Please, Please, Please, if you want to avoid a headache DON'T bank with this Credit Union (at least…read moreif you don't have a branch near you).
First of all, my husband and I have been with this bank since 2012. It has been a while since I started noticing that this Credit Union slowly has been controlling how much money you can take out of your bank account daily ($1,000 maximum). I called them to raise that amount and I was told that they could not help me. I am sure that rich people don't have that limit like we regular people have. Not to mention, you can only take max of $300 at a time!
Something else, I received a check for $1,680 from a Title Company. I deposited April 14th, today is the 18th and still not one penny available. I called CEFCU, got a rude representative and I was told that it won't be available until the 20th. Well, as we know the 20th is on Sunday so my guess is that I will probably have the money available Monday the 21st (Thank God we don't need the money right now)
My husband and I haven't changed this bank because we are moving to FL and are planning to use another credit union over there who has very good reputation and care for their members.
FYI, the deposit was made at an affiliated Credit Union and when I went to ask why the money wasn't available, they told me it was processed the same day but it was being held by CEFCU. In the past it used to be that if you deposit over $1,000 at least $1,000 was available right away, obviously that has been gone too!