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Advanced Horizon Lending

5.0 (99 reviews)
Closed • 8:00 am - 7:00 pm

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Services - Advanced Horizon Lending

Home purchase

Mortgage refinancing

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At first, I was reluctant to use advanced horizons but I'm glad I did. Devon and team are truly amazing! Honest, hard working, and great to have in your corner. They are extremely knowledgeable and delivered on everything they said. I highly recommend them!

The home!
Kristine D.

Long story, short: I wouldn't have been able to purchase my parents' dream home without Devon and his team. Long story, long: working with a traditional bank was a nightmare--they wouldn't preapprove me for a loan high enough to put in a competitive offer, let alone even purchase the home, and offered me absurd interest rates. They also used scare tactics to try to get me to work with each of them. They didn't care at all. While ranting about the process to a friend, he recommended and referred me to Devon, who is now one of my favorite humans on the planet. He answered my calls day and night (sorry, Devon!), answered all my technical questions since I was new to the home buying process, calmed me down and provided me with reassurance when the other party was being difficult, and was always readily available to go above and beyond. He was not just a lender but a friend, confident, and jack of all trades. He jumped in wherever needed to communicate with realtors, title companies, etc... not his job! But he truly cares about his clients and does this for each and every one of them which is truly amazing. I saw it first-hand when I went into his office in person to sign my paperwork. He did everything he could to make sure I was able to purchase this house. He scoured through different programs and loans that I could be eligible for and made them work for me. Throughout the process, I would receive emails at 2am, a phone call that same morning at 7am, texts throughout the day--he would even answer my phone calls while he was eating dinner at 7pm and calm me down when there were fires at 11pm. The issues we faced were not due to the loan itself but more so the process of working with and communicating with the other side. Nothing to do with Devon, but he was always the one jumping in and putting out the fires. At the end, he was able to calm everyone down and get my loan underwritten within a couple days (unheard of!! everyone was so impressed). I honestly don't know where I would be without Devon. He's like an uncle to me now, he's invited to the housewarming! It wouldn't have been possible without him. I'd have had to settle for a much cheaper home, that my parents didn't really want. I can't thank him enough and I've already told all my friends--when they purchase a home, I know who they need to call. Hopefully I get the opportunity to purchase another home in the future, perhaps for myself, because I know who I am going to call!

James L.

I usually only write reviews when I'm not happy, but this time I have to share my positive experience. As a real estate agent, I've worked with many loan officers, and Devon Doan really impressed me. Devon's service was great. My loan got approved in just a couple of days, and the documents were ready in five. He knows his stuff and handled any issues with ease. This is my fifth transaction with him, and each one has been no stress. I highly recommend him to anyone looking for a great loan officer. I look forward to working with him again.

Thank you Devon for  speedy closing! Your expertise and efficiency made all the difference.
Lily N.

I sold a property recently, and Devon Doan at Advanced Horizon Lending handled the loan. The appraisal and loan approval were quick. Devon informed me after 5 days that loan docs were ready. The loan could have closed in 8 days if it weren't for the buyer's delay. His quick turnaround on a 30 year loan was impressive, leaving all parties involved surprised by how knowledgeable and smoothly everything went. But that's not all; Devon also lowered the rate without being prompted by the buyers. As a realtor, loan concerns are major and all my transactions with Devon were smooth. I have peace of mind whenever I work with him. I highly recommend Devon and his team.

Tu P.

Hi, I would like to say thank you to Devon for his excellent service. His work was so quick and accurate. In addition, I want to recognize his knowledge in loan processing. Devon knows how to construct a loan efficiently based on client's personal situations, so that it is clear and easy for underwriter to approve. Like in my case, my loan was done even before 14 days. Wow!!! With that, I would highly recommend him to anyone. You will never be disappointed.

Vu N.

Devon was awesome! From start to finish he made sure everything with smooth and was even able to close escrow earlier than expected. I was highly recommend Devon!

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Reviews are overwhelmingly positive. People highlight the exceptional staff responsiveness, smooth and fast loan process, and clear and thorough communication.

Read the full review summary in the app

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The team is very kind and knowledgeable! It was a great experience working with them.

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Ask the Community - Advanced Horizon Lending

Review Highlights - Advanced Horizon Lending

“We had a great experience working with Devon Doan at Advanced Horizon Lending while purchasing our first home.”

