dealt with bank or big business lenders than you know exactly what I'm talking about. Now hopefully if you read my review you can end that just like I have. Just by picking up the phone or even just emailing Mike at Evoque Lending. And I gurantee you will be completely amazed and happy you did and you will see that there still are people out there that are like this ,far and in between but when you find them you stick with them, and that's what I have found at Evoque Lending. Finally you are treated like a person and a friend not just a profit number and you deal exclusively with one person throughout the whole home loan process and that person gets to know you and your needs and what's going to work best for you and your finances. Not only that lets say if getting your home loan has been less then positive with big lenders and it doesn't work out they won't try anything at all to try to make something work they just give you well that's that thanks for calling because they feel they are not going to make as much money off if you for trying to find something that works . Well I can tell you that is definitely not the case at Evoque they will dedicate themselves to you to find something that will work for your situation so that you can fulfill your dream if buying that first home or refinancing what you have at a better rate, whatever the case may be they will help you accomplish what you need. Now I could go on and on about how great they are at Evoque but hopefully I have expressed how truely thankful and satisfied I am with Evoque and especially with Mike that you will give them a call. I can tell you this review is no bull___t everything I stated is true not made up. And I was truly compelled to write this lengthy review because it's such a rarity today to find a company that is far and above all others and has the standards in life that you hold dear and true to your heart that they also do. You want to know what's even more rare is me writhing reviews that we're good ones because I haven't. But now for the first time in my life I have written two good ones both of them are for Evoque Lending. In closing I want to give Mike Arnold at Evoque a special thanks from me and Eddie too . read more

Recently we had the distinct pleasure of retaining Eddie's firm, Evoque Lending, in order to secure desperately needed capital to extend our business to a deeper customer base. In essence we had less than 2 weeks before a once-in-a lifetime business opportunity would literally be taken away from us. My wife began calling all her banking friends, beginning with our own Bank, which we had been with for over 20 years. We thought a few phone calls and it would be settled. RUDE AWAKENING: business relationships are not what they used to be and in short order, every friend and institution we had done great business with were all turning the proverbial cold shoulder to us. Time was slipping away, and in the heat of the pressure, like a miracle, this email came from an old friend. We then were introduced to Eddie. It's a profound feeling when a complete stranger, a lender at that, can suddenly become like a member of the family. From his first call, when he promised me he would do everything to make it work, to the last phone call when he had wired the funds to our bank account - it was like a great burden taken off our shoulders. Our situation was not a "walk in the park" by any measure, but like a Jedi fighter pilot in full battle, Eddie somehow managed to navigate us through the meteorite mind-fields of paper work, appraisals, matching investors, etc. There was even a last-second hiccup with some paperwork with the underwriting that would have pushed us out of the time-frame, but like a real friend and Jedi protector, Eddie got us through and not too worse for wear in terms of our final costs. He struck a fair bargain, and came through with a hero's finish. Our final take-away is that dealing with a financial institution is always a scary, nerve wracking ordeal, and in the world of AI customer service and soul-less robotic bankers, it's refreshing to have one of the good guys out there taking care of us too. Please recommend Evoque Lending and Eddie to your friends and family - it's the most admirable thing you can do for them. read more

I cannot say enough amazing things about Mike Riggs with Evoque Lending! Every time I had a question, he was there without hesitation, easy to reach and very caring and thorough. Mike reached out and made sure to keep my husband and I informed every step of the way and made the process from application to closing, seamless and painless. The knowledge that Mike has is endless and the team that Evoque Lending is comprised of is out of this world. Five stars is the "highest" rating on this platform, and any other platform that I can find, but I feel that Mike Riggs at Evoque Lending deserves a much higher rating than "5 stars" for all the work, dedication, customer service, patience, and professionalism that he continues to display. I cannot be more thankful for having the chance to cross paths with Mike Riggs at Evoque Lending to help change our family's life forever! ABSOLUTELY, OUTSTANDING, ABOVE AND BEYOND. Mike Riggs and Evoque Lending renewed our hope in good hearted, honest businesses an human beings! If I could rate a "10 out of 10", it would be a done deal for all Mike Riggs has done for us! HIGHLY, HIGHLY, HIGHLY Recommend Mike Riggs. If you are unsure, in a tight situation, or possibly just want to gain knowledge on the options that are out there for you that other lenders do not want/dwindle to be transparent with you about, GIVE MIKE RIGGS, at Evoque Lending, a call or email. You will NOT be let down!! Thank you SO MUCH for allowing the platform to tell the world from the mountain tops, how amazing you are and how thankful I am for you, Mike! read more

