Best loan officer in RI! Jessica is extremly knowledgeable…read moreand dependable! She is friendly and respectful. If you want the best loan officer pick her and you will not be let down! Tell her Sherri sent you!

From the owner: The Lending Ladies, Jessica Hoxsie (NMLS#1102282) & Ashley Cookson (NMLS# 1904719) are mortgage…read moreloan officers with Movement Mortgage. With over 20 yrs of industry experience, our unique backgrounds allow for a complete understanding of the lending process. As wives, moms and working ladies, we completely understand how busy life can be. Our number 1 goal is to relate to our clients and real estate partners to streamline the mortgage process, making it stress free by providing the highest level of service.

Thanks to Meghan McLoughlin for all her hard work, advocating for us, forgiving our our craziness,…read moreand getting us the best loan for our new home in Pawtucket! We're so happy and grateful to be able to make this difference for our family. We were referred to Meghan by our agent Monalisa Aguiar. This dynamic duo made the process as painless as possible, and both went way out of their way to help, educate, and win an affordable mortgage.

My husband and I were first time home buyers and TRULY appreciated Ann's help (and humor!). Ann…read moresecured us the loan we needed and closed on time despite various hurdles along the way. Importantly, she was always quick to respond and had great local knowledge. Our initial search was very wide - we were looking at everything from small single family homes to multi-unit homes. Ann advised us on all our options and pros/cons. Ann felt more like our financial advisor rather than just a lender. Once we bid on our house she was very quick to move the loan process forward. We felt she always was looking out for our best interest. We quickly grew to trust her advice. Work with Ann! You won't regret it.

What a horrible company frankly. They were unprofessional, unorganized, and unhelpful. After having…read moreat least 4 different conversations over the phone with 4 different people- who asked me the same questions over again, I was confirmed for an appointment with a loan officer. We showed up to the appointment and were told we would not be meeting with that officer but with another who also wasn't there. We were kept waiting in a conference room alone for over 30minutes only to have a very nervous and inexperienced assistant with us who couldn't answer any questions. Anyways we got all our questions easily answered and moved forward with a mortgage loan from our local credit union. Don't waste your time here!

Andrew Borges and his team are the best! Hands down. Julie Moroney was his assistant. They were so…read moreprompt, punctual, and friendly! Very personable team! Buying our first home was overwhelming but they definitely eased our minds more than once. They were always responsive and available to talk through concerns. Go through shamrock! You will not be disappointed! We will return to them for future home buying/refinancing.

I have never worked with a company so awful. No one here speaks to eachother yet everyone is…read moreinvolved in your case. One person gives you an instruction and then a few days later someone else calls you to tell you it cant be done. Nothing was more stressful than buying our home with this company. We were sort of forced into working with Alejandro and his team and we hated every second. If our realtor didnt just jump right in and go straight through him we definitely would have went somewhere else. I wish we were given the opportunity to look elsewhere. In fact about 2 weeks away from closing we strongly considered terminating with them and losing our dream home. It was realized that working with Alejandro and his team was just to much for us to deal with and it was coming down to just not being worth it. Again one person says something the other says something else, information being left out of conversations, it was all absolutely ridiculous. Our realtor really stepped up at this time and took control of it so that didnt happen. You think it all ends on the day you sign... it doesnt, Its still continuing. We contacted them about the 1st mortgage payment, because we didnt get a bill. Alejandro said it was in our mortgage package and to do that so we found it and did what it said. Now, the payment we made well in advance, cannot be accepted. So the instructions we were given by Alejandro and mortgage package are now incorrect according to another person there. All this a week after the payment was sent in. They are very unprofessional, and they do not care about you. We were not even told about possible ways the state and bank could help because he didnt think we qualified. I was so disappointed to find out we could have met with the State and bak to discuss options best fit for us, but we were a week away from closing when i found all this out. They dont care about you and your family, they care about the final outcome... money. They have 0 respect for clients. They do not care that you have job they want to speak to you when they call you. If they dont get you, you get texts and emails until you answer. Something needs to be completed yesterday but sent it to you today and it needs to be done immediately. I strongly discourage you from using Alejandro and this company.

I would not reccomend anyone doing business with Semper or any affiliated company they work with,…read moreincluding Realtors who reccomend you use them. I'd shop around for better rates and pricing as smaller mortgage companies don't always have better rates and pricing on mortgages. I do not like working with incompetent people who either don't know or care about what they are doing. The Mortgage Industry is one of the largest so I'd recommend trying to find one that knows what they are doing and not full of crap.

Lynda Mckenzie was so helpful and explained everything in a way that made the process so easy and…read morefun! I loved how my process was updated and sent to me via email so I could always know where I was at! Highly recommended!!

Recommend Guaranteed Rate for anyone that is looking for a smooth closing. I work with Lynda…read moreMckenzie, from the first time I spoke to her I knew I was dealing with professionals she gave a list of things that we needed and in 15 days I was turning the keys for my new home!!! Thank you Guaranteed Rate!!!!! Karla Rosales

I had one and last transaction with this company and from my experience with them i am highly not…read morerecommended to anyone to have deal with this title company. Since 07/01/2025 until now 12/16/2025 I cannot receive my title and they even don't have clue when is gonna be because in time of the settlement they forgot to check if the seller was paid everything, if the seller paid they taxes. Also they forgot to include my taxes in time of the settlement and I figured it only after 4 month. Is hard to get someone on the phone, is highly unreliable and unresponsive company. Stay away from them if you don't want to get in the trouble!

Beeline's workplace culture is awful. Their staff acts very unprofessionally when dealing with…read morecustomers. Chelsea Herkert. They trick people with empty promises and hide important information. When I asked questions, they barely answered or gave confusing responses. They never made the requirements clear, and they kept the costs hidden. Don't trust Beeline with your business! Unless you want to walk in blindfolded and have your money taken, stay away from this company. They will take advantage of you if you give them the chance. If you value honesty and clear communication, look elsewhere for your lending needs.

Great experience all around!! Very helpful and professional…read moreservice from all the employees to make sure things will get done. Bobby D is the best :)

This team is amazing! My husband and I worked with Bobby and it was so seamless. He was able to get…read moreus an extremely low interest rate and took care of everything from start to finish with his team. Highly recommended!

John is the easiest and most patient numbers guy to work with. I've financed 2 homes through him…read moreand a refinance. He breaks things down in a way that makes it all seem manageable and is genuinely invested in making sure you understand every aspect of your financing. He also provides options and gives you both sides of each option so you feel confident making a fully informed decision. And for someone like me, who is not number-savvy at all, he was endlessly patient and responsive with all my emails, texts, and calls. Would 100% recommend him to anyone without hesitation.