12/22/2022 So…read moreexcited to be invited to a customer appreciation event. Love the new location. Free parking and the new office is huge.. It's great to see Mike and his staff. I know if we ever need anything in his world- we will definitely call Bay Equity.. Just really cool to hear another customer greet and thank him for helping. Actually this is the first time, the Dh actually met him in person!.. Let's hope I get picked for the drawing!..

I wrote a 5 star review almost 5 years ago. So going with Richardson and his Team for my next home…read morepurchase was a no-brainier. This time, I wish I could give a 10 star review. The Gold Star Team continues to exceed service, expectations and communication. They not only gave me the best interest rate ever but did everything possible to make sure that rate remained the same throughout my unexpected long closing term due to title issues. They continued to be extremely responsive and answered ALL of my questions, alleviated ALL concerns and were diligent throughout the process. Mike, Bentley and his whole team made the home purchase as stress-free as possible. I am grateful for you all :)

Amanda was very thorough and helpful and made the pre-approval process for me so much more simple…read moreand streamlined than I anticipated. First time home buying can be scary and she helped settle my nerves with her professionalism and knowledge. Highly recommend!

I cannot express how Grateful we are for Amanda and her team at Guild! They were absolutely…read moreincredible and so helpful throughout the entire process! Any questions or concerns we had were addressed immediately! They helped my little family buy our first home and it was so easy thanks to them! If you are looking to start the process of buying a home or even just want to know the steps to take to get you ready for buying a home down the road, Guild Mortgage is the place to start! Their business is amazing and we highly recommend them! Reach out today! Don't wait :) Thanks Amanda and Guild Mortgage Team!!!

Are you looking for a lender who will offer you great rates and low fees? Are you tired of the…read morelarge corporate banks not valuing you as a customer and searching for a local lender who believes the customers come first? If so, you have found your man with Mark Lamerdin! I cannot say enough great things about how painless he makes the home ownership process. He's efficient, professional and honest. We stumbled upon Mark when purchasing an investment property in Reno, NV and after having such a great experience ---- I won't ever do a big corporate bank home loan again. Give him a shot, you won't regret it and he'll save you money in the process!

Mark Lamerdin is the best mortgage consultant I have worked with. This isn't the first time working…read morewith Mark and I don't anticipate it will be the last. We have referred over multiple friends to go work with and they all have great things to say about him. Mark is very professional and is prompt at returning emails or phone calls. He makes sure to find the best option for your needs, he's very thorough and will find the best rate their is. I trust his opinion and his work. For this reason I feel very confident in his work.

Shayla Gifford's team at Guild Mortgage is exceptional! All the people on her team are very…read morefriendly and extremely knowledgeable! If you are looking for the best lender in town, then congratulations, your search is over! Shayla Gifford and her team of honest, hard-working mortgage professionals at Guild will not only meet, but exceed all your expectations!

Teresa is a 5 star loan officer and the best in the business. I cannot recommend her enough. Not…read moreonly is she professional, highly educated in her field, but she responds to all your questions and needs in record time. I look forward to working with her again in the future and sending all friends and family her way.

Gotta give it up to Jason Brothers for his help in working through our current refi…read more Rates are at an all time low, and the time is now to refi if you're in a spot to do it. I've known Jason from networking circles for many years, so naturally Prime was someone I considered, and I sincerely appreciated Jason's willingness to answer all my questions thoroughly and the transparency of the discussion around pricing and options. Jason takes a very personal approach to the lending process and doesn't leave anything to chance. He considers everything in your situation when making recommendations and offers you a very clear picture of what can and can't be done. In the end, after advising me of all the questions I needed to ask to be sure I was comparing the same apples, Jason couldn't beat an offer from a competitor, and he graciously admitted it and suggested I go another direction. That's solid business.

Desiree is amazing! She got the loan done extremely quickly and communicates with everyone along…read morethe way. I would definitely recommend her for your next loan.