I highly recommend this business. Thank you Benny Maldonado and Lee Kulick , for being so caring and professional, keeping me updated every day. There honesty is absolutely 100%. Benny and Lee truly care. We are family. My step dad had recently passed away and unsure what to do or where to go for the type of loan i was looking Benny and Lee went above and beyond to help me through the process with such ease and never making me feel as i had to sign papers. They truly listened and very patient, we were on a tight timeline and even with me changing the loan amount 3 times they changed the paperwork without hesitation and made it happen. No matter where you are Evoque Lending is there every step of the way. The day i signed papers was a Saturday. While signing the papers I had several questions Evoque Lending there office in Santa Monica and myself in the Desert could have been a potential problem. I called Lee and he responded to my call without hesitation on Saturday while he was spending time with his family and took the time out of his busy schedule to help answer my concerns. Benny and Lee made sure every "i" dotted ,every "t" crossed just amazing. If you are looking for a lending company that goes above and beyond then Evoque is that company. I would recommend anyone and everyone , I love these guys, Benny and Lee are the BEST !!! Thank you!! read more

I recently had the exceptional experience of working with Evoque Lending, specifically with Mike Arnold, their Senior Lending Specialist. I am deeply grateful that Mike reached out to me, as Evoque Lending was the only company willing to consider working with me. From start to finish, the entire process was nothing short of amazing, and I owe a huge thanks to Evoque Lending and especially Mike. Mike was wonderful to work with throughout the entire process. He was always very responsive, attentive, and professional. His extensive experience in the field was evident, yet he never overwhelmed me with industry jargon. Instead, he explained everything clearly and patiently, ensuring I understood every step. What truly stood out was the speed and efficiency of the process. Mike made everything seamless and quick, easing my mind by answering all my questions and relieving any concerns I had. His friendly and approachable nature made me feel comfortable and confident in the decisions I was making. There truly aren't enough stars to rate how fabulous Mike Arnold is. His dedication and expertise are unparalleled, and I highly recommend him and Evoque Lending to anyone in need of lending services. Thank you, Mike, for making this experience so positive and stress-free! read more

Title: Exceptional Service from Mike Riggs - Highly Recommend! I recently had the pleasure of working with Mike Riggs for a loan process, and I must say, his assistance was nothing short of amazing. From start to finish, Mike was a pillar of support, especially as our loan process extended beyond the usual timeframe. What stood out the most was Mike's unwavering commitment to our needs. He was there for us at every turn, ensuring that all our questions were answered and that we understood each step of the process. His thorough explanations made a typically complex process seem straightforward, which was incredibly reassuring. Mike's professionalism is commendable, but it's his personal touch that sets him apart. He's not just a standup professional but also a genuinely awesome person. His dedication, patience, and expertise were evident throughout our interaction, making what could have been a stressful experience, a smooth and positive one. I wholeheartedly recommend Mike Riggs to anyone in need of loan services. His outstanding service, combined with his approachable and helpful nature, makes him an invaluable asset. If you're looking for someone who will go above and beyond to ensure your satisfaction and understanding, Mike is your guy! read more

I'm not one for reviews, but this company helped me so much, its well deserved. My business had slowed down substantially, which caused an major issue with my finances and my day to day operations. I needed capital for a new project but got denied by every lender I spoke to. I have a huge amount of equity in my house, but my credit scores are low and my income has fluctuated over the last several years, but no lender would lend to me. I had a lender I didn't qualify with mention Evoque Lending so I called. I spoke with Mike Arnold and explained my situation, I was beyond frustrated after speaking with so many people. He understood both my business and personal needs, and had my loan closed in just shy of two weeks, money in my account! On top of doing what no other lender could, put me in contact with a credit repair company. I cannot tell you how this has changed my life!!! Mike was extremely patient with me, and available at all hours. I CANNOT say thank you enough to both Mike Arnold and Evoque Lending, but that's the only word I have. THANK YOU!!! read more

