Working with JVM lending has been a real pleasure, and I cannot thank Victor Flynn and his team…read moreenough for assisting me in this process. This is the 2nd time I have used JVM, and they have provided top-notch service throughout. I would like to give a special call-out to Victor Flynn. In this 2nd time working with JVM, I told Victor that his speediness in my first transaction 3 1/2 years ago made me realize that he was "in like Flynn"--in that he was right on top of getting things moving from the very first day after I had contacted him regarding my mortgage needs. Victor's explanation of my various options this time around was presented in a totally clear manner, and he and his team were available to assist me at all times. I also really appreciate the fact that there was no pressure upon me, as I was not ready to get the move going for 6-9 months after my initial conversation with Victor this time around, and other than 1 or 2 check-in emails from him, there was absolutely no high sales pitch from them, and no "push" or fear tactics regarding the market. I highly recommend Victor and JVM team for anyone who is planning on selling and/or buying a home in the Bay Area. I have no hesitation in giving Victor and his team a 5-star recommendation.

Any lender can offer you a mortgage rate, but not every lender is easy to work with. JVM goes above…read moreand beyond to ensure that you are supported and keeps you in the loop every step of the way. My husband and I worked with JVM to secure a loan for our new home. I appreciated that there was someone on-call over the weekend, especially when we wanted to get the ball rolling for pre-approval. I was also very impressed with the JVM team's communication. They were incredibly responsive and made sure all our questions were answered. Many thanks to Hannah, Jenna, and Erin for working with us throughout the process!

My husband and I have worked with Greg three times now for our refinances, and we wouldn't go…read moreanywhere else. Greg is a top-tier professional whose communication is always sharp and timely. Even when challenges arise that might stop other lenders, Greg consistently gets the job done. We trust him implicitly and will only refer our friends and family to him. If you want a seamless experience, Greg is your guy

Ellice and Brent are our one and only Go To for everything mortgage. It's been this way for more…read morethan 20 years now. We just closed on a purchase in a very hot and competitive market. They were consultative and helped us strategize on this transaction and we highly recommend them.

My husband and I recently purchased a home and worked with Quoc & team on our loan! Quoc was able…read moreto guide us through all of our options, especially during a time with dramatic fluctuations in interest rates. He was always available to answer any of our questions at a moments notice, and we really felt like he was invested in our home-buying process. Because of all of the prep work we did with Quoc, we were able to close more than 2 weeks earlier than expected, even though we were closing during the holidays! We would definitely work with Quoc again in the future!

Quoc, Sue, and Cheryl were terrific to work with throughout our home buying process. The entire…read moreteam were excellent communicators, often responding to emails and texts late into the evening and keeping us informed about all the documents needed to get through a 14-day closing. We are so incredibly grateful to this entire time for their help through this process. They made everything run incredibly smooth in a high-stress situation. They're also just so nice and supportive--I would work with them again in a heartbeat and highly recommend them. Thanks y'all!!!

As first-time homebuyers using a VA loan in one of the most competitive markets around, we needed…read moremore than just a lender -- we needed a true partner. Mike Trejo and his team at Bridge Point Funding were exactly that, every step of the way. Mike's knowledge is genuinely comprehensive: financing, inspections, offer strategy -- you name it, he knows it. He has assembled an A+ team, and that made all the difference when it came to submitting competitive bids with quick closes and every detail handled flawlessly. During the toughest stretches, when we were outbid in some of the most heated markets, Mike was always there -- helping us strategize, process the disappointment, and come back stronger with clear lessons learned. Because of Mike and his team, we got our dream home. They have our strongest possible recommendation, and we would not consider going through this process again without them.

At this point, I've lost counted how many times we have used Mike and this team with our mortgage…read moreand refinance needs (four times? Five?) But all that speaks to is the main reason why we keep coming back to them: their thoroughness, communication and genuine sincerity to always get us exactly what we need every single time. We cannot recommend Mike and his crew at Bridgepoint any higher!

My husband and I just went through our first home purchase. I'm not sure I could have made it…read morethough without Jeremy and Heidi. They took good care of us. Our emails and calls were returned quickly so we always felt "in the loop." Even though I'm completely ignorant of the home buying process, neither Jeremy or Heidi ever made me feel like I was asking a dumb question, or like I was bothering them. I will happily refer friends and family!

As a realtor, my business is dependent upon guys like Jeremy! He is a wealth of knowledge... and…read moreto back that up, he does an amazing job assisting my clients with their lending needs. I am looking forward to continued business with Jeremy!

As someone who was very nervous going into the home buying process, I discovered Jason through his…read morehelpful videos on YouTube, and decided to reach out. His knowledge of the process was very reassuring and he has been fantastic to work with! Started working with Jason and immediately felt like we were in good hands. Jason has helped us purchase our first home within the space of a month, and provided great guidance and communication on all the steps that were going to occur. He has been very diligent in terms of following up with the seller and keeping us in the loop. He has also been great about finding us a good rate on our mortgage, helping us find insurance and even financial planning services if we needed them. Overall a great experience, and I would recommend anyone work with Jason to take the stress and confusion out of the home buying process!

Our real estate selling experience with Jason Wheeler was extremely amazing!…read more My husband and I are so pleased with the type of service received from him. He went above and beyond to helping us find the right buyer given the time constraints during the Christmas holidays, not to mention, our leaving for a long vacation. His commitment to helping his customers is second to none. Cal State Realty is fortunate to have him in their team! Being a trustworthy, reliable, supportive, professional to work with, just to name a few are attributes a real estate agent must possess which definitely what Jason had exhibited to helping us achieve our goal!

Predatory practices they're currently buying these so-called zombie loans allowing them to collect…read moreinterest over the years, ignoring chapter 7 bankruptcy laws they got more money than you. I can guarantee you this so if you challenge them, they're gonna hire it or throw it under the bus that's it I would not use Land Home scam artist buyer beware

Great company overall! Had a great experience with them. My mortgage loan process went smoothly and…read moreclosed way faster than expected! Definitely recommend, and will do business with them again!

Dave is proficient, organized and professional. I have had the pleasure of working with him on…read moremultiple occasions with excellent results every time. He has extensive knowledge of the industry and his advice is spot on. I encourage everyone to contact him for pre-qualification, refi or just to get a sense of the market.

​ Dave Reynolds is the best he gives personal service he's honest you can trust him he is the only…read moremortgage broker I would see

Amazing customer service.. very patient. Saul Can .. NEED A…read moreRAISE!!! lol!! He did above his job helping us with our account.. Thanks again...

Gracias por buen servicio y amabilidad por ayudarnos de la mejor manera gracias por toda su…read moreatención muy buen servicio Exelente trabajo gracias!!!!

First home buyer here! Jay has been absolutely helpful in our journey in home ownership, not just…read morethe securing mortgage part. He was my go to person for all things financial related to home ownership and he knew i could count on his honest advice. He always delivered the honest feedback regardless whether or not we'll end up with his services or not. He also did fair price and rates comparison with other providers and was always available to answer any questions or take those lengthy calls if needed. But not just that, he also offered the best rates in the town which always helps financially. 10/10 from us. I'd highly recommend working with him and his team!

Great job with our initial loan and refinances. Clear, proactive, professional, and helped educate…read moreus along the way.