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    Semper Home Loans

    2.3 (9 reviews)
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    Services - Semper Home Loans

    Mortgage services

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    6 months ago

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    3 years ago

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    3 years ago

    After a few minor hiccups along the way, we are in our home. EVERYONE at Semper were helpful every step of the way.

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    5 years ago

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    People searched for Mortgage Lenders 192 times last month within 15 miles of this business.

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    Province Mortgage Associates - My garden thanks for the loan!

    Province Mortgage Associates

    (10 reviews)

    We had a very poor experience working with John Shannahan at PMA. I would urge caution to anyone…read moreconsidering working with him. I would never do business with him again. He was sloppy, uncaring and disorganized and caused us a lot of headaches because of his poor performance and guidance.

    Anyone who is thinking of refinancing in the Massachusetts or Rhode Island areas should contact Ava…read moreMartinelli. She stays on top of everything and is tenacious about getting the information and documentation she needs from some who are slow to provide it (like our homeowner's association). She stayed in touch just about every day to let us know where things were at and her team at Province were all very professional, very competent and great to work with. The process was smooth and fast. We lowered our payoff date by 5 years and got a rate more than a point lower than what we had been paying (we bought our house last May but it was already worth refinancing for those two reasons and because our mortgage payments are still a bit lower). Also important to note is that when we first started thinking about refinancing in the fall, Ava worked with us but suggested we hold off for a better rate. As soon as the rates dropped, she got in touch and we went from application to closing in just a matter of weeks. Final thought ... our original mortgage lender was pushed on us by the builder of our house. Last month the banker, Rick, reached out in a form letter to tell us rates were dropping and that we should consider refinancing but that he was so busy he couldn't take the time to reach out personally. No comparison at all with Province where they actually make you feel like a valued client. Thank you, Ava Martinelli!

    Semper Home Loans - mortgagelenders - Updated May 2026

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