David Wright has helped my husband and I several times over the last 9 years. He is hands down the BEST mortgage banker in San Diego. I would not trust my real estate transactions to anyone else. David is efficient and creative and always keeps his client's best interests in mind. David assisted us with a mortgage for our first home and our current home. He will be the only person we consider for refinancing. Last month, he did an outstanding job for our best friends with their new home. Thank you David for your excellence in service and your overall expertise! read more

David Wright is your guy for all your mortgage loan needs. I had the pleasure of working with David for my first home refinance and it couldn't have gone any smoother. I felt confident throughout the whole process knowing we went over all my different options and what we felt was best for my family. He was quick to answer any questions we had along the way and I couldn't have asked for better customer service. I will definitely be recommending David to family and friends. read more

The whole home buying process is so stressful but if you get your mortgage through David it's one less thing to worry about. He and his assistant Shannon are so easy to work with. David always had our back and explained everything each step of the way. When we put our offer in (among 9 other offers) he reached out to the listing agent which helped get our offer accepted. I highly recommend David if your looking to purchase or refinance. read more

David helped us with getting our mortgage for our first home. As young, new home owners, we had lots of questions and he always had the answers we needed. He is very easy to get a hold of and is very personable. He walked us through each step and made sure we were satisfied with the whole process. At the end of everything, we got our perfect home. Thanks David! read more

The reason we decided to use Caliber home loans is, we have 2 Daughter that both of them used Caliber and had a very good experience, David and Kayla both are a great team, they helped us with any questions that we had ,and made it stress free for us, there were things that we did not understand and they made it very clear to us, David was always available day or night, our Son will be getting ready to buy a home very soon and he will be using David for sure. read more

David took care of a condo mortgage for my wife and I after another lender failed. David made it happen at light speed because of his great knowledge and experience in the mortgage business. We worked very closely and it was closed in three weeks. The other company took thirty days to tell us that they weren't able to come up with a solution. David and his team were always professional and extremely timely and efficient. We are very happy in our new dream home now. Without David, we would have missed this golden opportunity. Thank you so much David. We would highly recommend David to anyone with a need for a home mortgage. read more

Was fortunate to have David represent my wife and I during our loan process. David worked closely with us throughout the loan process keeping us informed of progress, helping us get the best rate, and assistance with documentation. David's efforts helped make the whole process smooth. read more

David was extremely helpful and knowledgeable in helping me buy my first home. He knows and understands the market well and helped me navigate through the whole process. He was always available to answer my questions, which was very reassuring, and made the process clear and easy. read more

David and his team were absolutely AMAZING!!! David was extremely personable and friendly from our first meeting on. He was able to help us with our first home purchase and found some great programs to help with the process. He did everything he told us he would and more! He was very responsive and never left us out of the loop! We would strongly recommend David to anyone either buying their first home or not. Looking forward to working with him for years to come! Thanks! read more

I was referred to David by my realtor who was helping me close a deal on a house I just purchased. From our initial conversation David made me feel very comfortable explaining the process and what to expect exactly. After I submitted all the financials that were required everything went extremely smoothly and I should say pretty easy. David was constantly checking and calling for updates. His professional knowledge and experience made me trust him navigating the process with such ease, that could otherwise have been very daunting for a 1st time buyer! Furthermore we had to do a 17 day escrow, lifting contingencies after only 3 days! David and his team, especially his assistant Kayla are proficient in their field and do deliver high level of service and help, taking the ball easy and quickly to the finish line! Thank you so much David for understanding my needs and exceeding my expectation! Is there a 10 star rating?? read more

David Wright is really knowledgeable , will give you straight answers without any run around. He works with your schedule and is a family man so understands timeframes being really important. He made buying a home for the first time a breeze! read more

David is what a lender is supposed to be. David helped my wife and I purchase our first home in San Diego. The process was scary, nerve-wracking, and often confusing. This is inevitable. However, at every single turn, David made all the right moves to minimize the stress, the nerves, and the uncertainty. I met with David in person several times. He does a perfect job of balancing both being both personable with professional. Whenever it felt like I needed a personal connection to cope with the stress, David adopted that role smoothly. Whenever I was stressing over a small detail in the lending process, David transitioned quickly into the role of a patient teacher who could walk me through the necessary details. Our escrow company dragged their feet unnecessarily and almost made us miss closing -- David flexed his influence and solved the problem. David proactively called me every single day to chat about a good time to lock in the APR. David answered EVERY.SINGLE CALL. when I would re-scan the numbers, have a "freak out" moment where I thought I misinterpreted something, and David quickly answered and patiently explained to me everything was, as it always was, in good order. Admittedly, I only have a sample size of one to evaluate the quality of lenders. However, I know in any complex service setting it is extremely rare to have BOTH a person who is a pleasure to work with while also operating at a supremely high level of skill. David is one of these rare birds. I will use David for all of my lending needs in the future, and I shamelessly plug him to every friend I now thinking about buying a house. "Oh, I know a guy..." read more

