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Advanced Horizon Lending

5.0 (99 reviews)
Open • 7:00 am - 10:00 pm

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Services - Advanced Horizon Lending

Home purchase

Mortgage refinancing

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Reviews With Photos

At first, I was reluctant to use advanced horizons but I'm glad I did. Devon and team are truly amazing! Honest, hard working, and great to have in your corner. They are extremely knowledgeable and delivered on everything they said. I highly recommend them!

The home!
Kristine D.

Long story, short: I wouldn't have been able to purchase my parents' dream home without Devon and his team. Long story, long: working with a traditional bank was a nightmare--they wouldn't preapprove me for a loan high enough to put in a competitive offer, let alone even purchase the home, and offered me absurd interest rates. They also used scare tactics to try to get me to work with each of them. They didn't care at all. While ranting about the process to a friend, he recommended and referred me to Devon, who is now one of my favorite humans on the planet. He answered my calls day and night (sorry, Devon!), answered all my technical questions since I was new to the home buying process, calmed me down and provided me with reassurance when the other party was being difficult, and was always readily available to go above and beyond. He was not just a lender but a friend, confident, and jack of all trades. He jumped in wherever needed to communicate with realtors, title companies, etc... not his job! But he truly cares about his clients and does this for each and every one of them which is truly amazing. I saw it first-hand when I went into his office in person to sign my paperwork. He did everything he could to make sure I was able to purchase this house. He scoured through different programs and loans that I could be eligible for and made them work for me. Throughout the process, I would receive emails at 2am, a phone call that same morning at 7am, texts throughout the day--he would even answer my phone calls while he was eating dinner at 7pm and calm me down when there were fires at 11pm. The issues we faced were not due to the loan itself but more so the process of working with and communicating with the other side. Nothing to do with Devon, but he was always the one jumping in and putting out the fires. At the end, he was able to calm everyone down and get my loan underwritten within a couple days (unheard of!! everyone was so impressed). I honestly don't know where I would be without Devon. He's like an uncle to me now, he's invited to the housewarming! It wouldn't have been possible without him. I'd have had to settle for a much cheaper home, that my parents didn't really want. I can't thank him enough and I've already told all my friends--when they purchase a home, I know who they need to call. Hopefully I get the opportunity to purchase another home in the future, perhaps for myself, because I know who I am going to call!

James L.

I usually only write reviews when I'm not happy, but this time I have to share my positive experience. As a real estate agent, I've worked with many loan officers, and Devon Doan really impressed me. Devon's service was great. My loan got approved in just a couple of days, and the documents were ready in five. He knows his stuff and handled any issues with ease. This is my fifth transaction with him, and each one has been no stress. I highly recommend him to anyone looking for a great loan officer. I look forward to working with him again.

Thank you Devon for  speedy closing! Your expertise and efficiency made all the difference.
Lily N.

I sold a property recently, and Devon Doan at Advanced Horizon Lending handled the loan. The appraisal and loan approval were quick. Devon informed me after 5 days that loan docs were ready. The loan could have closed in 8 days if it weren't for the buyer's delay. His quick turnaround on a 30 year loan was impressive, leaving all parties involved surprised by how knowledgeable and smoothly everything went. But that's not all; Devon also lowered the rate without being prompted by the buyers. As a realtor, loan concerns are major and all my transactions with Devon were smooth. I have peace of mind whenever I work with him. I highly recommend Devon and his team.

Tu P.

Hi, I would like to say thank you to Devon for his excellent service. His work was so quick and accurate. In addition, I want to recognize his knowledge in loan processing. Devon knows how to construct a loan efficiently based on client's personal situations, so that it is clear and easy for underwriter to approve. Like in my case, my loan was done even before 14 days. Wow!!! With that, I would highly recommend him to anyone. You will never be disappointed.

Vu N.

Devon was awesome! From start to finish he made sure everything with smooth and was even able to close escrow earlier than expected. I was highly recommend Devon!