I was going to purchase a new home and I was having problems getting a new loan because my credit score wasn't the best and my income to debt ratio was too high. I was turned down time after time by mortgage companies. I was at wits end and I didn't know where to turn. Luckily, I got a call from Natalie Steen from Evoque Lending. Natalie, from the very beginning, was amazing. She was a fountain of information and told me that she could get me qualified for an FHA loan. Even with my credit score she got me a loan. I couldn't believe how through Natalie was with every step of the loan progression. She made the loan process the easiest I've ever experienced, and now, I am the proud owner of a new home. If it hadn't been for Natalie, and her vast knowledge, I wouldn't be moving into my new home. So, if you are having problems getting a loan from another lending company, give Evoque Lending a call and ask for Natalie Steen. Believe me, you won't be sorry. read more

I would just like to cut to the chase and say Mr.Mike Arnold is not an agent.....he's an angel,he really worked very diligently on my behalf and he was able to change my life. He always made me feel like he took my situation to heart and gave it his all. I was in constant contact with me I never once felt I was in this alone....because of what Mikedid and how hard he worked I can't thank him enough, if I had 10,000 tongues it would not be enough to tell him how much I respect and appreciated everything he did for me. So I will tell the world if you need a lending (angel) agent talk to Mr. Mike Arnold at Evoque lending he will definitely come thru for you....thank you you'll never know how much you and what you you did for me truly means the world to me. Mike I'll forever be grateful for you and again I say think you.....(oh by the way my four year old grandson says to tell you thank you for the tricycle. Thank sincerely Najah Sharkir read more

My credit and income was not great for refinancing as I was searching through online. Then came the contact with Evoque Lending and Mike Riggs was the contact agent. He explained everything clearly and openly. But I was still skeptical about the rates, fees, ...or else. So I continued to contact other lending companies and came back to Mike Riggs at the end. He continued to keep me in touch to see where I am at. As the results, I got my loan funded today after only a day instead of 3-4 days . It was awesome Mike. You have done your exceptional job and delivered your words of promise. Throughout the loan process, Mike kept me informed at every moments of the loan process and call me for the updates at anytime of the day. I would definitely come back for Mike Riggs at Evoque Lending for future financial needs. I highly recommend Mike Riggs at Evoque Lending for his exceptional services. read more

I got my degree in business science, what I remember from the subject and most important part of business service is customer service. And let me tell you, working with Evoque has been the most stress free, most pleasant experience I ever had the pleasure of experiencing. My lending officer Chandler made the process so comfortable it feels like we knew each other for years. Anytime I had a question or needed info she was prompt, immediate, and so knowledgeable it made me feel at ease and confident that everything will be taken care of which it always was. When there were mistakes on documents she would notice it right away and got it fixed. Working with Chandler has been so pleasant and stress free that I would refer anyone to Evoque. Thank you so much Chandler for your time and hard work with my lending process and carrying me all the way to the end. read more

Wow, What can I say after Months of haggling with other lenders and there Terrible tactics. I was searching web sites and came upon - yelp reviews for EvoqueLending. I found Positive feedback from others, experience. What the heck, I will give them a call, to my shock in just a few minutes of talking with Mike, explaining our personal financial quicksand we were IN ! Low FICO scores/ qualifying for traditional equity loan was difficult ! Private lender process, with all the same check and balances of equity loan. Prepared: Loan Term sheet, fair lending notice, Appraisal, Notary Loan Document Signing, finally Escrow account to handle funds transfer to Borrower. Now, with funds and a fair payback strategy, we will payoff Debt, and be on the road to financial well being. Once, again a Giant Thank you to, Mike &Eddie ! Dan M. Rocklin, CA. read more

first of all, a special thank's to " lee " who from the start was prompt to give encouragement that he could help, and that even with my low credit score's he would find the right loan to suit my need's . without any delay he began the process of helping me to get all the paper work completed as needed to move forward. i want to point out that, lee without a doubt is a real professional in his field of work. but the thing you'll notice right off and throughout the process is that he really is sincere about helping people achieve there goals and give them peace of mind. also, thank's to eddie who expedited all my final doc's and made it easy for us to wrap up my loan for approval!! and last, evoque lending is even going to set me up with help free of charge to get my credit scores back up, how awesome is that? thank you all!!! e.vasquez read more