I got the pleasure of working with Mr. Wright the past couple months when I applied for my first home loan. Not only is difficult to get any sort of loan these days but to be able to get funded with short sale restrictions is a huge challenge. David was able lock in a great interest rate while displaying great time management skills. He was very informative and took the time to explain all the ins and outs of my loan. He offered different options and explained them laymen's terms. Not only is he an expert at what he does but also has the personality! He was able to calm me down several times when we faced issues getting approved. His confidence and execution of the loan really made this process bearable. I would recommend David to ANYONE and EVERYONE! Thanks to him, I am now a homeowner! Cheers! read more

David was fabulous to work with! He was recommended to us and we have been smiling ever since. We were out of town buyers so the job of coordinating documents, signings, etc were critical and David did not disappoint us. His staff was professional friendly and always available, as was David. He made the loan approval process painless and was always very honest with us as he advised us through the process. If you want a great experience with getting a loan for your home I recommend you use Prospect Mortgage. specifically David! read more

WOW, I was under the impression that people like David Wright didn't exist anymore. David is by far one the most honest and up front people i have ever met in the mortgage industry. He could have sold me a solid loan and made money, but through his due diligence and honest work ethic he was able to give me advice and guidance on how to make my current loan situation work better for me while saving me money. This meant David wouldn't make any money off me, but he did it anyway because (and i quote) "its the right thing to do!" There needs to be more people like David in the mortgage industry. I will be referring him to friends and family as well as coming back to him for my next loan because of his honesty, integrity and knowledge. I would suggest you do the same! read more

David is awesome. This is our third home buying experience and by far the best experience we have had. David is very responsive and went above and beyond to keep us informed throughout the process. David was very honest and kept our long term goals in mind. read more

If you're looking into buying your first home or want to buy a home while going through the process smoothly, go with David!!! We very recently purchased our first home with David and I'd have to say it was a great experience! Not only did he get us an unbelievable deal but he made every step of the way as easy as he could, as this was a new experience for us. He helped us go through the first time home buyers program and we were able to purchase our first home with zero down. What a deal! I wouldn't recommend anyone else other than going with David if you plan on purchasing a home! read more

David is fantastic! He was super attentive, volunteered oodles of helpful advice, and did everything he could to help us have as easy and seamless an experience as possible. He is easy and fun to talk to, and explains every step of the process in ways that are simple to understand. It is very evident that he truly cares about his clients. He wanted us to be in the best position we could be to be successful and really looked out for us. read more

David helped me purchase my first home. He was not my original lender, but the 'preferred' lender of the selling agent/bank, which made me a little nervous at first. But after sitting down with David, and him doing a fantastic job explaining the process and answering all my questions, I was happy that he was the man on my loan. The loan was a challenge because it was a messy foreclosure, and it took longer than expected to close, but through the process David did an exceptional job keeping me in the loop, explaining what was going on, answering all my questions, and showing me all my options. And now I own my first home! I highly recommend David, especially for other veterans like myself, because he knows VA loans like the back of his hand. Thanks again David and when I'm ready to buy my next place, I'll be back in your office. read more

David Wright and his entire team (Rebecca included) at South Pacific Financial were the absolute best that I have ever had financing a loan. We just purchased our 4th home, and unfortunately coming off a foreclosure we were really worried about being able to finalize the deal. This company has everything going for it that a person would ever need to deal in today's home buying market. Not only did they fund and close our loan ahead of schedule, but they did it completely glitch free. I mean without any hassle or problem at all. Wether we are looking to refinance or purchase again they will absolutey be the first one's I call. Thanks again David, Rebecca, and staff. You are true professionals and have raised the bar in your industry. David Ellis read more

My boyfriend and I just bought our first condo a week ago. David was absolutely amazing in helping throughout the entire process. In buying our first condo, we really had no idea what to expect. David spent a lot of time talking to us both and learning about our short term and long term financial goals, what we could afford while maintaining our current lifestyle, and helping us through the entire escrow process. David would stay at his office late to accommodate our work schedules. He would take his time to answer all our questions and make sure we were comfortable in our decisions. It was great to have someone who genuinely cared about us and who was knowledgeable in the field help us throughout this whole process. We highly recommend David to anybody looking for a home loan! read more

