My family has been with this bank at various branches in NYC since they were called First National Bank of New York. I personally would not put a dime with these people.
I have to go there, as my 90 year old mother and I have a joint account. This branch is staffed by people are not overly competent. Citi's online system is terrible, very unfriendly to a senior citizen. My mom messes up her password frequently, and Citi is one of the hardest to recover. And you can't force the browser to remember the password, like every other bank I use. When I had to get a new debit card, they swore to me it would be sent overnight. After visiting the branch TWICE when it never showed, I finally just called the main call center. They looked it up and said it was sent regular mail. Got it in 7 days. The branch either lied, or was incompetent.
I went in today to get a "medallion" signature guarantee. The said wait about 5 minutes. I heard one of the tellers ask another person to tell the manager someone was waiting. The manager was talking to her daughter according to the teller. After more minutes, someone else came out and said she was with a "client" and it would be a few more minutes. Hmmmm.
I walked in there about 5 minutes after it opened, I really doubt a client was in there. I gave up, drove 15 miles to my Fidelity office in Fairfield where they greeted me professionally and took care of business with zero delay, thanked me for coming, had a WSJ to read with fresh coffee. That is service.
Also, when trying to call the branch at 9:01, they don't answer. Tried several times. Customer service is not one of Citibank's strengths. I am not sure what is, other than lots of branches.
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