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Reviews are overwhelmingly positive. People highlight the exceptional staff responsiveness, smooth and fast loan process, and clear and thorough communication.

Read the full review summary in the app

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The team is very kind and knowledgeable! It was a great experience working with them.

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Ask the Community - Advanced Horizon Lending

Review Highlights - Advanced Horizon Lending

“We had a great experience working with Devon Doan at Advanced Horizon Lending while purchasing our first home.”

Mentioned in 50 reviews

Read more highlights

Optimum First Mortgage - The Team "Optimum First Mortgage"

Optimum First Mortgage

(742 reviews)

Sean Dibsy was seriously the BEST loan officer!!! He made the entire home-buying process so much…read moreeasier and was always patient, knowledgeable, and incredibly responsive. I would randomly call or text him with questions, and he always made himself available to walk us through everything. He genuinely cared about making sure we felt comfortable and informed every step of the way. We couldn't have asked for a better experience and would recommend Sean to anyone looking to buy a home. Thank you, Sean, for everything!!!

**2nd update. After posting the update, since I hadn't heard anything back. I received a hostile…read moretext telling me he's "done with me" and will not help in removing the inquiry. This is the customer service you will be receiving. There's no kindness, no consideration. I have NEVER had this experience before. Again, others are to blame, but not the company. 9/28/26---Update---This was in fact another HARD inquire, as stated on my credit report, which I pulled. As of this evening at 9pm, no updates. Nothing has been resolved, even though this is the error of this company. I didn't send a threating email. I told them I'd be leaving a review so others would know to stay away from a company that has a motto of "we care" and "hold us to our word" yet when you try to address their error, they're very defensive and want to put the blame on the customer/potential customer. Calling me late in the evening and pressuring me to remove a review that is based solely on my experience with this company is threating and illegal. You can't mess up people's credit and deny all responsibility, and force them to lie. I'm not the only person who has had a horrible experience with this company. I have the date the credit was pulled again, and it's listed as a HARD inquiry, no matter how hard this company's owner tries to deny it. It's simple, you want a good review, you provide excellent customer service. Why would I be making up the fact that my credit score took a hit, Optimum did this, when they weren't authorized to do so. I have my email from the new "Madi" loan officer. She told me that she would be using the paperwork/credit report info from the previous loan officer (who somehow just vanished into thin air) when I asked if she'd be running my credit again, she said no, yet they did that the SAME DAY (even though I DID NOT tell her I wanted to continue working with her). Robert told me it was due to human error in the begin of his many texts, then tried to blame it on me. Avoid this company at all costs. I will not be bullied into removing my review. Until there is a good faith effort to correct their obvious mistake this honest and horrible experience will stay. I have no problem leaving a good review, when it's warranted. I do not leave fake reviews, and will not be pressured into leaving one here. Fannie Mae did not pull anything, this company's name shows up 2 time on my "inquires" list, because they did it 2 times. I also didn't get a loan with them, so why are they even continuing to have access to my information?

Jessie Nguyen Mortgage

Jessie Nguyen Mortgage

(27 reviews)

Highly Recommend Jessie Nguyen at Wonder Rates!…read more I can't say enough great things about Jessie Nguyen and her amazing team at Wonder Rates! Jessie helped us from A to Z throughout our entire home-buying journey, from the initial consultation, determining how much we qualified for, preparing our pre-approval letter, all the way to securing our loan and completing the paperwork. Jessie works with a wide network of lenders, which allows her to offer extremely competitive interest rates. After shopping around and comparing rates with multiple loan officers, Jessie was able to offer us the BEST rate! What truly sets Jessie apart is her flexibility, responsiveness, attention to detail, and genuine dedication to her clients. She was always available to answer our questions, guide us through every step, and make the entire process as smooth and stress-free as possible. Her whole team took excellent care of us! The most impressive part? Jessie and her team helped us win our dream home with a financed offer, even when we were competing against an ALL-CASH offer! That alone speaks volumes about her expertise, professionalism, and ability to get things done. Buying a home can be overwhelming, but having Jessie on our side made all the difference. We are beyond grateful for her hard work and dedication! If you're looking for a mortgage loan or refinancing your home, look no further than Jessie Nguyen at Wonder Rates! You won't regret your decision. I would absolutely recommend her to anyone and would work with her again in a heartbeat! Thank you so much, Jessie and team, for helping us make our dream of homeownership a reality! I made this enthusiastic and personal while emphasizing the two biggest highlights: Jessie offered the best interest rate among multiple loan officers, and her team helped you win against an all-cash offer. Those details make the review especially compelling for future homebuyers.

