Chad is excellent at at helping you get the loans you need. He helped me get the loan I needed to buy and then refinance my home two years later for a better interest rate. He is honest and super dependable. read more

I was a first-time homebuyer, and I am so grateful to have worked with Chad. Applying for and obtaining a mortgage is a ton of work, and Chad walked me through each step. People asked how we closed so fast, and I say it's all because Chad set us up for success from pre-approval to underwriting. Chad is thorough, kind, and truthful. I highly recommend Chad -- I cannot imagine a better mortgage agent. read more

I have now partnered with Chad and his team on a second home purchase last year and a refinance on my primary residence this year. He and his team are amazing at what they do. Getting them docum8is easy and quick with the online tool and you can always count on a response to every question. I recommend Chad and his team for all your mortgage needs and will definitely come back in the future. read more

Chad Geyer - Rate - Being able to have a home we love with the help of Chad and his team. Thanks and be sure to ask for Chad - Mortgage Brokers Near Me - San Rafael, California

Chad was responsive, knowledgeable, and very professional. We appreciated his attention to our tight timeline and his ability to clearly answer our questions. We would absolutely use Chad and his team again and we highly recommend him to others. read more

I've worked with Chad @ Guaranteed Rate for many refis & will continue to in future w/o hesitation. Chad is friendly, professional, courteous, helpful, a good communicator & trustworthy, which is so important in business. He always finds the best rates, is proactive, a good advocate, patient through the process and sets expectations accurately. I highly recommend working with Chad and Guaranteed Rate. read more

We Couldn't Have Done It With Out Chad and his team!! Chad was fantastic!! Customer service outstanding!! There were many obstacles and challenges to overcome including credit issues, but Chad was able to find the right program for us and get the loan closed! He explained every step in the process and was diligent as we continued to move forward to the close. Chad is definitely the best for Mortgage loans and we highly recommend his services to anyone looking to purchase or refinance a home. read more

We were lucky to have worked with Chad on our first home loan. He always explained everything and tried to find solutions for us. He never pushed us and always made sure we will not get over our limit. He was super responsive and extremely patient with us - in the overheated housing market, we've submitted countless offers over 18 months period until one worked out. We would definitely work with Chad again. read more

One more note attesting to Chad's stellar service and professionalism. He worked with us intensively over a period of three weeks, coaching us every step of the way, to line up a jumbo home loan to finance the purchase of our Oakland home. He even worked out an additional HELOC to ensure we avoided having to pay PMI. Chad was our Moses, parting the Red Sea to the promised land of our first Bay Area home. We loved working with him and see him as a shining star of client service in an industry rife with semi-competent charlatans. read more

We used Chad and his team for our first home purchase and was very pleased with our transaction. He was what we needed. Always kept me on my toes and made sure I had everything done the right way and on time. I had great peace of mind working with him and whenever I was unsure about something he was very pleasant in explaining it to me until I understood. I know people complain about their loans and experience all the time but I didn't get that would Chad and his team at all. I would definitely work with Chad again and refer him to my friends/family. read more

I went back to Chad for a refi. We had an interest only adjustable home equity loan that was haunting us and we wanted to roll it in with our traditional. In the past he told us flat out, "don't refi now". He knows us, our situation, where we are in life. We waited until the time was better, and Chad was there to make it easy and seamless. He's very organized and returns phone calls faster than anyone I know. Thanks again Chad! read more

Chad and his team were responsive, knowledgable and great to work with. They made everything easier.

Chad is fantastic. He got a loan approved and funded in less than 21 days. No drama. Very responsive. You can rely on him.

