Don't trust Mike Bacani at this branch, he's a liar. His phone calls are so nauseating, he literally talked to Siri while he was also leaving a voicemail message on my phone, so I tried to restrict our conversations to emails. After I exchanged 40+ emails with him, giving him all information he requested, including: tax returns, pay stubs, bank statements, monthly maintenance fee ($400), monthly property tax fee ($50), SSN, and allowed him to do a hard pull on my credit score; he sent me a letter saying that I only gave him limited information, therefore he has to reject my loan application. He then proceeded to email me that he just had to reject me based on the information I gave him: $8,000 yearly property tax fee for a coop. I reminded him that my application wasn't for a coop, and I didn't give him that number, the fee I gave him for property tax was $50 monthly, which is only $600 yearly. He then replied that it was just an "example of scenario" and the bank still can't give me any money at all. I asked him why did he use "example of scenario" instead of the numbers I gave him? He then just replied again, that the bank still can't give me any money at all. Despite the fact that I've been the trustworthy customer of this particular branch for 9 years. read more