I had such a wonderful experience working with Jessie Nguyen! She is incredibly caring, patient,…read moreand dedicated throughout the entire loan process. Jessie was always there to answer my questions, explain everything clearly, and make sure I understood every step. What I appreciated most was how thoughtful and attentive she was. She genuinely cared about helping us and always went above and beyond to make the process as smooth and stress-free as possible. If you're looking for a lender who is trustworthy, responsive, professional, and truly cares about her clients, I highly recommend Jessie Nguyen. We are so grateful for all of her help and support!

Loan Factory - The Next Generation Lender

Loan Factory - The Next Generation Lender

(34 reviews)

Just had another refinance loan with Matt hang and again it was a pleasant experience. Matt is very…read moreresponsive, collaborative and retain high professionalism in communication at all times. I am glad that the loan was completed exceed my expectation for both timeline and APR. Would definitely do business again with Loan Factory in the future. Highly recommended

Initially reached out to Loan Factory on yelp along with several other mortgage brokers to see who…read morehad the best rates. Their CEO Thuan Nguyen responded and his rate/offer was the most competitive. Decided to give him a call and let him know the situation we were in as we needed to make a rush switch and do everything possible to close in 2 weeks. Thuan assured me they could get it done and looped in his team. This was a very rush/urgent situation given the short timeline. Matt Hang was assigned as my loan officer handling my loan. He and the loan processor Sophie Pham worked diligently and professionally to get to the end goal of closing the loan. Although I probably wasn't the easiest client to work with given the urgency and my constant follow ups, Matt and Sophie remained professional and kept pressing forward to get this closed. We did have to extend two days past the expected close date, but there were several conditions to get through so this was still a solid success. I recommend Loan Factory for both their competitive rates and ability to get it done.

H & H Financial Services - H & H Financial

H & H Financial Services

(4 reviews)

This place changed ownership. Chu Hảo does not work here anymore. I just found out when I went to…read moredo taxes for this year. The place looks more modern now and the owner now that did my taxes for me was nice and friendly. He answered the questions that I have to help me understand my taxes better. He charged me 50 dollars for me. I thought I went to the wrong place, because the office looks so different now. I would recommend this tax place, and I would come back again to do taxes.

This is a family run income tax office which makes it more enjoyable when getting taxes done. It's…read morelike going to a private practice for your dental work vs those corporate dental offices that give crappy treatment! Hao is the CPA and usually his daughter or son will be out there helping out. Sort of typical for Asian businesses to have their kids help out haha. Their office is located in the Bolsa mini plaza where thanh my is and catinat pharmacy. Hao pays attention to the details, but we're usually in and out quick. He tries to help you out and is very patient. Also he explains everything to you if you have any questions or concerns. There have been times where we'd go near closing and he would stay open late for us, sometimes past 7pm. He has nothing to hide and you're able to see everything he types in, he'll show you on the screen every step of the way. He's really friendly and will joke around with you to lighten up the mood cause everyone dreads doing taxes in fear of having to cough up money to uncle Sam :( We have referred lots of family and friends here they love him as well! His service fees are very reasonable and cheaper than h&r block and other places we've been to in the past.

Advanced Horizon Lending - mortgagelenders - Updated October 2026

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