I was initially approved for a DSCR (Debt Service Coverage Ratio) loan with Blueprint Home Loans at…read more3:21 PM, but by 8:39 PM I was suddenly denied. When I applied, the staff assured me that all I needed was: A valid photo ID A bank statement showing I had funds for a down payment An income-producing asset I provided all of these, including a property through Rent to Retirement that generates rental income, and who they work with. Despite meeting all the stated requirements, I was denied later the same day because they claimed I needed to show homeownership or hold title for at least a year -- a requirement that was never mentioned at ALL any point in the application process. And a requirement that was never disclosed anywhere on their website and is not required by federal or state laws. For context, a DSCR loan is generally based on the income a property generates relative to its debt. Lenders usually evaluate the property's cash flow to ensure it can cover the loan payments. Personal homeownership or title history is typically not required, which is why this sudden requirement was confusing and upsetting. The process was inconsistent, poorly communicated, and extremely stressful. The person who denied me was incredibly rude and unprofessional. I cannot recommend Blueprint Home Loans if you want a clear, reliable DSCR loan process.

A HUGE THANK YOU to Darwin (and his staff) for all the assistance you have provided during our loan…read moreprocess. Darwin listened closely to our needs, showed patience in answering all our questions (even on weekends and after work hours), developed a plan of action for us, etc. He is extremely knowledgeable, professional, personable, detail-oriented and most importantly - HONEST. The entire process can be very overwhelming and stressful but Darwin walked us through every step of the way. All went seamless with our transaction and would highly recommend Darwin and his company to my family and friends. Again, thanks Darwin and Team for providing an IMPECCABLE SERVICE! We were really impressed with your work in multiple levels. Looking forward to working with you again in the near future!!!

Just bought my first home. I'm so happy I aligned with BulPrint early. Buying a home can be…read moreintimidating, but Hans and his team had my back every step of the way. They are subject matter experts who clearly explained every step of this complicated process. I felt like I had the "A-Team" on my side.

We recently had the pleasure of closing a transaction with Julie and the Aragon Lending Team, and…read moreit was a great experience from start to finish! Julie was professional, responsive, and on top of everything throughout the entire transaction. Communication between lending and escrow was excellent, and whenever we needed an update or had a question, she was quick to respond and kept everything moving forward. As an Escrow Officer, I truly appreciate working with a lender who understands the importance of communication, timing, and teamwork. Having a lending partner who stays engaged and works closely with escrow makes such a difference in getting everyone to a smooth and successful closing. Julie and the Aragon Lending Team were wonderful to work with, and I would absolutely recommend them. I look forward to working together again on many more transactions! Thank you, Julie, for being such a great lending partner!

Julie and her team kick a$$! Mike helped us with a HELOC and I'm glad to say from the moment we…read moreconnected it was a wrap. Not only was the process made easy to understand, it was completed from the comfort of our home and our schedule.The team is flexible, quick, knowledgeable and most importantly explained it in a way that made sense to us. Our HELOC closed in a little over a week. Mike was in communication with us which felt like 24/7. If anyone is looking for a reputable lending team look no further.

Irvin and his team were amazing to work with. We were first time home buyers and this whole process…read morecan be so daunting and it's a very turbulent time in the market right now. From day 1 Irvin and Adam were so communicative, attentive, helpful and resourceful. Both my husband and I received equal attention and tons of help getting through this whole loan with Bluprint. They treated us well, worked night and day to make sure that everything went smoothly and when I say that they made this entire process possible ... it's just unbelievable how good of an experience we had. We feel so lucky to have worked with Bluprint and Irvin and Adam are true professionals who take the time to really work to make sure you're on the same page and on the right track. They tailored our loan to our exact needs, taught us so much, and the portal for uploading all of our documents was easy to use. We couldn't say enough great things about them and can't wait to do more work with them in the future as we build our portfolio.

Myself, my wife, my baby almost gave up on the dream of owning a home in LA until we met Irvin…read more He's an absolute miracle worker, as he worked non stop to help us get a loan despite our unconventional situation. He actually cared about our story more than our finances and knew we were good for the loan and just trying to live the dream and make our daughter's life as good as it could be. We are forever grateful to Irvin and his team.

My wife and I have had the pleasure of working with Babak at B Squared Funding for our first home…read morepurchase and now on our first home refinance and the experience was fantastic. His communication was excellent--he kept us informed every step of the way and was always quick to respond. Babak was very transparent, clearly explaining our options and making sure we understood the process. Most importantly, he truly worked to get us the best rate possible and had our best interests in mind throughout. I Highly recommend Babak if you're looking for a knowledgeable and trustworthy mortgage broker. We love working with Babak and look forward to continue working with him in the future.

