Shad Marshall truly lives up to his word. Vying against some heavy-hitter competition in the mortgage industry, Shad and Efinity Mortgage were, nevertheless, the ones who knocked it out of the park. I got a great rate and the sweet delivery of everything Shad had promised me upfront. Personalized service all the way! Working with Shad and Kelsie Gibson made this the easiest lending experience I've ever had. They both exude warmth, integrity, and genuine caring, and I LOVED how they got things done! read more