My wife and I have had the good fortune of banking with BCU for over twenty years. Service - Simply…read moreexcellent ! Hospitality - Superb ! Truly a pleasant and welcoming banking environment brought about by the hard working , friendly and always courteous members of the BCU team. ....... Ihor Ilnyckyj, Member ( happy and grateful for the services provided by all workers of BCU - Thanks so much ! Stay well ! )

You don't have to be Ukrainian to use Buduchnist, but it helps. (Especially since, as far as I can…read moretell, the tellers consist entirely of Ukrainian women, and some can be a bit surly.) They support local Ukrainian organizations and schools, incidentally. While the credit union does most of the stuff you can get at a bank, you'll have to pay a service fee to use their ATM card elsewhere, since there aren't multiple branches around town. They seem to get bigger and bigger, too: now Buduchnist's financial services are swallowing up the old West Arka next door. Unlike the big banks, their growth comes back to the members, even if the folksy, grassroots feeling is lost in the process.

I have had an account with TD for my entire life. Big mistake, BIG, HUGE!!!…read moreI rarely go to this particular branch because of the terrible experience I have had with each visit. Firstly, the "Security guard" was listening to music in her headphones and dancing in the window and not being attentive to her surroundings. That didn't make me feel more secure. Secondly, I was there to deposit a CERTIFIED cheque from another branch of TD Bank. After waiting for it to be approved by a manager, I was asked what the cheque was for! That's personal and of no relevance to the transaction...it is a CERTIFIED CHEQUE from TD Bank! Full stop, we cannot proceed further unless I provide an answer. Unbelievable!! Then I was told that there would be a 5 business day waiting period. Really?!?!! I asked why and was told that it needs to be cleared. Again, it is a CERTIFIED CHEQUE from within their own company! It had already been cleared. All this, yet they were happy to cash a stolen cheque drawn on my account without any questions or even verifying the signature on it, which clearly was not mine, and scolded ME for apparently letting someone access my chequebook (they broke into my house, then my locked desk drawer to get to the chequebook). THEY CASHED A FRAUDULENT CHEQUE DRAWN FROM MY ACCOUNT AND TRIED TO BLAME ME!!! I have had enough of this shocking BS with TD Bank and I am closing all of my accounts and moving my wealth to a better bank.

TD bank is the lowest of the low. Too many issues to list here; the latest is I cannot pay my GST…read morethrough my business account. The level of incompetence, and level of service is so egregious that it must be deliberate. Back in the day I switched banks when they did something really stupid. but now it's difficult with RRSPs, investment accounts, and a business account which I can only change after my contract is finished. But despite the difficulty, it will be worth having much less aggravation, I don't expect the bank I switch to, to be perfect, but they will have such a low bar to clear, that even poor customer service will be an improvement

I have yet to find any financial institution that is as good as MemberOne. It is truly a hidden…read moregem. A few years ago, I found myself looking for a new banking institution, one that would truly understand my needs. I checked out a few banks, and they sure didn't understand my needs - at all. Then, one day, I was walking by MemberOne, and decided to check it out. I'd heard about MemberOne from my neighbours, who work at WS&IB, and they said nothing but good things about it too, and also mentioned it had recently opened to the public so that anyone could join. I was a bit skeptical at first, but I made an appointment with Irina, and was amazed at the service, from the moment I stepped into Irina's office to open the account, to present. Irina was able to get me everything I needed. Irina (as well as all the other staff) are truly wonderful, very professional, and very pleasant to deal with. Not to mention they actually know what they're talking about. I've never had any complaints. They've been there to help me when I've needed it, such as the time I needed a small loan for some dental work and no one else would help me because of my financial situation at the time. While they may only have one branch and somewhat limited hours (M-F 8 to 3), the service more than makes up for it. The fees are very reasonable too - $8/month for just about everything one could ask for. Sure, there are free bank accounts out there, but do those banks actually look after you? Didn't think so... I think $8/month is very fair for what you get. Don't let the modern look of the place fool you - this is a place that still uses the same old-fashioned principles Credit Unions are known for. I've sent multiple friends to MemberOne and all of them were amazed. Trust me, you'll feel the same way, and you will NOT be disappointed.

