Dustin, Dez & Ian take great care of their Borrower-Clients. They ensure that they have secured the…read morefastest & lowest cost option for their borrower's various needs and always close ahead of time! Their execution is 2nd to none and their value proposition is based off a combined 60 years+ of experience. Hard to beat in any market!

We have been using Dustin for years so it's about time I give him a public shout out. Dustin and…read morehis team will work tirelessly to get you the best mortgage for your needs. He knows the market and is able to find the lowest rates at the lowest cost. We have used Dustin for countless refis as well as new purchases of both residence and rental properties. He truly understands the mortgage industry and his customer service is top notch.

We had such a wonderful experience working with the JJ Mack Team on the loan for our new home! As…read morefirst-time homebuyers, we were a little intimidated by the whole process at first. There were definitely a lot of questions and a lot to learn, but Lindsay and the entire team made us feel comfortable every step of the way. They were incredibly kind, patient, and always made sure our questions were answered. Thanks to their guidance and support, the process was so much smoother and honestly, much less stressful than we ever imagined! Buying our first home is such a huge milestone for us, and we're so grateful to the JJ Mack Team for helping us navigate it all and making the experience such a positive one. We highly recommend Lindsay and the JJ Mack Team to anyone looking for a knowledgeable, supportive, and truly wonderful team to help make their home-buying dreams a reality!

Working with JJ Mack was a pleasure. From the start, Lindsay made it very easy. She worked with me,…read moregoing through all my numbers. The whole team was very on top of everything, letting me know what was needed and making sure all documents were in on time. Thank you all for such a smooth transition to a new home. Danny

Thank you so much for your help and support. You've kept me on my toes and guided me to a…read moresuccessful close. You've made me smile on my most stressful days. I've always felt you've had my back and had my best interest in mind, which I truly appreciate. I'm looking forward to be working with you again a few months!

We Seamlessly just closed on our New Home on wed 5.28.20...Yes, during the Global Covid-19…read moreSIP-Pandemic ... She was FaBuLoUs and has perfected her lending craft. This process was so smooth because she is Extremely Knowledgeable, Patient and Organized.. I will only do business with her from now on and will refer her continuously... You won't be disappointed, she is Truly the real deal and lays out a plan in plain English without any slithery tactics. We feel privileged to work w/her and her team, they made us feel comfortable and at ease every step of the even w/the Millions questions we had at "Odd Hours" as well... I work nights" she never once seemed bothered and would respond quickly.... Thank You Lisa for Everything and continued Blessings to you and your Team..

Are you in need of a experienced loan professional call on…read more Lisa Luperini Sr. Home Loan Specialist NMLS: 232334 Direct Cell: (916) 798-2601 Efax: 916-358-8463 FIRST PRIORITY FINANCIAL INC 850 Iron Point Road, #138 Folsom CA 95630 Lisa Luperini is local, brings to the table First Priority Financial Inc, self lending. She has the experience and support staff to manage a complex real estate transaction in a timely manner. So many people trip over a dollar to get a penny. With this Loan professional, she will save you from yourself and not allow you to do something that is not in your financial best interest. She is a straight shooter! Give her a shot at your business, just a phone call away.

I cannot say enough positive about Troy Watson...Literally…read more As a Real Estate Agent I have completed several transactions where I represent the buyer and Troy has been the lender for my client. Troy and his team provide fantastic communication, great organization and diligence throughout the transaction and are very patient/provide explanation for buyers who are unsure with how the lending process works. Availability is Great as well. I've sent emails, texts or phone calls after hours or on weekends and Troy will either make himself available or respond with a message that he will get right back with you. In my opinion, open/prompt communication with the lender throughout the transaction while representing the buyer of a home is the highest priority. Troy does just that. Bottom line, If you do use Troy as your lender during your next home purchase, plan on a smooth and professional transaction! James Roddenbery Intero Real Estate Services

We were referred to Matt from a friend and had a great experience with him and his team. He was…read morevery good about explaining real estate jargon in simple terms and was very prompt with responses to communications. He was never pushy or trying to rush us like we've found some realtors to be. I work an unconventional work schedule, and he was very accommodating. When unavailable due to family commitments, his team were there to assist us and were every bit as reliable. We used them to find a lender as well and we got a loan that matched our needs. I had feared the house hunting process imagining it to be an arduous and stressful process, but Matt and his team made it a smooth and painless process. I highly recommend Matt and the Blue Waters group.

Matt Sundermier and his team are honest and will do the level best to make your dreams come true.read more

This is our first time dealing with Sierra Pacific Mortgage and we are very impressed…read more The whole process from the begging pre approval to final commitment letter and closing of the property has been wonderful. Very professional, friendly and reliable service. Our loan office Rita Valcorba has been there from the start supporting us and making the process nice, easy and smooth with no issues or headaches. The best lending experience I had so far. I will recommend them to all my friends and family and will be back again in the near future. Thank you.

