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    Services - David Garrett

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    Aragon Lending Team - Meet our crew and see how we make amazing happen for our clients (and have fun doing it!)

    Aragon Lending Team

    (216 reviews)

    Downtown

    Julie and her team are hands down the best. From the very beginning, they were incredibly…read moreresponsive, easy to approach, and made us feel completely comfortable discussing our budget and finances. There were many times we felt like we were asking "silly" questions because of all the mortgage jargon, but her team always took the time to explain everything clearly and made the process feel simple. Beyond their great communication, Julie guided us through a fast 21-day escrow that successfully closed--something we truly appreciated. This team doesn't mess around; they genuinely work in your best interest and go above and beyond to get the best outcome. Even after closing on our home, Julie continues to be just as responsive and helpful, answering our questions and proactively guiding us as we start thinking about refinancing. The Aragon Lending Team is always three steps ahead. It was such a pleasure working with this team during one of the biggest milestones of our lives. Thank you all so much!

    Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

    Legacy Home Mortgage Inc - Aloha! I am an 18-year Mortgage pro, wife, momma, real estate investor, and financial problem solver. My team is passionate about making the

    Legacy Home Mortgage Inc

    (5 reviews)

    Absolutely top notch experience with Legacy Home Mortgages, Phoebe, and Joshua…read more - Tremendous in-depth knowledge of all financing programs available. - Ability to identify the best match for our situation. - Phoebe was able to position our application in the best way. - Calm and Solid advice and guidance during the ups and downs of the purchase and financing process. Like a rock! - She is also very cost sensitive and looked for ways to reduce/eliminate lender fees, appraisal fees, escrow fees, even negotiated reduced vendor costs for some of the minor repairs we had completed during the purchase process (ie. HVAC and Termite tenting). Basically Phoebe provided us the complete "white glove" service and advice that you would only expect from the best of the best. She treated every aspect of the process thinking through the eyes of her customers and what would be in our best interest. I have aspired to achieve the American dream for the past 7 years and finally received my Green card in late 2023. Because of Legacy Home Mortgage and Phoebe's smart, efficient, cost sensitive and relentless efforts my dream of having a house with a white picket fence in America has come true faster than I ever thought was possible. I would strongly recommend to anyone looking for the best possible outcome for any of your real estate financing needs and goals. My family and I are so thankful for everything Phoebe and Joshua have done for us and helping us reach our financial goals.

    Phoebe is ace! She walked me and my partner through the process of purchasing our first home and…read morewas (and continues to be) helpful, available, knowledgeable, and has a super positive attitude. Phoebe is the calm, capable, first-class real estate lender you're looking for.

    Bill Rayman

    Bill Rayman

    (86 reviews)

    Sawtelle

    Buying my first home in Los Angeles was one of the most exciting yet stressful chapters of my life…read more After searching Yelp for the best mortgage broker, I found Bill Rayman, read his glowing reviews, and decided to reach out. From our very first conversation, I knew I was in the hands of a true professional -- someone who not only understands the mortgage process inside and out, but also genuinely cares about his clients. We faced several unexpected challenges from the seller's side, but Bill navigated every hurdle with calm confidence and creative problem-solving. He has a rare ability to make a complex, high-stakes process feel smooth and painless. Bill's professionalism is matched only by his human qualities -- patience, kindness, and an unwavering dedication to his clients' success. What impressed me most was his resourcefulness. Bill sees solutions where others see roadblocks. He explored multiple strategies to ensure I got the best possible loan, always explaining each step clearly and making sure I felt informed and comfortable. He was responsive, attentive, and proactive, often checking in before I even had to ask. In the end, I not only closed on my dream home, but did so with complete confidence in every decision -- thanks to Bill's guidance. He's the kind of person who turns what could be a stressful journey into a positive, even enjoyable experience. If you're buying a home -- especially if it's your first -- I cannot recommend Bill Rayman enough. He's not just a mortgage broker; he's a trusted partner who will go above and beyond to make sure you succeed.

    He wrote a paragraph as comment to my review that his senior executive called me and explained to…read moreme. Yes, he does. He apologized for what Bill and his assistant did!!! Again, I always appreciate transparency and being honest in every bussiness and every stage. If you are a person like me, I advice you to avoid them.

    David Garrett - mortgagebrokers - Updated May 2026

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