Chad was recommended to us by a friend and we are so pleased with all of his expertise! We really felt taken care of during our refinance process. Chad even reached out to tell us we could improve upon our current rate, 6 months after refinancing. Which we did! All of the Guarantee team we worked with are professional, knowledgeable and helpful. I highly recommend giving Chad a call when you need a mortgage broker. read more

My husband and I worked with Chad and his team to get the mortgage for our home. We can't express enough how great this experience has been. Buying a home is such a stressful process, Chad and his team made it as smooth as possible for us. I highly recommend Chad and his team. read more

He's unbelievable. He updates you on everything, never missing a beat and never pressuring you to do anything that makes you uncomfortable. When we're ready for house #2 we know where to go. If there were 6 stars he'd get them! read more

Can I give Chad Geyer six stars? My husband and I fell hard for a house, and wanted to get an offer in asap. Our credit union put the brakes on our pre-approval process because we were stuck waiting on a snail mail letter to unlock my husband's one credit file (Thanks, Equifax breach.) Our realtor put us in touch with Chad Geyer, and we had a friendly phone call to review our overall financial situation with an hour. Chad actually remembered me from an email I'd sent him 3 years ago about house boat loans, and meeting me & hubs at a Redfin first time buyer's class a couple years back! He outlined what I needed to send him, I got our stuff uploaded to their website, and that same afternoon, Chad got us a pre-approval letter with a conditional clause about getting that credit file unlocked and checked. He'd worked with other buyers in our situation and was able to write the letter so that it read well to the sellers and their agent, but also protected his company as we waited on that file. Chad was just incredible. Our agent got the letter from him, got our offer in, and we got our house! During the process our beloved old dog passed, and Chad's compassion for my bit of brain-fog was so appreciated. Really, this has just been so smooth and easy throughout. The Bay Area is tough and I can't imagine working with anyone else. Our loan process has been really clear, he answered all my first-timer questions, and there were no surprises through the process. I hope we live here a long long time, but if we ever buy another home, we'll be calling Chad! read more

Chad and his team were really knowledgeable and very responsive throughout the my loan's closing process. Highly recommend them if you are looking to get a loan with less than 15% down payment. They have many loan programs that can help you get your dream home. read more

I went through a refinance on 4 properties and Chad made it fast, easy, and gave me the best deal I could have ever imagined! I will always go to Chad and his team for mortgages. read more

This is the second time that my wife and myself have worked with Chad. Once again we have found him to be thoroughly professional and helpful in every possible way. He will keep you both informed and comfortable throughout the process. We could not recommend Chad Geyer and his team more highly. read more

Nothing but high high praises from me about Chad and his team. They helped me fund the loan on my new house with zero issues. They were always on top of things and quick with the communication and turnaround time. Very easy process and their online tool makes collaboration simple. read more

I worked with Chad initially on the refinance of my single family. He got it done quickly and smoothly. So when it came time to refinance my investment town homes I reached back out to Chad. Once again, quick, smooth, professional, and he beat my other lenders rate and terms. I'm a real estate broker with knowledge of lending and the industry in general, Chad is one of go to resources for our clients and is my personal go to guy for help with my personal loans. read more

Chad and his team have done it again! About a month after he helped me with my first loan he helped me do a cash-out refinance on an investment property I own. 3 other lenders I had spoken with about this said not to bother and that no lender would have the loan I needed. Chad was able to do exactly what I needed and moreover, the entire process was completed in only a few weeks. It was much easier than I could have possibly imagined. Highly recommended. read more

Chad Geyer at Guaranteed Rate was amazing! We started the process almost a year ago, and Chad was extremely patient while we got things in order on our end. Once we were ready, he was quick to move and helped us close quickly and without any issues! He is super responsive and on top of things. Our Realtor kept commenting on how good he was! Would use Chad again without question! read more

Just a quick note to validate all the nice words said about Chad. Just closed my refi, he and his team did a great job through the entire process. I'm not the easiest person to communicate or deal with (and Chad says, "No, really?!), due to work schedule as well as generally being a pain in the a$$. To his credit, Chad remained professional as he accommodated the late requests/changes that I had. He found me a great deal, is v well prepared/organized, communicates well and remained patient and calm throughout the process and delivered. IMO in an industry where that type of competence and professionalism are rare, Chad stands out. Highest rating. read more