Miss representation tied with PHH…read more The original loan was with Sierra Pacific Mortgage. I received an email that had the Sierra Pacific Mortgage logo at the top, and then I used their online portal to sign up for my online account. The top left of the account clearly showed Sierra Pacific Mortgage, with no mention of PHH. I signed up for auto debit and digital statements, and I was under the impression that everything was handled correctly. For the first two months, my payments were successfully auto-debited, and everything seemed fine. However, three months later, I received a default foreclosure letter from PHH Mortgage, without any prior indication of an association with Sierra Pacific. My auto debit had been turned off, and I didn't receive any emails, calls, or notifications about this change. There was also no warning regarding the $900 in late fees I incurred. It wasn't until they reported late payments to my credit report that I began to put the pieces together. They are using every loophole to confuse and not notify customers who are being foreclosed upon before they notice what is going on. They have refused to remove the credit default payments and waive my fees after an hour on the phone, arguing that this is my fault because I should be monitoring my payments monthly out of my bank account, Romeo 9X2.

This is an excellent company to work with! They're very knowledgeable when it comes to handling…read moreproperty in a divorce. Actually, I would recommend them for any unusual or unique mortgage situation. My team included Kevin, Bill and Danielle. They were all very personable, knowledgeable and empathetic. They sold my loan to a good company, too. With my previous loan, Quicken transferred it to their other company, Rocket Mortgage, who then sold it to Sun Trust, which was right in the middle of a merger, changing over to Truist. The transfer to Sun Trust didn't go smoothly, nor did the transition from Sun Trust to Truist. This all happened in a few months, and it was miserable, frustrating and confusing. So I learned for the first time how much a lender matters, and I'm grateful for Iron Point selling my loan to a good company and being away from the mess of the Truist merger. Regarding my need for a refinance - I'm going through a divorce right now. My mother, ex and I were each 1/3rd owners of the property, and Mom and I bought out my ex. He needed the money asap, so he could get established with his new life, and we were all in agreement to make this happen before we settled anything else in the divorce. Several mortgage companies refused to do business with us until we had a divorce decree in hand, rather than accept the Order & Stipulation Agreement that our attorneys worked up and that we all signed. Iron Point Mortgage was there to save the day! They understood this agreement would be filed with the court and signed off by a judge, so it was just as good as having a decree. They understand that divorces don't often follow the same path, and they are happy to review your unique situation (divorce related or not) and advise on what they can do to help. They are comfortable doing so because they are competent, experienced and know the laws of their industry. Therefore, they are able and willing to think outside of the box. Kevin also found a way to lower my closing costs by changing it from a traditional cash out refi to (I think it's called) a rate and term. I did plan to pull out cash to cover some of my divorce attorney's fees, but with the rate and term option, I couldn't take out a penny more than what I would be paying my ex. Therefore, Kevin explained my options and gave me the freedom to make the best decision for me. I chose the rate and term option and decided this, along with a debt consolidation loan at the end of my divorce would be the best option. That way, when the time comes to apply for a debt consolidation loan, I'll know how much I need to apply for. If I would've taken cash out of my mortgage, I would've had to estimate and risk taking out more or less than what was needed. My refi was settled at the beginning of March, and my divorce is estimated to be settled by the end of next month (May). With Iron Point Mortgage helping to get my ex paid out, they eased a lot of tension and stress for my mother, my ex and myself. I believe this has helped towards negotiating the rest of our assets and debts, so we can settle our divorce as peacefully and quickly as possible. I couldn't be happier with my experience! The next time I refi, sell or buy, Iron Point Mortgage will be my mortgage broker. They've earned my loyalty, and I share my positive experience every chance I get. I hope to send business their way as a thank you for helping me through a very difficult time.

Kevin, Eric, and the rest of the team made our first home-buying process very smooth. We had a…read morepretty aggressive escrow timeline, which we successfully met. Highly recommend Iron Point Mortgage.

Dara is the best! As first-time home buyers, she was amazing to work with. She explained everything…read moreclearly and in detail so we always understood the process, and she was always available whenever we had questions. You can truly tell she cares about her clients and wants them to feel confident every step of the way. We feel so lucky to have worked with her and to have had her guidance throughout the entire home loan process.

Dara is an amazing loan broker and I can't recommend her highly enough. She helped us purchase both…read moreour first and second home ensuring we got the best mortgage rates both times! The experience was smooth from start to finish each time even though the incredibly short turnaround times to close. She's amazing with numbers, incredibly fast, and always super responsive--no matter how small the question or time of day. On top of that, she's friendly, accountable, and genuinely cares about getting the best outcome for her clients. If you're looking for a loan broker you can truly trust, she is the one!

It took me a bit to get this review together, but it's definitely overdue. Mike and his crew at…read moreIntegrity Mortgage really know what they're doing and make you feel like you matter, not just another number. I've bought a few homes before, but I've never had this level of care during the process. I even had Mike help me refinance my own place and I've sent friends and family his way with awesome results. I totally recommend him and the team at Integrity Mortgage.

One call to Integrity Mortgage completely changed our lives! No more high interest debt & the house…read morepayment is actually lower than before. We're now able to save for retirement & travel. All thanks to the very professional and helpful Mike Miklaus & his team!

My husband and I had the pleasure of working with Masters Team Mortgage for a loan; to purchase our…read moredream home; and again, to refinance that loan, once we sold our home that we sold after our move. Bridget LeBlanc and Belinda Escamilla were very friendly and professional throughout the entire process! We highly recommend Masters Team Mortgage!!

Masters Team Mortgage was so helpful and professional throughout my first time home buying process!…read moreThey went out of their way to answer any and all questions and went above and beyond in customer service! Thank you for everything!