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Cataldo Financial & Consulting Group

3.0 (2 reviews)

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7 years ago

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14 years ago

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TD Bank

TD Bank

(4 reviews)

In the basement of my mother's house, my girlfriend Kaitlyn gave me an unspoken ultimatum that…read morewould forever change my life: "I mean obviously, I have to go to New York. I'm not deferring a semester at ASDS just to wait for you to leave your parent's house and join me." "Of course. I wasn't suggesting that." "And you know you have a place to live once you get to NYC. You don't need much money. It's the three of us in a one bedroom, Brian." "Right, but I'd need to contribute at least a few month's rent." "True, but what do you have in your savings account?" "About $400." "That's it?" "Yeah. Well, I had to live off of my savings when I quit my job." "Live off of what? Your meals and lodging are all provided for you." "Well I spent a lot of money on trains and gas to see you." "Of course but... listen, you know I love you and I'll wait however long it takes for you to get out to the city, but I mean, it'll be tough with my class schedule to talk every day. We'll certainly try the long distance-" -"Try the long distance?" "Yeah. I mean you could meet someone." "Meet someone?" "You know what I mean. You could meet someone out here." "In Doylestown, Pennsylvania? Have you met the snaggle-toothed women out here?" "Listen, of course I'm going to wait for you. I just don't know how long I can hold down a long distance relationship. " "And if one of us meets someone..." "Forget I said that. We'll try to make it work." Suffice it to say, I was at TD Bank the next morning with a cup of coffee in one hand and a trash bag full of coins in the other. Back in the good old days, TD Bank provided the very neon green safe haven one needed to dump all sofa-cushion extracted currency, spread it out on a cheese grater tray, and convert the metallic shame into something useful. The fact that the TD coin counter may have been skimming from the top of these investments made no difference to me. I was desperate as all hell, and needed cash quickly, but when the little receipt printed and the screen displayed my total, I nearly threw up on the machine. To think that five years of loading a giant mason jar in my bedroom with loose change, would only yield me a meager $143.11 was astounding. "Fuck this," I thought. "I'm opening up a savings account." After a bit of a wait on a stylish egg chair pulled straight out of a James Bond villain's basement, a slick customer service advocate with a name tag probably spelling "Jim" shook my hand and escorted me to sparse table with a monitor. "How can I help you today, sir?" "I need an account. Something with interest." "Okay." Said probably Jim with a bemused smile. "I could start you on a standard savings account or perhaps a CD." "CD sounds good. What's that?"' "Well it's a federally insured certificate of deposit and functions like a savings plan with higher interest. "Sounds great. Let's do it." "Just do you know, you will have less access to withdraw, and it will require a minimum investment of $2000." In the ATM vestibule, I counted out my bills and stuffed them into a cheap leather wallet. 'To hell with TD Bank,' I thought. I'll save in cash as long as possible, and I will be rid of this town soon enough. Peering back through the freshly polished glass doors to the main counter, I took note as a smiling teller carefully endorsed an elderly woman's check and placed the deposit slip neatly into a scanner, handed her a receipt, and wished the woman a nice day. I opened the door for the neatly dressed retiree as she neared the exit. She said nothing.

They denied a transaction and when I called the automated line it asked me if I made the…read moretransaction and I said yes. They said it will remain denied even though I said I made the transaction. I have been on hold now for 53 minutes and nobody has picked up. They say Legendary service, I can think of a few other terms to describe their service.

Calculating Destiny - Alle Bechtel, CEO and Accountant

Calculating Destiny

(2 reviews)

I've worked with Alle for a number of years and she's quickly become an invaluable colleague…read more You'll be hard pressed to find someone who can match her expertise in business consulting and bookkeeping. Your goals quickly become her goals and she works hard (and pushes you to work hard!) to make sure they are achieved. I feel absolutely confident that any referrals I bring to her will be treated like family and they will quickly see the value she brings to your business. Wether you're just starting out and have a vague idea of where you want your business to go, or have been around for years and know it's time to take your business to the next level, Alle and her team at Calculating Destiny are the people you need to make sure are helping you along in the process.

I hired Calculating Destiny in 2017 because as a new business owner I desperately needed help…read moreorganizing my finances, showing how much I was making, and doing tax prep, etc. They did help sort out a mess of finances and find money that my current partner had stolen. For a majority of the time Alle was very personable, friendly and responsive. It didn't end that way. They lack professionalism and knowledge which was a detriment to my business several times in different ways. I would advise going elsewhere if you are looking for a long term relationship with quality assistance for your accounting/ bookkeeping needs. They also are extremely expensive and do not bill honestly.

Cataldo Financial & Consulting Group - accountants - Updated May 2026

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