WARNING....this is a shady company at best. They masquerade as the 'Leasing company" that you leased the apartment from. The return address on their email correspondance is "support@leasingdesk.com". So reading your email quickly, you may assume you're getting email from your apartment leasing company.....You most likely are NOT required to purchase eRenterPlan insurance, and if you do a tiny bit of quick research you will see they are 4 to 5 times MORE EXPENSIVE than some other more reputable companies....with LESS COVERAGE. In my case, they chose a start date for coverage that was TWO WEEKS before I moved into my apartment. When I called to complain they refused to refund that $. Bottom line: this is a SHADY COMPANY and I would AVOID. read more

This company is a scam. 1. They will set up auto charge with your acknowledgement and charge you even if you've already moved out. 2. You can only call to cancel your policy but most of time no one will answer you. 3. Someone promised to send a check to refund but no one follow up this promise again. (I already provided move-out letter and anything they need) Update: They solved my problem quickly this time. Hope they can provide customer service email in the future. read more

I applied to two apartments last August and eRenterPlan was the mandatory renters insurance for both. I had to apply for renters insurance for both apartments before I was accepted. Obviously I chose one apartment to sign a lease at however unbeknownst to me eRenterPlan has been charging me for both policies (one being for an apartment I have never lived in or signed a lease at). It's been over a week and I can not get in touch with a licensing agent. The customer service here is horrific. They purposefully make cancellations/refunds an extremely long, irritating process. They probably knew there was a mistake initially but collected my money anyway. If you have the option go with another insurance company. Horrific abuse of power. read more

You can't get through to customer service -- expect long phone waits and non-existant chat specialists. Then you get transferred from someone that is clearly at an outsourced facility to a someone else. Repeatedly give your information and then they don't event solve your issue. read more

eRenterPlan has one of the rudest customer service reps I've ever spoke with. I've switched to Lemonade and it's awesome. Cheaper, simpler, and much easier to work with. read more

Can't cancel your plan online and is set to auto renew charging your card. Huge Red Flag. Will call and update review if process is quick to cancel. -- Update: They were pretty quick to contact me and cancel the plan. Smooth process and super easy. read more

Best interaction I've had with an insurance company! I called to get a claim because the apartment I moved into had roaches and I had to throw out my mattress. Although they do not cover living organisms, Saudia was extremely compassionate and directed me toward other resources for my problem. She also encouraged me to follow up with her as my problem is resolved. I'm very happy I at least have an advocate through them. read more

In good faith I had hoped your public concern on our matter would yield at the very least an investigation into our case. It has been over three weeks and as of yet you have not mad contact with me to review any correspondence and recovered discussions with the underwriter - yet again it is proving how very poor this organization is and totally lacks ethics and values..... let this time period and lack of "what you say publicly" and "what you do in reality" show the value of you have for your clients....Which at this juncture is zero. read more

This company is such a scam!!!!!! Beware charges for over 9 years after cancelation!!! Was told there was nothing they could do about it unless I had a cancellation confirmation email from 2009! What the heck, this is sooo wrong taking someone's money and blaming them! How is this even possible! Very sneaky, they've never contacted me and It was on my poor fathers credit card! ***update*** after my yelp review the owner/manager contacted me immediately and did get the situation sorted out and provided a full refund! Thank you for that!!!!!!!! read more

Extra charges no explanations. Reaching to customer service pain, holding up up to 20 mins plus, then some one picks up says hello and hangs up the phone. Stay away! Do not recommend. I got my insurance on March have 3 charges on March, every week. Explanations: None read more

Still waiting for them to answer. It's been almost an hour. I wish I had seen these reviews before trying these guys out. They are awful and I am not able to log in to to their website to cancel my plan, and of course they are not answering! I'm sure it doesn't have to do with "high call volume" because it sounds like you don't answer for anyone. Awful company. read more

