worst customer service I ever had. I could not cash a check if my wife and my name was on a check…read moreunless we are both present. the check was 60.00 yet I closed our JOINT account without my wife present for over 2500.00 been at this bank over 30 years ,not amore. head teller is worthless

We needed a notary public, and they told us to just come on in when I called to make an…read moreappointment. When we got there, the bank was empty save for a few staff. It was clean and bright. Everyone was nice. Our notary was kind, and it turns out Community Bank provides Notary Public services for free as a service to the community. You don't need to have an account with them. How awesome!

I've been a member of Americu Credit Union for some years now and I've never had a problem with…read morethem. Their rates are unbeatable, even for a 22 year old like me. No fee checking accounts and conservative rates for savings accounts are the norm. Friendly and helpful tellers and advisors are always available to assist if they can. The biggest thing Americu has going for it, in my opinion, is their vast network of ATMs sprinkled throughout the area. All Oneida Indian Nation owned SavOns have Americu ATMs in them, and the same goes for Nice N' Easy gas stations. And another huge benefit is their ATMs located at the branch itself. This particular branch has ATMs where you can withdrawl 5 dollar increments, you can deposit checks into your account, and you can also deposit cash into your account. All through the ATM.

I have very little interaction with the people at the credit union, because these days we can be so…read moreself-sufficient on-line. It's a good thing, because every time I need human intervention, I always walk away less than satisfied. I've been a member of the credit union for over 30 years, but it is not my primary bank because customer service is NOT their strength. Convenience and cost are definite pluses, but really, the service everywhere else I bank is so much better.

if you want the feel of belonging to a big city bank that cares nothing about you then this is the…read moreplace for you! won't answer the phone or return your calls, if they do they are rude and unprofessional! charged me a late fee when I was two days late waiting on an insurance payoff

This has been my Credit Union for over 30 years, since I was a child and it was still Oneida Ltd…read more Credit Union. They've always had the best service and great communication. Having moved to a large city, I've always enjoyed working with the small credit union, where I can still call and people remember me and ask me how my dad is. It's just something that doesn't happen much anymore, and it makes me feel comfortable. The only reason for four stars instead of five is that it's taken on a bit of a corporate feel in the last couple of years. When my husband called the manager instead of a loan officer the manager was curt with him, rather than simply saying "let me connect you with a loan officer, I'm not the right person to talk to about this". Then they denied our loan for a scooter without telling him that they needed BOTH our pay stubs, because we needed dual income to qualify for it right now. I don't think that would have happened five years ago - they would have worked with us and made all the suggestions that we needed to hear to make it happen. I'll still use ACCESS FCU because I like supporting smaller, local businesses (even though it's not local to me, I still feel like this is "my bank"). If they had ATMs in San Francisco I'd do all my business there!