As a Realtor in San Diego, I know how important financing is on non-cash deals. Having the right lender to work with can make or break a home purchase. I had the pleasure of working with David recently on a transaction in Rancho Santa Fe. I found him to be friendly, personable, accessible and responsive. My clients were impressed with him throughout as well. David not only promised a smooth transaction on the lending side, he delivered exactly that, and ahead of schedule. read more

I highly recommend David! He was very knowledgable and informative through my home buying process. A friend referred me to David after I had some concerns about the lender I was working with and confusion on rates. I told him about the property I was purchasing, my future plan for it, and he guided me through to the best decision for my future plan. I got a lot of information and questions that I needed to ask that I had no clue of from my own lender. Lastly, He showed me that I would get the best deal where I was at instead of trying to steal the business as I know a lot of other people would have done. I will be working with David in the future on my real estate portfolio. read more

David did a great job getting my loan through despite it being a tricky time of year (july 4th week) and handled any obstacle that came about. He is very communicative and professional keeping my anxiety about closing on time to a minimum. I would work with David and New American Funding again in a heartbeat and he is a great upbeat, friendly person to work with. I couldn't have been happier with the entire process. read more

David was super helpful. He was available to answer all questions- even the ones that seemed silly and made the process smooth and less stressful. A great find. read more

We can't sing David's praises enough. He was professional in every way; walking us through from A-Z, closing was fast and great with communication in every form (texting, email or the phone). My husband and I would use him again in a heartbeat if the need arises. read more

My husband and I just closed on our home purchase this week and used David Wright as our mortgage broker. David was awesome throughout the entire process. When we started searching for a new home, we were referred to David by a family member who had worked with him previously. David met with my husband and I to explain the entire process. The preapproval process was simple. Once we found the home we wanted to buy, David and his assistant Kayla were there every step of the way! They were both very proactive in contacting us and and letting us know exactly what we needed to do. Whenever we reached out to David or Kayla with questions, they were more than happy to help and extremely easy to reach by phone, text and email. In the end David was able to get us an amazing interest rate for our mortgage, and even helped us to close in 18 days!!! We could not believe how easy and quick this process was and I truly believe that David made that happen. Cannot recommend him enough! read more

Amazing person. Always had enough time to discuss the matter. Has great knowledge of what he is doing. He will help you get the best deal out there. read more

I worked with David Wright in purchasing my first home, and I am so glad that my real estate agent (Betsy Heller, also awesome) recommended him. David is extremely helpful and straight-forward and is able to explain things in terms that I was able to understand. As a first-time home buyer, I had hundreds of questions and David sat down with me in person and answered every one of them! He is really enthusiastic, and you can tell that he loves his job. He is quick, efficient and he takes a personal interest in your financial well-being, unlike other lenders that I have talked to at larger banks. David is absolutely awesome, and I would highly recommend that you go talk to him! read more

I cannot possibly say enough about David and his team at Prospect Mortgage. They reliable, responsive, professional, and personable. In addition, every member of the team is upfront, straight-forward, and has an authentic way of doing business and dealing with clients. It's true that a leader sets the tone, and David has clearly set a great tone at Prospect. He and his staff actually seem happy to help clients and to do what they do, such a rarity, especially in the what appears to be a very cut-throat industry. More than anything, they are extremely knowledgeable and competent. Long story short, I had a very complicated escrow. It involved international issues, legal documentation and proceedings, etc. Other lenders told me it couldn't be done within my escrow timeframe, nor could it be done as a VA loan. David and his team solved it all. I was very fortunate to be referred to David by an attorney who is knowledgable about real estate matters. Among other positive attributes, he referred to David as a "problem solver." I'm a combat vet and accustomed to working with problem solvers. David and his team are beyond impressive. I wish my branch of service worked as efficiently. If it can be fixed, solved, resolved, or accomplished, David will be able to do it. David, Shannon, and the rest of the team at Prospect are tremendous to work with, and, moreover, they're great people. I trust David. If you're considering a lender, reach out to him. As client who has been through the trenches of a difficult escrow, I cannot possibly recommend anyone more highly. Again, David and everyone at Prospect are professional, honest, authentic, reliable, and incredibly competent. read more

We were so lucky our friends referred us to David! He was EXCELLENT to work with! He took the time to really help us understand the very complex process of buying a home. He was always available for questions or concerns, and was very flexible in scheduling meetings. He fought hard for us to make sure we got the best deal, and was able to close escrow for us in record time. The seller tried to get us to use their mortgage person but we refused. You can't do any better than David, and I would highly recommend him to family and friends! read more