I was contacted & discussed a loan with several lending services, but I didn't feel safe with most of them - too much salesmanship and not enough time looking for what I really needed. Then, I was contacted by Natalie Steen with Evoque. Natalie looked for (And found) a loan that worked for me. Natalie is polite, straightforward, and easy to work with. She explained every document, and accurately addressed every question I had. She's a problem solver and made the entire process easier to understand (this is my first mortgage.) She stuck with me after we got the loan; I had an insurance question that doesn't involve her service, so Natalie let me know who to contact to resolve my issue. Looking for a loan? Contact Evoque. I can't say enough about Natalie's services, so Evoque & Natalie Steen get six stars from me & my family. read more

Well, where to start. From our first contact with Evoque Lending, contacting Mike, to the funding of our loan, Five Stars all the way. Communication was excellent, timely, complete and thorough. The process was fairly painless for us, but Mike I believe worked his tail off for us. As many of us are, our credit and history were not as good as they once were due to industry changes, the past mortgage market, and life emergencies .. or in general, life. Mike and Evoque Lending were able to find us the loan we wanted, handled all the details and we are now reaping the benefits of that by updating our house with some badly needed upgrades and repairs. I would recommend Evoque Lending, and Mike, to anyone looking for that second chance to make their lives a little better! ~ Gail and Sean, Chico, California read more

Thank God I found this lender!!!!! I was less than 3 weeks away from losing my house at Auction due to my deadbeat ex husband. After scouring the internet and literally talking with over 13+ lenders, I came across Evoque Lending on Google. From the 1st conversation my agent Mike Arnold gave me hope. I sent him everything he asked for and 9 days later my Mortgage was paid off and I have a fresh start. I also talked with Eddie who heads the lending division and he was one of the sweetest people I have ever dealt with. I was crying so hard when he told me the loan was done and I was no longer in jeopardy of losing my home. THANK YOU, THANK YOU, THANK YOU Mike & Eddie. You literally saved my life and the life of my daughter. I am so grateful to have been given a 2nd chance. I cant recommend these guys enough! read more

Evoque came through for me when no one else would especially dealing with my credit. Mr.Al Smith is the truth. Omg!!!!!!, when he said he was going to help me and be with me every step of the way that's exactly what he did, and I'm so thankful to have him with me and guide throughout the process. And it wasn't just him dealing with me at time's the entire staff there is awesome. Personally, I wouldn't wanna deal with my loan situation with any other company but Evoque. Al Smith is amazing and I highly recommend him with any of yours loan needs hands down. He's the Man!!!! Lol Because If he can't help you which 9 times out of 10 he can, but he goes above and beyond to get u whatever it is done !!! Evoque/AL SMITH FOR THE WIN u want be disappointed. 10/10 on everything!!!!!!!! read more

I would like to thank Mike Arnold very much for all of his help. He answered all of my questions and helped me through the process of getting a loan. He went above and beyond and for that I am so grateful for Mike Arnold. This was my first loan and I was nervous, stressed and undoubtedly skeptical. He was the one that made me feel comfortable because he took the time to answer all of my questions via phone and email. Although he was going through his own personal issues regarding his mother, he made the time to get back to me. Evoque is very blessed to have Mike Arnold working for them. I genuinely will recommend Evoque to anyone and I would especially refer Mike Arnold to them. Thank you Evoque and especially Mike Arnold for all the great work and help that I received. Sina T. read more

Evoque Lending should be your first and last call. I was very nervous about the process. Lee House "walked me through the process." He answered all of my questions. But, more than that, he went above and beyond. He offered to send papers to me out of state, he responded to texts immediately, he answered my emails at midnight, sent an inspector the same day, and even expedited my loan so that financially, I would be okay. I used to work in the loan refinance industry. Evoque and their people are gems. Lee was the most professional and really an Angel to someone who was really struggling. As a woman, working with men can at times be intimidating. Lee and his colleagues are the most professional anyone could ask for. I cannot recommend them highly enough. read more