Mentioned in 50 reviews

Read more highlights

Optimum First Mortgage - The Team "Optimum First Mortgage"

Optimum First Mortgage

(742 reviews)

Sean Dibsy was seriously the BEST loan officer!!! He made the entire home-buying process so much…read moreeasier and was always patient, knowledgeable, and incredibly responsive. I would randomly call or text him with questions, and he always made himself available to walk us through everything. He genuinely cared about making sure we felt comfortable and informed every step of the way. We couldn't have asked for a better experience and would recommend Sean to anyone looking to buy a home. Thank you, Sean, for everything!!!

**2nd update. After posting the update, since I hadn't heard anything back. I received a hostile…read moretext telling me he's "done with me" and will not help in removing the inquiry. This is the customer service you will be receiving. There's no kindness, no consideration. I have NEVER had this experience before. Again, others are to blame, but not the company. 9/28/26---Update---This was in fact another HARD inquire, as stated on my credit report, which I pulled. As of this evening at 9pm, no updates. Nothing has been resolved, even though this is the error of this company. I didn't send a threating email. I told them I'd be leaving a review so others would know to stay away from a company that has a motto of "we care" and "hold us to our word" yet when you try to address their error, they're very defensive and want to put the blame on the customer/potential customer. Calling me late in the evening and pressuring me to remove a review that is based solely on my experience with this company is threating and illegal. You can't mess up people's credit and deny all responsibility, and force them to lie. I'm not the only person who has had a horrible experience with this company. I have the date the credit was pulled again, and it's listed as a HARD inquiry, no matter how hard this company's owner tries to deny it. It's simple, you want a good review, you provide excellent customer service. Why would I be making up the fact that my credit score took a hit, Optimum did this, when they weren't authorized to do so. I have my email from the new "Madi" loan officer. She told me that she would be using the paperwork/credit report info from the previous loan officer (who somehow just vanished into thin air) when I asked if she'd be running my credit again, she said no, yet they did that the SAME DAY (even though I DID NOT tell her I wanted to continue working with her). Robert told me it was due to human error in the begin of his many texts, then tried to blame it on me. Avoid this company at all costs. I will not be bullied into removing my review. Until there is a good faith effort to correct their obvious mistake this honest and horrible experience will stay. I have no problem leaving a good review, when it's warranted. I do not leave fake reviews, and will not be pressured into leaving one here. Fannie Mae did not pull anything, this company's name shows up 2 time on my "inquires" list, because they did it 2 times. I also didn't get a loan with them, so why are they even continuing to have access to my information?

Mountain West Financial - Get Pre-Approved for CalPATH Today!

Mountain West Financial

(7 reviews)

I used Mountain West Financial to do a streamline refi a couple years ago and had a great…read moreexperience working with Joe Moore. Because I live in Northern California, everything was done via email or fax, but every step of the way, I'd get a detailed email or phone call on exactly what I needed to do. Sure enough, the steamline refi went through, my interest rate lowered, and Joe saved me a couple hundred dollars a month off my mortgage. I was very pleased with how professional and efficient Joe and his staff were to help me out. Fast forward to a couple of years later, I was unaware that my property gained a lot of equity. It was Joe that called me to let me know and also went over some options. Imagine that, someone over 300 miles away informed me of this with a phonecall. This shows me that Mountain West Financial goes above and beyond to help their clients. I hadn't been in contact with them in over a couple of years, and they are still looking out for my best interests. In a nut shell, he was able to change my FHA loan into a conventional loan (no more PMI payments! Woohoo!) and cash out to help my wife and I take care of some debt. Again, everything was done via email or fax and everything was taken care of. At the very least, I am very pleased with Joe and Mountain West Financial. I will definitely use them again and recommend them to any of my friends.

- Unorganized - Constantly being handed off from 1 person to…read moreanother - The 21 day closing promise is a joke - we had to file an extension, which added 2 weeks because MWF was so backed up. - Joe Moore was often argumentative in his emails about what we wanted - Sarahi was pleasant, yet forgetful, and didn't always seem on the ball - Constantly being asked for paperwork we had already submitted - Constantly filling out the same documents over and over again - I constantly received fliers in my school mailbox for this company and I figured they would be a quality company because of how they promise they work with teachers. I could have gotten the same rate going anywhere else and not had all of the runaround. I have reported MWF to my union to make sure these fliers don't end up in our boxes ever again and to make sure other teachers don't have to go through the mess I had to put up with. TEACHERS AND PUBLIC SERVICE EMPLOYEES STAY AWAY

Advanced Horizon Lending - mortgagelenders - Updated October 2026

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