David walked through the intimidating process of buying our first home with my husband and I every step of the way. Any time we had a question or were unsure about something, all we had to do was call him up. He is extremely understanding, accommodating, professional and realistic. If there is any issue at all, he will not hesitate to tell you but he'll always provide options for how to move forward. He knows this industry inside and out, and does everything he can to make sure the process goes as painlessly as possible. His genuine desire to help you achieve your goals is apparent in everything he does. I can not imagine having gone through this process with any other lender than David and we will definitely be working with him in the future. read more

David helped me do a refinance and later purchase a new house. I was skeptical that it would work out but he really came through for me. He's extremely responsive and it feels like he's available 24/7. Yes, there were ups and downs, but at the end of the day he delivered on his promises, I got my money, I got the house of my dreams, and everything happened when he said it would. Buying/Selling/Refinancing is stressful enough. You want to have a lender who REALLY cares about making it happen. One less thing to worry about and taking anything off the worry plate is an absolute must. He goes above and beyond to research things, find the right answers, double and triple check things and he's extremely detail oriented which works for me. It's exactly what you want in someone handling the most important part of the transaction. He also helps when your realtor sucks, which is always appreciated. read more

David did an absolutely amazing job on getting us into our dream home. He took what appeared to be an impossible deal and made it happen for our family. Not only was he informative and extremely knowledgeable on the lending side, but he was also able to help with the negotiations and even dealt multiple times with the sellers agent to help smooth things over and expedite the transaction. With David you not only get a solid lender, but because of his relationships within the industry he can help you in many other ways. I definitely recommend David to anyone considering a purchase or refinance, I know I will be using him again for sure! Thanks for everything David! read more

David Wright is Senior Loan Officer in South Pacific Financial Corporation. With his professionalism and dedication, he made an extra mile to assure that we receive the best mortgage deal there was. From the first day my husband and I met David, about a year ago, he made the best impression on us. He clearly explained the conditions of our business relationship and how the processes work. David was always there for us whether we needed tax, mortgage, or other finance advice. We recently purchased a house. Since the house was on the market as "short sale", we waited a long months for seller's approval documents. We used VA loan to finance our house. During the entire purchase process, my husband was deployed and in the addition to full time job, children and household responsibilities, I had to somehow handle the house buying process. It was very demanding and stressful time, and I can't imagine going through it without David. He was always there with his support, calming me down when I felt overwhelmed, always with prompt response and thorough explanation of every step. When I finally received keys to my new house, David even offered to help me move! I didn't accept the offer, but you have to admit that such gesture is not stereotypical for finance officer. I truly feel that we developed a friendship and trust during the process. I absolutely recommend David to anyone who seeks high quality, professional but also personalized financial advice. read more

David, Rebecca and the rest of the team at SPFC did a great job guiding me through my first home purchase. After dealing with a very competitive and at times frustrating housing market for five months, I was not looking forward to going through the mortgage process. Despite my apprehension, David and his team made the process very smooth and worked with me to not only complete all the requisite steps, but also educate me along the way. David was always available if I had a question and made me feel very comfortable with everything. I strongly recommend David and his team, they are very knowledgeable, professional, and enthusiastic and were a pleasure to work with! read more

I am a Realtor in San Diego and Riverside Counties, and after working with many different loan officers on my deals, I will NEVER refer my buyers to anyone other than David. He is my hero!!!! I have actually recommended him to other agents for their buyer's loans, and I literally refer to him as a super-hero loan officer. He makes the home-buying process damn near stress-free for my clients, and I've gotten rave reviews from every one of my buyers that I've referred to him, and also from agents with regards to their buyers' loans that David has handled. Feel free to call me if you need more info. as I feel so strongly about this review that I will personally take the time to speak to anyone who wants to know more! 858-472-5207 read more

This guy is the man. Love David. Super knowledgable, knows what he's doing and very professional. Definitely someone I trust when it comes to financials. Being first-time home buyers, he made this process easy to understand and was very honest with us. From previously working with a bank lender, David is way more personable and I could call him at anytime. I highly recommend David. read more

Being a homeowner for over 10 years, it was in our best interest to refinance. David made everything possible and "Pain Free" as we went through the process. He was very thorough and made sure we were comfortable with our decision and never pushed us to make a deal. David also offered suggestions and recommendations based off of our financial situation for future planning. I believe he went above and beyond what we were expecting, and would refer him to others. We will definitely keep him in mind for future reference and wouldn't hesitate to give him a call. Thanks again for making our Refi process a breeze David!! read more

David Wright was instrumental in our home buying process. I loved that he was on top of everything and led us through the steps. He tells you what is important and what is fluff. When my bank found out we had just bought a home, they asked "why isn't your mortgage with us?" Well because dealing with David is like working with a partner not dealing with a bank. I felt like he always had our best interests in mind. read more