Sam is wonderful to work with. He's patient, on top of things, and does his best to keep you informed throughout the process. Would highly recommend! read more

Sam has been a pleasure to work with over the past two years. He helped me secure my first mortgage two years ago, and just helped me with a refinance to secure a lower interest rate. I highly recommend that you give Sam a call if you are interested in working with someone who is honest in this field. read more

Sam did it again! With his decades of experience Sam knows how to get you into the right loan to start saving you $$$! Give Sam a call, you have nothing to lose and you'll be glad you did. read more

Sam (Kiasatpour) is the man! He helped us to finance our dream home. I originally did a refi with one of his coworkers 15 years ago but that gent retired and referred me to Sam. I am also retired and I was concerned about getting approved for a mortgage, despite having an 800+ credit rating, but I didn't have the required income. Sam worked with me to show me how we could use my 401k to prove income and it was a super easy process to get approved. Everything was so easy and simple to upload docs and Sam was always available to ask questions. If you are looking for a creative and responsive mortgage broker, definitely reach out to Sam. read more

I highly recommend Cal Fed Mortgage. Sam is a consummate professional, so it was smooth sailing from start to finish. read more

Sam and his team helped us to get our loan on new purchase in 12 days; which is amazaing this darys. He made the process easy and got the best rate. I highly recommend using CAL FED . I trust them 100%. read more

Cal Fed mortgage, sam has been doing my refinancing and purchasing of homes for the last 12 years. He Makes the process easy and seamless completing all the paperwork. My loans are done promptly and efficiently With very little effort on my side. I feel I get the best rate in the least amount of fees. I highly recommend using him reliable trustworthy. read more

Cal Fed Mortgage - Mortgage Brokers Near Me - Torrance, California

I started working with Sam on my refi because he responded to my inquiry quickly and he gave me the best rate at the lowest cost. I sent out an initial flurry of rate request emails on a Sunday night. Sam responded within minutes. I waited another 24 hours for responses from others but no one beat his terms, if they responded at all. It got better. Sam stayed with me throughout the process, helping me gather and upload documents. If you've done this, you know underwriters can be quite demanding and irritating. Sam never lost his patience or his quiet calm. He made sure I understood what they needed and he helped the underwriters understand the documents I was providing. This level of advocacy is uncommon. Throughout, Sam made it clear my loan would happen on time with no suprises. Over decades of home ownership I have had new three new mortgages and refinanced each one twice. That's nine mortgage brokers in all. Far and away, Sam was the best of them all. Sam Kiasatpour of Cal Fed Mortgage has my strongest recommendation. read more

Sam Kiasatpour, of Cal Fed Mortgage is excellent to work with. I shop around diligently for loans. It turns out to be a waste of time when I can get what I need -- a good loan with good service with Sam! I now have re-financed several times with Sam. He is available to talk to you without long waits, voicemail, or endless menus. He readily gives you the information you need and is patient about explanations. You can count on the loan terms he provides and the process goes quickly and efficiently. It's a big leap for me to make a recommendation but I have recommended him twice and both times my family and friend have been pleased too with his service & loan terms. read more

I worked with Sam Kiasatpour, of Cal Fed Mortgage, on a refinancing loan for my house. Before selecting Cal Fed Mortgage I've done my homework and researched the various mortgage companies, rates, closing cost, and other pertinent information. In our first call, he gave me an estimate including an expected loan rate and the closing cost. Both numbers were competitive and did not change during the process. Once the process started, it was clear that Mr. Kiasatpour is very knowledgeable and easy to work with. He has a great attitude, was always proactive, and informed me in each step, in advance, of what to expect. He used several services, both online and in person, to streamline the process. In hindsight, I can see that Mr. Kiasatpour lead the process with remarkable efficiency. In short, I highly recommend him and the Cal Fed Mortgage company. read more

We worked with Sam and Martha at Cal Fed Mortgage to refinance our loan to get a better rate for a shorter period. They did just that! Sam was very quick to respond and answered our *many* questions in a professional manner. He was very on top of closing deadlines and informed us of necessary paperwork required for the transaction. Once we submitted the required documentation, the process was fairly seamless. We appreciated that Sam was able to keep us on track and meet all the deadlines to close on time. Lastly, the Escrow company that Sam sent us to to process the paperwork and do all the signing was fantastic (Godfrey Escrow in Lomita). We worked with a woman named Regina who sat down with us for less than an hour and explained all the documents clearly before we signed. Great customer service! We would definitely recommend Sam and his team at Cal Fed Mortgage to anyone looking to obtain a home loan. read more