I had these NO GOOD for nothing crooks for a while! Just ended them due to them screwing me. I now have to jump thru hoops due to them screwing up! My apartment flooded due to the 2nd floor hot water heater bursting and no one living there. So it leaked thru my walls and ceiling and flooded my whole apartment. Luckily I was home so I was able to save my belongings. Put me out 3 weeks living in a Sheraton and the apartment said to send them receipts of my time not being in the house. Well they opened a claim up and they say they reached out to us, LIARS!!!! I ALWAYS have my phone due to my job. WE NEVER EVER received $$$$. MY ISUUE: I have recently bought a 400k home and go to get insurance.. Guess what the new company tells me... DECLINED, said I needed a letter stating that either A- inquiry Open but no pay out or B- Accidental claim open... well these JERKS said they couldn't provide either... so I couldn't use home owners insuRance with whom I wish too.. Thanks for NOTHING you CROOKS!!!! DO NOT FALL FOR THEIR TRAP!!! My family NEVER ONCE received money! They refused to write a simple letter stating that, Hell I didn't even want their money, my apartment manager are thee ones who told me to let them know what happened just in case my belongings were destroyed. So why can't you write a simple letter? But you didn't mind taking my $$$!!! Oh, BTW, I pay my insurance all at one time too so you NEVER missed my money... YOU WILL NEVER GET ANOTHER DOLLAR FROM ME!!! Y'all make me SICK!! Why the GREED!!! This is AMERICA'S problem, Coompanies like y'all!! You don't care about any of us CUSTOMERS! I WILL make damn sure my whole complex KNOWS!! I HAVE hung fliers in all common areas of my complex and have put them in our gym and common areas!! I will be sure to do this EVERY week until I move so EVERYONE KNOWS! I will make sure I scare enough away that I'm happy PERSONALLY. I may not hurt your company financially, If you really cared that would be enough, because in sales EVERY client is important! DID you guys forget this? Or do you guys not have ethics and morals as a company? I am a Regional Sales Manager for an Engineering firm and I cover the ENTIRE South East, Texas, and Oklahoma, If I treated my customers the way YALL treated my family and myself during this time I would hope my boss FIRES ME! This is COMPLETE BS! A 5 minute letter stating FACTS is too hard for your crappy company. Then, on top of all that YOUR company NEVER once asked if we were safe or ok or had a place to go! I'm a VETERAN who has been injured in combat! And you wanna SCREW me on a simple letter??? Erenters IS A RIP OFF and a COMPLETE joke as a company!!! They will NOT and DO NOT care about you at ALL!!! GREED!!!! I'm disgusted with y'all!!! Fliers will be POSTED all over RALEIGH, NC and my apartments!! All I care about is making you lose a handful of folks, It would be crazy for me to think to run everyone off, But, I'm m happy with 30-40 people! If times that by $200 and that's a nice chunk! Do NOT get SCREWED guys, Please be careful!! DO NOT GO WITH ERENTERS!!!!!! OTHER CHOICES: USAA, Navy Federal, State Farm, Farm Bureau, Geico, Progressive, and Farmers! P.S- This is NOT our first issue with them either!!!!! read more

UPDATE: I just resolved my issue, thanks to it being forwarded to a nice gentleman named Christopher. He expedited the cancellation process and took care of it for me. He also stated that cancellations CAN be done online after first creating a login. I hope this helps. Thanks This company is full of scammers. If this many people have given them low ratings... ‍‍‍ RUN! You can't even cancel with this company, even if you do not live at the covered address. I would hate to have needed a claim filed. read more

This business is TERRIBLE. I have been a customer for 3 years and they seem to have no problem charging my bank account for their overpriced renters insurance. I have tried calling them for a week, (and was put on hold), to cancel my policy before they charged my bank card as I have to move by the end of the month due to my mother and roommate passing from cancer. I never did speak to a person and today they took money from my bank account and will dispute these and further charges. I will be trying to contact them via e mail If I do not get a response, my money back and a cancelation in 48 hours I will contact my attorney to seek further legal action. I will be writing several more reviews and getting the word out to friends and family to stay away from this company. I wish I could give this less than one star. read more

Stay away from this company!!!! When I moved locations to a new apartment last year I called customer service to have my policy moved. They assured me that the policy was moved to my new address, but without my knowledge, they opened up a NEW POLICY for me and NEVER cancelled the old one. Then when I try to call customer service to get a refund for the policy, I sit on hold for an hour and never get in touch with anyone. This is the one and only yelp review I have ever written and will ever write, which says something about how terribly this company is. It is a scam and whatever you do, stay away. read more

I'm only giving 1 star because their emergency service helped me when my entire apartment building flooded, deeming my unit unlivable. They placed me in a hotel in no time and the claims process was smooth. If I had not had excellent service during that emergency, I'd give them 0 stars if I could. After that situation, I moved a new apartment and their customer service was impossible to work with. They transfered my policy to my new unit...but then automatically renewed my insurance for that unit without my consent after the lease was up. I then found out six months after that lease ended because I received a bill due for renter's insurance for that address that I no longer lived in! I called them about this and they asked for proof that I was no longer living at that address, so I sent them my written move-out notice and the confirmation by that property manager. Since then, I've called several times and emailed, I have been told multiple times I'd get a refund in the mail....it has been three months and I still have not received a refund for the policy they renewed for my old unit without my consent. read more