To repeat the other reviewers, I took a chance with Mann Mortgage based on Yelp reviews and came…read moreout feeling like I won the jackpot. What an incredible experience with a flawless performance from Mike Richardson. I forayed into the home buying world once before and backed out after the mortgage company recommended by my realtor was terrible. It gave me the impression that the mortgage process was terrible, complicated, and ruthless. When my wife and I wanted to try again, we decided to do our own research and found Mike from Mann Mortgage. After your first conversation with Mike you'll know you made the right choice. The pre-approval process was fast and easy. Mike gets you a number and gives you phenomenal breakdowns of what you want to aim for based on what you're looking to spend. Everything is transparent and he happily guides you through everything every step of the way. Getting an offer accepted on a house was easily the hardest part of the process, but throughout that entire time it was Mike that reassured us and guided us to our dream home (and made up for our realtors being pretty all over the place). Even though we had a bit of a complicated mortgage (VA loan plus it was a probate sale), Mike never missed a beat. If anything, he held the deal together where the realtors (on both sides) and the title company repeatedly dropped the ball. He was the one person we could trust implicitly was working tirelessly for us and making sure we were taken care of as thoroughly as possible. Couple this with the fact that my wife and I were both irritable and impatient, and he had more than a few hurdles to overcome. Mike also nailed it when it came to closing. We were getting uncomfortably close to the end of our lease as the contractors hired by the selling agent needed multiple attempts to make simple repairs. When it was all finally taken care of and Mike could move forward- boy did he ever. All the realtors and the title company were as surprised as they were impressed with the speed of funding the loan and having the paperwork ready and flawlessly completed. I'm not sure how much money Mike made on this sale, but it likely wasn't enough. He was the driving factor behind getting us into the exact house we wanted. I still can't believe how easy it was to work with him, and how extremely capable he is. I cannot fully express my gratitude to Mike for everything he did for us. Oh, and for vets- Very, very, very military friendly. Mike is genuinely passionate about supporting and helping military veterans. Summary: Please do yourself a favor and go talk to Mike Richardson. Do it before the secret gets out and he has too many clients. I lack the ability to even imagine a better mortgage agent.

NEVER AGAIN!!! Big disappointment!…read more At first Cory was all friendly like "How can I earn you business?" So, I took a chance with them and they did lock in a decent rate. They gave us a long list of financial info they needed. We gave it ALL to them way ahead because I know, once we're in the middle of packing, moving, changing addresses, scheduling closings, driving etc, I don't want to have to worry with those details. Then Mann Mortgage - Michelle and the underwriters - USED the closing deadline to leverage demanding more and more information, trivial crap, all items WAY BEYOND what they originally said they needed. And here's the thing, my wife and I have a strong income, a long history of success, and high credit score!!! They actually called my wife's employer THREE TIMES (to her employer's disbelief) to confirm she worked there and her salary. REALLY? Oh, but it gets worse... Mann Mortgage then did what all the shady mortgage companies do: We were almost at closing, we're immersed in all the demands of moving, staying in a hotel before closing, driving long distances, and suddenly Michelle is like, "Oh, we need one more thing!" Ugh. So we got it to them. Then, "No, we need one MORE thing." So, again we deliver. Then, "Oh, we need one more thing!" Yet again, I deliver taking time away from helping my wife with moving details and I confirmed with Michelle, "OK...this is ALL YOU NEED, RIGHT? After this it's done, right?" And Michelle said, "Definitely, that's it." Then she comes back AGAIN demanding something else!!! And worse, she used the "It's not me, it's the underwriters" BS, piss-poor excuse, just like used car salesmen blaming the sales manager when really they're all on the same team and know exactly what they're doing. Mann Mortgage didn't "serve" us, they "played" us. Michelle, Cory and the whole company made this process a distressing, painful, frustrating experience and trust me, they knew EXACTLY what they were doing the whole time. It's dishonest. It's bad business. And it's part of their plan. And to top everything off, as Michelle was making all these FURTHER demands I finally reached out to Cory, their "kind" salesperson explaining what was happening, expressing my disappointment and asking for some help and his exact and complete response was a text saying, "Thank you for your feedback." In other words, "F-you." (He has some personal work to do). If my review can save ANYONE the pain and hassle of working with Mann Mortgage, the time I've taken to explain this will not be in vain. DO NOT HIRE MANN MORTGAGE. If they approach do not walk away, RUN!!! .

Trish and her team got back to me within minutes of me emailing them. They presented me with…read moremultiple options of interest rates, points and loan amounts and we picked the one that best suited my needs. Great people. I'll definitely return for a refi or purchase.

Pretty scary walking into a mortgage company for the first time alone as a single person and asking…read morefor a home loan....but.... Thanks to the team work of Trish Kirsch, Hannah Anderson and Barb Browning I was able to get the loan I wanted pretty much pain free. They made me feel comfortable and confident....they settled my anxiety right away. All were pleasant to work with, I love happy, friendly people! I'd highly recommend them and Guild Mortgage Company. I know where I'll be going again if I ever need to finance a home!

They say that actions speak louder than words. This was my third time working with Jen, twice for…read morepurchases and once for refinancing, and that should speak volumes. She's the best in the business! Jen is very personable, extremely knowledgeable, and completely transparent. She does an outstanding job of making a tedious and daunting process as painless as possible. We had an opportunity to buy a property that presented itself quite unexpectedly and we weren't even sure what we could afford at the time. Jen was able to quickly help us sort through our finances and got us approved for a loan at a great rate in a very tight timeframe. By doing so she allowed us to get our offer in first with a buyer that needed to close in a hurry. I'm sure that without her help and expertise we would have totally missed the chance to own our dream home. If you are in need of someone to help with a purchase or refinancing, stop looking now and call Jen immediately. You will not be disappointed. THANK YOU Jen!!!

