I should have known and curse myself for allowing a young woman in her twenties to convince me (an…read moreold man) to give her latitude on her invoices related to display advertising she placed in our healthcare publication. I bought her sob story hook, line & sinker, only to be bashed and blamed by her after all the advertising had been published and her balance had grown to a substantial amount. Somehow, I became the bad guy AFTER her ad campaign had been completed. She had broken numerous promises to remit the outstanding balance. Upon recognizing I had been hoodwinked, I submitted the file to Richard James & Associates Inc. This was my first experience with this collection agency. It was December '22 when Debra Fontaine initiated contact with this disingenuous, venomous debtor, setting in place the groundwork that would subsequently be picked up by collector Robert Daharsh. My company contact, Larry Earl maintained a constant stream of updates as the company successfully collected every cent during a six-month term. Richard James & Associates Inc. arranged for this large debt to be paid incrementally. Given this debtor's deceptive actions and low FICO score, I did not expect them to succeed. When I was notified of the debtor's scheduled payment plan, I was certain she would not honor it. But I underestimated the staff at Richard James & Associates Inc. I'm still not sure how they accomplished this...it seemed an impossible task, an uncollectible account. If you have lying lowlifes attempting to defraud you money legally owed and face challenges that make collection seem unlikely (out of state debtor, hard to locate debtor, multiple personality debtor, etc.) then contact Richard James & Associates Inc. They are amazing! They set the Customer Service bar so high, other collection agents need to charter a plane just to see it. I don't know how they do it but they do! Get paid! Get Richard James & Associates.

Went into the office and the man who was running the whole place was dressed in short shorts and a…read moreHawaiian shirt! Super unprofessional and was really rude! Everyone working in that office was supposed to be quiet and made to look at a wall in small cubicles. Horrible place to be at and horrible people there.

Adam and his team are amazing to work with. Adam has years of experience and it shows. He is great…read moreat explaining the process so that you're not blindsided by anything. He doesn't overcharge and is fair in his fee. I really appreciate the way that he helped me and my husband get through the bankruptcy process. If you are looking for an expert bankruptcy lawyer who is competent and caring Adams law firm is where you would want to go.

Adam and his team were so helpful during my filing process. I was so stressed about everything…read moregoing on but Adam was thorough with explaining the process and didn't hesitate to answer my questions. I was able to file and finally feel like I could move forward with my life. I couldn't have asked for a better experience.

This is mostly a review for JESSICA who works for Atlas. Portland Clinic sent my account to Atlas…read morefor debt collection and I did ignore the calls from them, wrong, yes I know. But I received a summons for a small claims case after a few months of their phone calls, nothing ever received in writing through the mail. I eventually got tired of stressing it and called to try to come to an agreement to help my credit score, as well, before the court mediation appointment. I spoke to JESSICA and she had tacked on an extra $100 to the amount owed! WTF? I asked how this had happened within a couple of months on an original debt of $176. Fees! Well, fees had already been added to amount requested in court summons statement. I said I would get back to them about it and then decided to go to mediation. Went to mediation today and the guy that showed up to represent Atlas gave me an amount owing of $100 less than JESSICA had given! Had JESSICA been honest and agreed to the CORRECT amount owing, it would have been resolved and no mediation required for me...or them! BE CAREFUL when dealing with JESSICA that she doesn't add on extra fees to line her pocket! Go to mediation and deal with someone more reasonable! The ONLY reason I gave 2 stars is because the guy at mediation was reasonable and easy to deal with.

Do not use this company, they will not honor any prior made payment plan; will take money from your…read moreaccount regardless if you have it or not and put you overdrawn and then make it damn near impossible to cancel the card or the service that should be free but they charge you an additional $10 to take your money after you use their card! Report them if you can and keep your money as far away from this company as possible. Shady af and not worth it. Reporting to bbb as well

Easy to work with and saved me money but more importantly relieved the stress I was feelingread more

Karen and Dwayne are awesome!! They will help you through…read morethe stress of dealing with creditors. We are very thankful they were there for us. Give them a call, you'll be glad you did.

Kind, courteous and knowledgeable. The whole staff was very helpful. Gave me all the help I needed…read moreto prepare my case I would highly recommend Robert Russell Law firm.

Rob is down to earth, kind and knows his stuff. He's always been there when I've needed guidance…read more Truly a great guy and excellent attorney. The best of the best.

