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    Credit Team USA

    3.4 (17 reviews)
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    4 years ago

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    Review Highlights - Credit Team USA

    I worked with Ron about several years ago & decided to used his service later since he was helpful in the past.

    Mentioned in 8 reviews

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    Richard James & Associates

    Richard James & Associates

    (5 reviews)

    I should have known and curse myself for allowing a young woman in her twenties to convince me (an…read moreold man) to give her latitude on her invoices related to display advertising she placed in our healthcare publication. I bought her sob story hook, line & sinker, only to be bashed and blamed by her after all the advertising had been published and her balance had grown to a substantial amount. Somehow, I became the bad guy AFTER her ad campaign had been completed. She had broken numerous promises to remit the outstanding balance. Upon recognizing I had been hoodwinked, I submitted the file to Richard James & Associates Inc. This was my first experience with this collection agency. It was December '22 when Debra Fontaine initiated contact with this disingenuous, venomous debtor, setting in place the groundwork that would subsequently be picked up by collector Robert Daharsh. My company contact, Larry Earl maintained a constant stream of updates as the company successfully collected every cent during a six-month term. Richard James & Associates Inc. arranged for this large debt to be paid incrementally. Given this debtor's deceptive actions and low FICO score, I did not expect them to succeed. When I was notified of the debtor's scheduled payment plan, I was certain she would not honor it. But I underestimated the staff at Richard James & Associates Inc. I'm still not sure how they accomplished this...it seemed an impossible task, an uncollectible account. If you have lying lowlifes attempting to defraud you money legally owed and face challenges that make collection seem unlikely (out of state debtor, hard to locate debtor, multiple personality debtor, etc.) then contact Richard James & Associates Inc. They are amazing! They set the Customer Service bar so high, other collection agents need to charter a plane just to see it. I don't know how they do it but they do! Get paid! Get Richard James & Associates.

    Went into the office and the man who was running the whole place was dressed in short shorts and a…read moreHawaiian shirt! Super unprofessional and was really rude! Everyone working in that office was supposed to be quiet and made to look at a wall in small cubicles. Horrible place to be at and horrible people there.

    Law Offices of Adam M. Weiner - Adam M. Weiner, attorney at law

    Law Offices of Adam M. Weiner

    (49 reviews)

    Sellwood, Southeast Portland

    I filed a bankruptcy in 2017 with Adam Weiner. The level of experience, kindness, and…read moreresponsiveness of his office is unmatched. There are several options in the Portland metro, but the difference with Adam's law firms and others is that he is not here to sell you on something, but to help you navigate a difficult time and to give you knowledge about better options for the future. His rates were reasonable, and although I borrowed money to pay the whole fee at the time, he does take payments, as I recall. His office was very quick at responding to any questions or concerns. The reason for this late review is that, unfortunately, my family made a series of mistakes that landed us back in bankruptcy. Even worse, I let my embarrassment over our situation prevent us from choosing this office again and going with a much less capable firm. Don't make my mistake. Adam Weiner's office is the one you want, hands down. Having been through two bankruptcies, I have to say that this is the one I recommend to friends and family. They are very organized in setting you up for filing, treat you with respect, and help you navigate what can be a pretty overwhelming process. A bad law firm makes bankruptcy feel more stressful. With Adam Weiner every week it gets easier and easier and you'll end up feeling like you have a fresh start and were treated well by him.

    Bankruptcy is scary. I'd been the sole source of income for my wife and myself for some time, only…read moreto have my job suddenly end, leaving us both scrambling. After months of living off our meager savings and credit cards, we finally found enough work to get by, but by then our debt had become overwhelming, endangering any future we might have been able to build. So, scary as it was, bankruptcy seemed to be the best choice for our future financial well-being. I reached out to Adam because of a trusted referral, and he and his team were absolutely stellar. Very open, very kind, very friendly, very knowledgeable (and very affordable), I could not have asked for better support throughout the whole process. The system has these things built in to help people in precarious situations, and we should take advantage of them when we need to. I cannot recommend a better law office to do that with than Adam's. He is one of the good ones.