I never write reviews, but STAY AWAY FROM any apartment that uses this company. This company is an absolute scam, and will keep charging you even if you never moved into the apartment that has this insurance policy. Essentially, once the apartment/eRenterPlan has your bank info, your are completely screwed. eRenterPlan also never answers support mails or calls. read more

I have literally spent HOURS on hold with this company trying to cancel my plan. Nobody ever picks up the phone. Just now I was on the line for 57 minutes listening to wait music. Yesterday, same thing. Do you actually have employees or do you not have anyone employed to answer the phone, thus making it impossible to cancel a policy? Totally ridiculous read more

Like many of the other customers below; I was also placed on hold for approximately 1 hour before I gave up and tried their call back service. The automated message told me that approximate wait time was 7 minutes... but guess what; I never got a call back. Not to mention my policy was $35 a month. USAA quoted the same exact policy for $7 a month. Don't bother with eRenterPlan. Overpriced plans with poor customer service. read more

If I could give 0 stars I would. My car was broken into in Early September. Betsy was my original agent, but I was transferred to Scott Philipp almost immediately, no big deal. The issues started when I hadn't heard anything from Scott for two weeks. After multiple emails, phone calls, a request to be transferred to a more responsive adjuster (which was ignored) and three weeks time, I threatened to report the company to the Better Business Bureau which is when Scott finally replied and let me know that our policy wouldn't cover the cost of repairing my window, but would cover the cost of everything that was stolen out of my car. I supplied an excel spreadsheet with everything that was stolen and its price on 9/29 which Scott acknowledged that he had received. I've since updated the spreadsheet once with multiple items that were stolen, I had moved out of my parents house the night before, so there was a lot that was stolen out of my car. It is now October 21and I have still heard NOTHING regarding my claim. No wonder you can't find the names of the owners anywhere, they obviously don't want to be connected to this scam of a company. BUYER BEWARE IF ANYTHING HAPPENS WHILE YOU ARE INSURED BY THIS COMPANY THEY WILL DO NOTHING TO HELP YOU AND WILL ACTIVELY IGNORE ANY AND ALL COMMUNICATION read more

Imagine cancelling a policy in 2018, only for a new policy to start up in 2019 without your consent or acknowledgement. Now imagine being given the cold shoulder after calling and emailing. How would you feel? I'm about ready to get lawyers involved because this shit is ridiculous. I'm not going to be put on hold for over an hour, only for a rep to answer and hang up on me immediately. ANSWER MY CALLS AND EMAILS. YOU CAN'T JUST IGNORE PROBLEMS. read more

I don't even live at the property that this policy is for anymore, but it has been impossible to cancel. I have been on hold for over an hour. It should not be this hard to cancel... why is there not an option to cancel online? I will not be using them again. read more

I want to start initiating class action lawsuits against companies like this. With all of these one star reviews, they must be doing something illegal or, at the very least, something that would make them legally liable for damages. If you'd be open to looking into this with me, then add me as a friend on Yelp and we can start organizing. Original review: This place makes it impossible to cancel. I've moved and they're still charging me for my old address. When you try and call you can't get through and their website doesn't allow you to login and cancel. read more

Need to give Larry more than 5 Stars!!! It was my fault Not calling to cancel my plan after 1yr! Larry was just soooooo helpful, offered me a refund which did not expect At all cuz it's my own responsibility to call and cancel but I just completely forgot about it! Thank you so much Larry read more

IF YOU'RE TRYING TO CANCEL YOUR POLICY, READ THIS: I literally downloaded the app to leave this review... Do NOT follow the autoprompter menu, just stay on the line for a representative, and tell them you want to cancel. If you follow the autoprompter menu, you'll be stuck on the phone for hours like most of the reviewers on here. I waited for about half an hour before re-calling and staying online to talk to a rep. Was on the line for about 30 sec before getting answered, and got the cancelation done in about 3 mins. They were super nice people (once you actually get a hold of them) and the process was easy. They even refunded the remainder of the month's premium as well! read more

Terrible! Scammers!!! Still have my money tied up and saying now all of a sudden it's going to take 3-5 weeks for my refund to show up. After a month of communication everyone failed to give this info. Been saying that I would get a refund within 3-5 business days and now after a month and chasing my money the story is different!!!! I am pissed, because the reason why I had to cancelled was because they couldn't add an insurer on my policy and then wanted to turn around and charge me an extra $100 to update my existing!!! Crazy! I'm not convinced I will ever see my money from them. Scammers!!!!! And everyone apparently doesn't know their job and the basic refund policy. Start training and opening your mouth to tell a customer important but simple information to avoid issues like this! read more