My wife and I had an excellent experience with Sam at Cal Fed Mortgage. We shopped around and Sam provided us with the lowest rate and terms. He was very responsive and always kept us up to date on the status of our loan. Highly recommend using Sam for all your home financing needs. read more

I live in the hollywood hills, and got a crazy rate on a 30 year fixed jumbo refinance. I worked with Sam, great service, and the whole process was very fast from start to close, about 5 weeks total. Grab the low rates while you can. Don S. read more

As a first time homebuyer, I am ever so grateful for contacting Cal Fed Mortgage. Sam was able to obtain a great rate and Martha worked diligently to ensure the process went smoothly. They were both patient with all my questions and really put me at ease through the transaction. They are very responsive via text, phone, and email. I highly recommend them. read more

I was able to close on my house with the Team at Cal Fed Mortgage. My bank pre-approved, but once it was time to fund, they delayed, so I was referred to Sam and he got me a quote within 24 hours, because I had all my info ready to send. Throughout the loan process, Sam was always available by e-mail or phone, he also checked on me regularly, which is why I give them 5 stars. I was able to close on the estimated closing date, so I am a happy customer. read more

Great experience! I would highly recommend Sam, he helped us with refinancing and was very accountable. He delivered on everything that he promised in a timely manner. read more

I have had 6 refiles and purchase loans with CAL Fed in the past 10 years. Their rates were always lower than average market rates and their service was excellent. They make dealing with paper work very easy. For any future refinancing or loans, I will go to CAL FED as it is my 1st choice. Mike T read more

This is my second time working with Sam and his team!! My Repeat business should speak volumes. I feel Sam is honest and looks out for you best interest!! He does a good job following up and answering all your questions read more

Working with Cal Fed has been fantastic. I used Cal Fed when I originally closed on my first property and again more recently with a refi. Sam proactively came to me with the opportunity and was able to work the deal so I paid no money out of pocket at closing! The Cal Fed Mortgage team has been knowledgable and helpful from start to finish. I highly recommend others to use Cal Fed Mortgage whether you are a first-time home buyer, looking to refi, or looking to finance multiple properties. read more

Sam is the BEST mortgage agent I've EVER worked with in purchasing a home (and i've purchased 10 homes in the last 30 years)! Sam is PROFESSIONAL in every aspect of the word (timely, courteous and ALWAYS available). He makes the buying process smooth for his customers. His extensive knowledge in the real estate mortgage industry helps him to excel over his competitors. He is the KING of Bank Statement Loans. He will search high and low to find you the lowest possible rates. If you are a business owner/ self employed, don't even consider doing a loan, unless it's Cal Fed Mortgage. Sam and Cal Fed Mortgage are the BEST of the BEST in the Mortgage Industry! I HIGHLY recommend Sam and his team for your next home purchase. Thanks so much for assisting me! read more

I worked with Sam of Cal Fed Mortgage. Refinancing a home can be stressful and Sam made it as easy as it can get. He is honest and straightforward. I got an amazing deal and I will definitely be working with him in the future. I have already recommended him to a couple close friends! read more

We re-financed our loan through Cal Fed Mortgage. Sam Kiasatpour answered all my emails and questions before I submitted any paperwork. He gave me the loan amount and fees. Once I filled out the application and turned in the usual documentation, the whole process took less than 30 days. Aside from a couple of obstacles on my side, it would have taken less time. I was able to get a 19 year loan at a great rate and low fees. I am recommending Sam to anyone that does not want to deal with the hassles of re-financing a loan with other companies that DO NOT answer calls and e-mails in a timely manner. Companies that do not provide much information unless they run your credit and do not stick to their quotes. read more

Over the years, I have done several refinances with Cal Fed Mortgage and Sam Kiasatpour. I've never had a bad experience. They are honest, responsive, and informative. They have explained the process, documents needed, costs and time involved in all of my loans, and have delivered as promised. Whenever I had questions, I would get answers without delay. I can't imagine interest rates going any lower, but if they do, I would refinance with Cal Fed without hesitation. read more

My husband and I are happy that Sam Kiasatpour assisted us with refinancing our home. He made sure we fill out the right forms. He gave us different options to forward the forms. He got us a low rate with a low paymet in less than a month. Everything went smoothly. read more

Great Service, Low rates, fast and efficient. Sam was a pro.