Babak was great, and extremely patient with all the questions a first time home buyer has…read more Highly recommend.

I have to say is that "If you don't hire Polly Adams, you are making a big mistake"…read more Her combined with Sal Saenz @ Coldwell Banker make a great team. They both worked their butts off trying to find us the perfect home and perfect mortgage loan and both deserve all the commission fees for making it happen. After 4-5 months, she worked so hard to get me the loan approved up to the nick of time. For all first time home buyers out there, make sure you have a real brick and mortar bank or reputable one with the funding already in place. Polly and her team make my loan happen and were with me all along the way. They answered my calls day or night without hesitation and worked around my busy work schedule. I am glad she remained calm while I screamed (of stress) at her and remain by my side throughout this stressful and emotional process. She hired or referred all the right people. I couldn't be more grateful to her. We love our home.

I had the absolute PLEASURE and was BLESSED to have had the Polly Adams- New American Funding team…read morein my home buying journey. I was kept informed every step of the way, and there were so many "behind the scenes" interventions made on my behalf to get me the best rates and the best outcomes that I practically moved into my townhouse with no money down. Jenny Van and Elizabeth Wachtel were amazing! I am completely new to the entire process, and they took such care and consideration with me! I am so impressed, and BEYOND thankful for them! I will be telling everyone I know about the excellent work they did, and sending them as many referrals as I can!!!

We started looking for our first property in April but unfortunately with a wrong lender until we…read moremet Brad and his team which ended up being the best thing ever happened to us during the process. I think I would give him 6 star review because of his knowledge, dedication and professionalism. He made our dream come true and turned our previous bad experience into a great memory. I highly recommend Brad and his team if you want be sure that your in good and honest hands. Thank you Brad and CLS Team for making our American dream come true.

I'm pleased to write another review for CLS Financial, specifically for Brad Fish. This is my…read moresecond time working with Brad, and he makes the entire process from offers to escrow incredibly smooth and efficient. His exceptional communication skills and calm demeanor are comforting during the stressful experience of making offers and going through escrow. Brad's stellar reputation in the Long Beach community is well deserved. I highly recommend his services.

Had the absolute BEST experience with the best lender!…read more I'm not new to real estate and have had the opportunity to work with several lenders who are great at what they do, but she truly exceeded every expectation. From start to finish, she was knowledgeable, responsive, professional, and made the entire process seamless. I will HIGHLY recommend her to anyone and everyone I know! If you're looking for a lender who genuinely goes above and beyond, she's the one! Thank you so much Mai! Sincerely, Edward and Debbie

Mai Thank you so very much for all your help always!…read moreI am recommending her to everyone she is always helpful,nice, on time and very friendly and professional!

I can't speak highly enough about Roger and Veronica at American West Mortgage…read more Buying a home can be very stressful. Roger has tons of experience in his field--he knows his stuff! Veronica was very reliable and always returned my calls when I was stressing out about something. As the process moved forward, I felt very secure that "I was in good hands". I'm now in my new home and couldn't be happier that I chose American West Mortgage to help me with my financing! Thank you, Roger and Veronica!

I met Matt by coincidence when popping into an open house a few months ago, and I immediately…read moreremembered him--not only because of his clever and unique business card, but also because of his warm, low-key, and non-aggressive personality. At the time, I had no idea I'd be working with him so soon! I'm so glad I did! I had an amazing experience working with Matt, and I can't recommend him highly enough. From the very start, he made the entire mortgage process smooth, transparent, and stress-free. As first-time homebuyers, we were a bit nervous, but Matt took the time to walk us through every step, explaining things clearly and answering all of our questions. He was always available to provide guidance, and he made sure we fully understood our options. Thanks to his expertise and personalized approach, we were able to secure the loan we needed and get approved with confidence. Matt was proactive throughout the entire process, keeping us updated at every stage and ensuring no detail was overlooked. His responsiveness and commitment to us were truly exceptional, and it made all the difference in getting us to closing on time. If you're looking for a mortgage officer who goes above and beyond, is incredibly knowledgeable, and genuinely cares about your financial well-being, look no further! We are so grateful to Matt for his hard work, support, and dedication throughout the entire process!

It was a pleasure to work with this company, Matt was extremely helpful and never felt like I was…read morebeing pressured in any way. I would highly recommend Matt to anyone that needs assitance from a real state agent. Will definitely work with this company again in the future.