Chad and his team are awesome. My situation was kind of special and the schedule was tight, but Chad got me through anyway. My lack of knowledge in mortgage caused some last minute surprises but he got them all sorted out quickly. Highest rating. read more

Chad and his team were amazing to work with. Their customer service is outstanding, and they make this daunting job of loan application as easy as it can be. Chad always went above and beyond. When I came upon my now home, we were told that they were going to stop accepting bids in 2 hours. Chad jumped right on it, we were able to submit our offer in time which ultimately led to me being a first time home owner. If you want to ensure success, you should definitely work with Chad. read more

It's been over 20 years since I bought a house. Chad was great in how he relates and handles his business (and ours). He was immediately more like a pal than a banker. He handled each step and process with the utmost respect while he explained things positively so even a financial novice (me) could follow without felling like I was talked down to. My co-worker was going through escrow at the same time but about a week ahead. He was hating life and was preparing me for being tasked by my loan guy ad nauseam. Nope. My escrow flew by easy and if not for the fire (that delayed overnight mail) and Columbus Day that delayed funding, I would have closed escrow early and hassle free. I highly recommend Chad. Oh and his relationship with my agent and title company all contributed to a super smooth and fast escrow process. Now I own my second home in peace. read more

We are so grateful that we got to go through the Mortgage Loan process with Chad as our loan officer. We were first time home buyers and we were originally looking in the San Rafael area. Chad took us through the Mortgage Lender process A-Z. He was so responsive and understanding throughout the whole Mortgage experience. When we are ready to refinance our Mortgage we know who to call. Thanks Chad! read more

I recently did a refinance with Pinnacle Capital Mortgage. The team was very efficient and easy to work with. I had questions, and they had answers, they were very quick to return calls and emails. My loan closed very quickly without a hitch. I don't even know what else to say, Our loan was a little tricky but they guided me through all the hoops and made all my legwork a breeze. I recommend them highly and I plan to use them when I buy my next house. read more

Chad is amazing! He helped make our dream come true of breaking into the Marin market. Chad goes above and beyond for his clients and we were so lucky to have worked with him! read more

Chad and his team went above and beyond for us. We were dealing with a very frustrating and difficult issue with two banks whom were both attempting to collect on the same home loan. We've always been current on our mortgages and this simple oversight by the banks had our credit at their mercy costing us thousands of dollars. Countless attempts to clear this up with these large institutions were futile. After over a year working on this alone, Chad and his team went to bat for us and were able to contact the right people within these banks to get the job done and clear the air so we could move forward with our refinance needs. I'll add that this effort was put forth without incentive, meaning Chad and team certainly were not assured their time and efforts would amount to anything and they stuck to it. I highly recommend them. Just closed a refi with them and plan to do so again on another property soon. -B. Stieg read more

First time working with Chad and I could not recommend him more. This is actually my first Yelp review, but people need to know how good he is. He's responsive, efficient, smart, honest, and most of all, able to explain the intricacies of what's happening to people who aren't in that industry - like most home buyers! Buying a place in the Bay Area can feel like a months or years long nightmare, but Chad and his team helped us through the struggle. Every time we needed him - even when he was on vacation - he was available and quick to get us what we needed to put us in the best position to have an offer accepted. Chad's the man. read more

Chad helped us buy our first home after searching for a year, he was responsive, and always seemed organized and on top of the dates and deadlines. We'd use him again. read more

Chad recently helped me with my first home mortgage. As a first-time home buyer, I really appreciated the time he took to talk through the details of various options, answer all my questions, and help me make an informed decision. After connecting with a few other lenders, what truly sold me on Chad was his quick response time: something really important when buying a home in the Bay Area! His team was equally quick and helpful throughout the approval process. I would absolutely recommend Chad to others. read more