Great service, lowest rate, and transparent communication from Sam and Martha, including after hours email or calls. Sam even worked out a better deal just before closing as rates changed. Sam is my new go-to mortgage broker. Thrilled! read more

I bought a property a few months ago while I owned the one I was living in. I went to my bank to get a loan and after asking for a million documents they denied my loan because they weren't giving me credit for my departing residence & my ratios were too high. My neighbor told me to call Sam Kiasatpour at Cal Fed Mortgage that has been doing all his loans since the 1990s. We didn't have a lot of time left to close escrow (2 weeks) but he managed to do my loan with no extra paperwork. I appreciated the way he handled the loan and the way he asked all the right questions at the beginning and on top of that gave me a very good interest rate. This was not my first mortgage so I know he did a great job. Chris was also very helpful in closing the loan in time. Thanks Cal Fed. read more

I have utilized Cal Fed Mortgage to refinance my home twice in the last two years. Sam and Chris made the process seemingly effortless; providing clear guidance and efficient communication and approval channels. There was no pressure and "selling", just quality service and information regarding available products. I highly recommend Cal Fed Mortgage for anyone interested in buying or refinancing a property read more

I had tried to refinance my home 3 times, and was promised each would be able to do so. Not the case. I saw an ad for Cal Fed, looked up their references here at Yelp, and all were great reviews. Once I met with them, I found Sam and Chris to be honest, always followed through, and helpful. I was very ill last year so my income had dropped for a number of months, yet Sam was able to get my home refinanced. It was stress free. He told me what would happen and it happened that way. Chris was always on top of any request, and followed through. They are truly professionals, and I would highly recommend Cal Fed to everyone refinancing their property. I will use them again when its time for another re-fi, or purchasing any property. Sam and Chris, Thank you for all your efforts, and my re- fi. read more

Sam got me the lowest rate I could find and made it happen even with a shortened escrow period. Highly recommended!

I work very closely with Cal Fed Mortgage since I handle the title insurance for their clients on their refinances. I must say Sam and Chris at Cal Fed take amazing care of their clients. They always have the lowest market rates and do everything possible to save their clients money on all closing costs. I have seen them close many many loans with absolutely no stress and their clients are always so happy with the amazing customer service provided. I definitely would recommend this lender for anyone looking for a loan and I work with many many lenders. Sam and Chris at Cal Fed are by far the best! read more

I knew Sam for years. In 2002 when I purchased my house I called Sam and asked him to Finance my house. I knew nothing about mortgage but I had full faith and trust in Sam. I am so glad for trusting Sam. Now I am paying less than $1200/ Month on a loan of $500,000. read more

I just bought a home few months ago and Cal Fed Mortgage was the best broker made it the best home shopping experience. They were very knowledgeable with the market and the process and help me greatly with my loan, appraisal and other info that I may have not known. Both Sam and Chris were with us every step of the way making sure everything with this process goes right without any issues or hiccups! read more

I came across Cal Fed Mortgage in the L.A. Times, I was looking up the best interest rates because my husband & I were looking into refinancing. Cal Fed had the best rates, so I gave them a call. I met Sam Kiasatpour who helped me along the loan process, he is very knowledgeable he answered all of my questions, very easy person to talk to. Sam kept me informed throughout all the loan process, he made it very easy. If I ever need any assistance with any future mortgage dealings, I will definitely work with Cal Fed & Sam. Don't fall for those deceiving ads with other so-called low interest rate lenders, do your homework & go with Cal Fed, they will never steer you wrong. I highly recommend Cal Fed Mortgage, I am one satisfied customer. read more

I recently refinanced my mortgage with Sam K and Chris Cook at Cal Fed. They kept me informed at every step of the process and made the entire experience stress-free. I highly recommend Cal Fed when doing a re-fi or any other mortgage-related needs. Ask for Sam K. read more

I've worked with Sam and Chris on several loans now. Sam tells it like it is. Doesn't play games. What he says is what will happen. They have a quick turnaround, and bend over backwards to make things happen (in an honest way). I would recommend them to anyone who has horrible or great credit...you will get the same service...FANTASTIC!! read more

Sam and Chris are experts at their craft! I bought my first home about 2 years ago and the guys at Cal Fed Mortgage made the process an absolute pleasure. They are always accessible, great communicators and they work hard to find the best possible rates and deals that are available. I've since completed a refinance and they delivered outstanding results once again. Even my realtor made a point of telling me how impressed she was with Cal Fed Mortgage. Great job guys! read more

Sam Kiasatpour and Chris Cook at Cal Fed Mortgage did an amazing job for me. After trying to get a simple refi done with Stearns (shady), One West (unresponsive), and whatever dot com (nuff said), Cal Fed was professional, quick, and to the point. I truly appreciated these guys and highly recommend them for your mortgage needs. read more