Terrible experience…read more Legal Malpractice. I hired them for a bankruptcy case I had to file to save my home when Wells Fargo committed mortgage fraud in order to foreclose illegally. Clarke was informed that I planned to sue my mortgage provider but because he didn't think I had a chance to win he neglected to include my claim in the bankruptcy filings which directly resulted in that claim later being dismissed due to the principle of judicial estoppel. This is legalese I was unaware of but he should have been. His wife Chris Flamm is an absolutely horrible person to try to discuss anything with, especially a refund due to incompetence of service. Now I have to sue these guys for legal malpractice due to negligence of duty to list any & all potential legal claims in the bankruptcy schedules as an asset. I'll be forwarding this to the Oregon State Bar as well but be forewarned, if you're not an attorney yourself I'd get someone else to handle your bankruptcy case. They literally expect you to know if they're making a mistake. I only went through these guys because I thought they were nice when I met them through the Scientology Church. Turns out these two care more about their income than doing the right thing, fixing their mistakes or actually helping people. Chris agreed to issue a refund if I could find a similar case to mine where someone had won a settlement against Wells Fargo for mortgage fraud, which I finally found (they're rare). Once I found that case and shared it, she conveniently forgot about her offer to refund and then threatened criminal prosecution for harassment. These are not people to do business with, they refuse to take responsibility for their mistakes, and forget vital information in lieu of honoring their agreements. Extremely disappointing.

We come out there and we have the worse experience, first of all, Clark was to friendly and…read moreconstantly telling my office manager how cute her eyes were, to dealing with Chris, telling me in my face that she did not like me at the beginning, but now that I had come closer she was like I think you a good person , then the lost my files they send it to a different address including a check, so is been a month and just today I am receiving the check and my files back cus I fire them, 2 times to get this documents and money to me. Please! My office manager was going to file a case against this firm for losing all my original documents and the rest is above this lines. I will never recommend this firm.

Susan Peake is WONDERFUL! I highly recommend working with her if you need help with collection. She…read moreis kind, compassionate, and works well with the people she is collecting from as well as for her client. No one wants to need a collections agency, but if you do, this is the one to work with!

They are garnishing me more than what my rent is. They are taking out 850.00 a month..my original…read morebill is 637.00 and they are charging me 6,700. In interest...they already garnished me enough to pay that bill..now they sent another garnished letter to take out 1000.00 a month which has already left me homeless sleeping on friends couches because they will not work with me. My check is not even 1000. A paycheck. I will be left with 600. To survive on and not enough to pay bills. I have already spoke to an attorney that is working on during them. These people have now left me homeless. I spoke to Chris and he will curse at you on the phone. Won't listen to what u have to say or work with you. I hope his calls are monitored and I hope u can sleep at night knowing you are leaving people homeless..see u in court!!!

The woman I met with - Mary Monroe(?) was lovely and found me just as I entered for my appointment…read moreon time. She seems to know what she's doing, for sure. My complaints are these - the buidling is hard to find - and everyone seems to mention mall 205 but they really need to be clearer about how to find them. You're in the middle of Wash st and it's crazy and you could die! When you call the number, they aren't local and cannot help you. Also - they can only pull 1 credit report (equifax I think) so you are still left having to get the other two yourself. The long set of questions (not horribly long) but a lot didnt apply to me even though we had to walk through certain steps/hoops no matter the goal or the situation. For some reason I couldnt pull the other two myself w/o a glitch so now I have more investigation to do. Making me kinda wish I hadnt spent the time and gas money to get out that way... But Mary is a great counselor and lovely person so I'll give an extra star just for her...

Paid for one year of credit repair and the two main things I needed repaired never were. Derek was…read moreself-righteous and blamed the system and the fact he couldn't find attorney in my state. Then, he should have refunded money for inability to perform tasks. Not happy with this service

Because of Oregon's Credit law changes within the past 2 years, Credit Repair places are a limited…read morein what they can offer and provide. I'm giving 5 stars because even though I couldn't get much help, the person I spoke to on the phone still took the time out to offer free advice on actions I could initiate on my own to repair my credit. I thought that was extremely kind and thoughtful of him.

I researched Bankruptcy Attorneys and found Zaro Law firm. Laura and her team are dedicated,…read moreprofessional, experienced and reassuring. The value of customer service is excellent and highly responsive. As long as you follow their instructions and complete forms and are honest and upfront everything will fall into place and go smoothly.Thank Laura and Ashley, Wonderful ladies.

I had to make sure that I wrote a review. Zaro Law was definitely a life saver for me. When life…read morethrows you blows, that you don't even know how to begin to handle, Laura is right there to help you every step of the way. She's extremely knowledgeable on the subject and had all the answers I needed. Laura Zaro and her assistant Jamie are very kind, personable and professional. They are both very responsive and, in a time, where I felt clueless, having them on my side, made all the difference. They literally took care of everything and made a scary situation, seem so calm and easy to deal with. Because of Zaro Law, my bankruptcy is now complete, and I am able to start re-building my credit with a fresh start. I learned so much from Laura and I truly appreciate how she cared so much and was willing to go above and beyond. Her prices are more than fair, and she offers a very helpful payment plan. Laura is very thorough and knows what she is doing. She's literally a God send, and I am so very thankful that I came across her and decided to stick with her. I was able to keep my house and car, which other attorneys said I wouldn't have been able to. I sure hope to never need Laura's services again, but I would hire her back in a heartbeat if I ever did, and surely, I'd recommend her to anyone needing bankruptcy assistance. She's definitely one of a kind and very much appreciated. Thank You, Zaro Law!!! - DeAndre