We just finished purchasing a home in Truckee, and I can't say enough about how great Jen has been…read morethroughout the whole process. We hadn't purchased a home in 20 years, so it's almost like doing it the first time, and she was amazing at helping us through the process and answering our many, many questions. We also don't live in the area, and she was great at providing information to help us understand things locally. The market in Truckee is pretty hopping, and we ended up bidding on 4 houses before finally getting one. Every time we tried, she was super responsive, got us what we needed in an incredibly timely fashion, and was there for us as we had questions. Customer for life was her motto, and she earned it. Can't recommend Vic & Jen enough.

Sage home lending was so helpful to me when I was purchasing my home. I was so grateful for how…read moreclear they were and how quick they were to answer my questions. They were very professional, easy to talk to and incredibly kind. They were certainly instrumental in getting my house purchased without a single hitch or snag. When I buy a new house I will run to Sage Home Lending first. Don't hesitate to go here! They saved me so much time and money.

From the owner: At Sage Home Lending, we believe mortgages should support your bigger picture-building wealth…read morethrough real estate. We guide you through the lending process with clarity, care, and a strong plan, while keeping rates and total costs as competitive as possible. We specialize in VA, FHA, Conventional, Jumbo, Down Payment Assistance, and Investor-friendly programs including bank statement and alternative documentation options.

I was recently referred to Jill from my realtor…read more I am very upset and do not know how/ or why this got so far. I applied for a loan and was told that I was qualified. My family and I were looking for a home in the Sparks area. We had looked online and just skimmed through Zillow/homes.com and so on. I had a realtor prior to looking. We did not have any idea of what we would qualify for. So we applied with Jill. We gave her all the documents that were requested and she kept in contact with us regularly. We did have high expectations and crossed our fingers. We did not get the high side of what we were hoping for to loan, but it was still a great number. I had signed all the documents and was approved with no issues or concerns from jill. So the search began. Our realtor and I went to several houses to determine the best bang for our buck. We found the "perfect house" All the paperwork was to follow. This as you know is not a fast process We sent an offer letter. To my knowledge, the offer letter does get sent to Jill/ loan office. The seller counters and we do as well. both parties agreed and settled on a price. I went to our realtors office to submit a check and sign all the necessary documents By this time several weeks have gone by prior to the approval I was then sent a congrats email/ Video on the house being excepted ( This was a great touch and made the experience exciting ) At this point, our realtor and I set up the inspection process. I did not realize that the inspector really checks everything inside and out of the home. We had an appointment at 1:30. I arrived early around 1:15. The inspector had already been there for some time; as he had his ladder out and was practically completed with the front and side yard. The realtor and I spend 2 hours at the "new" home. As you know, the inspector is a third party and has a bill of his own without escrow. Our realtor and I briefly review the report. Jill informs me that the next step is appraisal of the home to verify the value I then get an email from Jill asking me to give her a call. THIS IS WHERE THINGS GET VERY BAD!!!! Jill let me know that the loan NOW will not be approved. She gave me some excuse that made a bit of sense. She had said to check back in later to see if anything would change in the future. Meanwhile. Myself- the realtor and the seller has wasted valuable time!!! Ive paid for services and promissory documents! I am now out of this time, and money. I had already given notice of where I am staying and now in a jam This is UNACCEPTABLE !!!! I do not understand after turning in every piece of document requested, that after- (close to a month), I am all of a sudden not accepted. Why was this not spotted before hand. It would have saved so much time for everyone. AND MONEY!! Now I am running around trying to find a place for my family and I to rent. ( I have now -12 days to find out where I will be living with my family.) This includes trying to squeeze into my busy schedule, to view homes, get paperwork checked out, enroll my children into schools. Something that I could have avoided last minute. Not to mention our realtor had spent several days with me. Hours of paper work. Mile high of paper.- I took many days off work. - loss of income- The seller- I really do not know the situation behind them. I am sure that they are extremely upset. In my situation; I am not sure if he has had tenants that had got any news of the sell ( giving the tenant eviction notice)- Or- maybe they could not buy a home without selling this home first. I can imagine the frustration of everyone involved in this- Except for Finance Of America My family and I are now in limbo with an uncertain future. Thanks for the emotional and stress your company has caused my family

Michael Rayburn is the best! If its possible to get you financed, he can get it done! Thanks…read moreMichael...