    Atlas Financial Services

    Atlas Financial Services

    (30 reviews)

    Atlas financial servi've been stealing from my bank for almost 2 years. And I just found it out…read moretoday when I get a message and they send me a ledger of everything they have charged my bank and when I told them that I had canceled the subscription, not even 20 4:00 after I started the 7 day free trial. And even though I haven't been in that account since that day, in 2 years, they're not only refusing to give me my money, but they're taunting me online and Daring me to do whatever it is, I have to do to get my money back. And they're not even denying that they stole it from me and that they illegally obtained it fraudulently, they didn't even deny it. And then they tell me that I better have proof even after I just told them that there's customer services was slow enough to not pay attention to what they were doing, and they sent me all. The ledgers that I needed To not just press criminal charges, but to file a laws. Uit and they're still refusing to just rightfully return every penny. They took they think it's funny. They think there's nothing that can happen to them when they steal from people when they don't shut down the account when they've been told to buy the customer and then left it open to bleed the customer drive. And then they think it's funny. I need all the help I can get. And I've got every bit of evidence and I've got the 2 years worth of proof even they, at times had said in their Gmail there, shut my account down over the past 2 years and never did they just kept opening it. The second that money would hit my bank. They would my account would go from closed to open again without me doing it. So there's any lawyers out there I need you. Because I already sent all the information to the f b I uptown , des moines here where I live and over to the police department , but i'm not gonna stop until I get every dime in they get prosecuted

    Tes it's easy to get started. Then they screw you. I opted to close my account to not deal with…read moretheir scam. They were polite at first after that request was made, even told me I would be refunded the $23.99 that was deducted from my bank account. I graciously agreed. Once I confirmed my account was indeed closed I was told no refund, SORRY. DON'T do it!!!

    Clarke Balcom Law

    Clarke Balcom Law

    (11 reviews)

    Goose Hollow, Southwest Portland

    We come out there and we have the worse experience, first of all, Clark was to friendly and…read moreconstantly telling my office manager how cute her eyes were, to dealing with Chris, telling me in my face that she did not like me at the beginning, but now that I had come closer she was like I think you a good person , then the lost my files they send it to a different address including a check, so is been a month and just today I am receiving the check and my files back cus I fire them, 2 times to get this documents and money to me. Please! My office manager was going to file a case against this firm for losing all my original documents and the rest is above this lines. I will never recommend this firm.

    I had a consult with Clarke today, and he was wonderful to talk to. I'd give him 10 stars if I…read morecould, because: a) He gave me great, practical advice and helped me form a solid plan of action b) He told me exactly where to go online to get the forms I need, and how to fill them out. c) Most importantly, he was kind, empathetic, and understanding of my situation. And all of that free of charge. Since I'm at the point of declaring bankruptcy, I don't feel great about myself, but he was clearly kind and compassionate. He encouraged me and made me feel much more hopeful about my path moving forward. He also volunteers at the free legal aid clinic, which speaks highly of him. I wholeheartedly recommend him as someone who is thoughtful, trustworthy, competent, and will connect you with the concrete and specific resources that you need. I hope more people who are in hard times will find him, because he is a great resource!

    Zaro Law - Zaro Law

    Zaro Law

    (3 reviews)

    Southwest Portland

    I had to make sure that I wrote a review. Zaro Law was definitely a life saver for me. When life…read morethrows you blows, that you don't even know how to begin to handle, Laura is right there to help you every step of the way. She's extremely knowledgeable on the subject and had all the answers I needed. Laura Zaro and her assistant Jamie are very kind, personable and professional. They are both very responsive and, in a time, where I felt clueless, having them on my side, made all the difference. They literally took care of everything and made a scary situation, seem so calm and easy to deal with. Because of Zaro Law, my bankruptcy is now complete, and I am able to start re-building my credit with a fresh start. I learned so much from Laura and I truly appreciate how she cared so much and was willing to go above and beyond. Her prices are more than fair, and she offers a very helpful payment plan. Laura is very thorough and knows what she is doing. She's literally a God send, and I am so very thankful that I came across her and decided to stick with her. I was able to keep my house and car, which other attorneys said I wouldn't have been able to. I sure hope to never need Laura's services again, but I would hire her back in a heartbeat if I ever did, and surely, I'd recommend her to anyone needing bankruptcy assistance. She's definitely one of a kind and very much appreciated. Thank You, Zaro Law!!! - DeAndre

    I was blindsided by an issue with state taxes and didn't know where to turn. Laura Zaro came up on…read morea search and I took a chance - AND I'M SO GLAD that I did!! Wow! She and her small staff are amazing. They took a messy, somewhat unbelievable circumstance and smoothed matters out - dealt with the courts, with the state in true professional style! She was calm, cool and collected. Her terms were more than fair, and she thoroughly understands the situation so many of us are in - that we don't have thousands of dollars to hire a firm to begin with! You cannot do better than Laura Zaro!

    Credit Team USA - debtrelief - Updated May 2026

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