Trying to cancel my policy was a disaster. I emailed them about two months before my policy was set to renew, and they told me how cancel my plan. I then sent in the signed cancellation form a month before my policy was set to renew - following the instructions they gave me. No response. When I asked about it, they claimed they didn't get it. I sent it two more times before anyone decided to respond to me. No apology, no acknowledgement of my frustration. They also charged me an additional payment since they refused to acknowledge my cancellation. I had switched banks a while back and didn't change the one I used for them because MY POLICY WAS SUPPOSED TO BE CANCELLED BY THEN. So I got charged an overdraft fee from my bank. read more

They are a total scam! First they auto enroll you so every year they will charge you. But they won't let you cancel unless it's a month in advance. So for a full year you are not allowed to cancel the auto enroll. Further, they broker your deals out to other insurance companies so if you do need to file a claim, you have to communicate to a third party. Total shady scammers!! read more

The goal of service excellence for customer service is achieved by addressing issues with services that are identified. I was contacted by Chris and he was able to walk me through what happened with my policy, apologized for the mix up, and it ultimately culminated in a result that I was satisfied with. Great job Chris! read more

Cannot get a hold of a human when calling the number provided, just a long list of useless offers followed by a new number to call. The automated system cannot find my account and there is no way to talk to a human being to cancel service. Will continue attempting to contact but I do not advise anyone use this service for rental insurance. read more

This company strikes me as a piece of crap. I actually own apartment buildings, and tried for 3 days in a row to speak with someone that could provide me with further information. I was only able to speak with useless reps in the Philippines that couldn't provide one useful iota of information. After reading the reviews here, I am not surprised at all. If someone wants to give you business, those are the most valuable leads, but they only seem to have a sales prevention department. This is a definite hard pass, whether you own the apartment building or are a renter, I can only imagine what an inefficient pain in the a$s it would be to deal with these people down the road. Sad, smh. read more

Terrible company! Customer service is horrible, the managers are even more horrible and UNETHICAL! I'm currently moving and needed to cancel and switch plans. The guy canceled my plan right away although I said I wasn't moving for another month! My car got stolen and I was trying to file a claim for personal items in my car but since the guy canceled my policy before I told him to I can't file a claim. I'm moving to Washington and had erenters as my renters insurance... HAAA not anymore. This is the most unethical, unprofessional places I've ever felt with. Manager was talking loud over me. Don't waste your money with them. There's better options read more

This people are terrible. I rented an apartment for the summer time, 3 months, went online, cancel my policy, they kept charging me, it was only $13, so I didn't pay much attention after that, but I checked a couple of months back and I had more that 12 months of charges, they renew the policy automatically, even when I canceled online, they sent me a form to fill and fax which is unbelievable and they still charged me last month. STAY AWAY! read more

Stay away from this company, they're a scam. They don't return your calls or email and don't care about your situation niether want to pay your claim completly. read more

These guys are scammers. Typical deal where they auto renewal you policy, by re-charging your credit card without asking. I wanted to tell them not to renew my policy, but they do not make it easy. You have to call them, and they will only talk to you if you want to buy more services. If you say you want to cancel, they hang up without getting any of your information. I have tried several times. These practices shouldn't be acceptable. read more

Plenty of review for you to read about how horrible this company is. Impossible to cancel your plan through the website. I had to block them from taking money out of my bank account, and they have the audacity for me to come back. Don't do it! read more

I cancelled this policy via phone (the only way they allow you to cancel) in June 2018. It's now Jan 2019, and I just realized they are still charging me. I thought the charges on my card were for my new policy with another company because the names are similar. Very unhappy that I've been charged for the past 7 months. When I log into my online account it even says there's no account. There's nothing I can do to fix this unless they cooperate. read more

The insurance was referred by leasing office, and my worst nightmare begun since than. - Website is down 24/7, nothing I can do because I can't even login. I found this is their issue after reading other reviews. - Other bad experiences are just described in those one star reviews. read more

Nothing but great things to say about eRenter Plan. They answer the phone quickly, and the person on the other end is always extremely pleasant and helpful. They are also transparent and process claims at lightening speed. Super impressed so far and will continue to give eRenter Plan my business. read more

I'm surprised they are still in business. I don't even want to cancel with them, I just want to transfer to a new apartment that we are moving into. I've tried emailing, submitting inquiries online through their website, and calling multiple times (currently on hold on the phone as I type, and have been holding for 19 minutes. It's one thing to be busy, but it's another to be lazy and disrespectful of customer's time and money. If I had a choice, I would give negative reviews, but unfortunately Yelp doesn't allow that. Do yourself a favor and just look elsewhere. Don't waste your time with them. read more