I recently changed banks. I cancelled my CIBC chequing account. I have had it since 2007 when I was…read moreemployed there. You do get some good banking perks when you are working for CIBC. However, once you depart the institution, most of those perks go away. I was paying the standard $4 monthly fee for everyday transactions. I decided to cancel this account and look for something better. Recently, I came across an ad for Equitable (EQ) bank. Dan and Eugene Levy were talking about how EQ Bank offers no fees and high interest on everyday banking. Cool! I signed up online. The process was straightforward to open a chequing account. You do need to order a bank card, which acts like a loadable prepaid MasterCard. You have the option of loading funds automatically when your balance is running low or manually loading funds from your chequing account. It took just over a week for my card to arrive in the mail. I activated it online. I did my first transaction when I fetched lunch at work. I inserted my card in the payment machine and it was activated without entering a PIN. What makes EQ Bank appealing is going to any ATM in Canada to withdraw funds. You may get a transaction fee at first. However, a few days later, this fee gets refunded by the bank. It's neat. There are no fees. There is no overdraft. You don't get dinged for non-sufficient funds fees. It's different and refreshing. My chequing account has an interest rate of 2%. Not too shabby. For savings, I have two accounts: - A regular tax-free savings account (TFSA) that earns 2.5% interest - A notice savings account that earns 3.5% interest The notice savings account yields higher interest. If I do need to withdraw money from it, it takes ten days for the funds to be released. The idea is to save your money with high interest and not have the need to take it out often. There's another level. If you want thirty days for your funds to be released, the interest rate is at 3.65%. You can open two notice savings accounts with different notice periods. I have yet to do it. I'm good with two savings accounts! There are other products that EQ Bank offers: - First home savings account - GICs - US dollar account - EQ Bank RSP I made the change to have my pay deposited to my EQ chequing account. I did the change on a Monday and my funds were in my chequing account on Wednesday night just before 10 pm. My payday is every other Thursday, so it was early. No complaints! To add funds, you can either link an external account to your EQ chequing account or send an Interac e-Transfer. The former takes a lot longer. I recommend the latter, which ranges for instantly to thirty minutes, depending on your external bank. All of my Interac e-Transfers have been immediately. I have yet to deposit a cheque. It's a question of taking a photo through the EQ Bank app. The app has worked well for me thus far. I like EQ Bank. I'm happy that I made the switch. (416)

EQ Bank has been my main squeeze for GICs, I came across EQ a couple years ago after looking at GIC…read morerates online. They are not the highest rate, but seems to be more well-known than other online-only banks. I use EQ specifically to rollover/ladder my GICs with extra savings that I might need in a 6-12 month period (emergency funds) instead of the big banks' terrible "high-interest savings" rates. I also have my FHSA accounts here for that sweet GIC interest so that it makes some money in case I need it within the next 6 to 12 months for a down payment. I don't like the idea of having FHSA funds in the market since the whole point is to have it available at a predictable time/amount. So far, my only gripe with EQ (like most online only banks) is their delays on posting deposits as well as withdrawals. Just be aware of their 5 business days EFT delays, expect longer than shorter scenarios... I've never used EQ's referral before, but apparently its $20 to the party opening an account with a min of $100 for 30 days and the referrer also gets $20 up to a lifetime limit of $500. I'll post an update with any details if it ever gets claimed. My Referral Code: join.eqbank.ca/?code=KELVIN6372

It's a bank, they are nice, take your money, make billions and charge YOU services fees for letting…read morethem use your money and they are very polite while they are doing it to you.

I just recently returned to using CPA4IT after a number of years away from Toronto. In 2011, they…read morewere known as Wall and Associates. George Wall has retired and the firm is run by his son Andrew. CPA4IT is essentially an "online" firm. Seems that all data entry is done offshore and the account managers do the reviews. My accounting is relatively simple. I'm retired now so there are essentially no transactions. Still, my accounting took almost 6 months to complete. Filing with CRA was only one day before the deadline. That was frustrating and nerve wracking. It's the first time my return has been that late. Don't want to see that again. Having said that, the accounting itself was satisfactory. I appreciate the aggressive position that the firm takes to minimize taxes owing. Others have commented that CPA4IT costs too much for what they do. Perhaps, or perhaps not. Since I just returned to them from a different accounting firm, this year was exceptional. I'll find out over the next year or so.

CPA4IT is my only choice for accountants. They are professional, fast, efficient and helpful in…read moreall aspects. A big THANK YOU to my accountant & team in completing my fiscal year end statements early to accommodate my schedule!!!

I've had an excellent experience working with Will. From beginning to end- he understood my…read morefinancial goals, risk tolerance, and future achievements. His ability to be patient and explain in detail complex financial questions in a way that's easy to understand with ease. He's always responsive, proactive with updates, and consistently look for opportunities to improve my investment portfolio. I appreciate his honesty and integrity--he clearly prioritize my best interests and never pressures me into decisions. Thanks to his guidance, I feel more secure about my financial future and better prepared for both short- and long-term goals. I would highly recommend him to anyone looking for knowledgeable, trustworthy, and dedicated financial advisor or planner.

If you're serious about your personal finances and want a professional who knows strategies inside…read moreand out, go see William at Modern Vision Planning. He provided detailed advice on my investment portfolio that I hadn't received elsewhere. We covered everything from retirement goals to tax-efficient strategies and even insurance. It's hard to find a trustworthy financial advisor in Mississauga who balances expert knowledge with great communication, but they nail it.

I been using this service for over 10 +yrs and always got quick accurate and very satisfying…read moreservice .Highly recommended. Fees are very reasonable !

Guerin bookkeeping and income tax has been a Godsend to me for yearsHigh quality service for my…read moretaxes but affordable,rapid and friendly reliable standards