Capital Credit Union Loans You Like, CAPITALFU.com. As far as least favorite place to do business, it would be CapitalCU.com. I just refinanced my truck through these yahoos' after the 1st month I wanted to change payment dates to match my old. They told me I couldn't, just to pay it with in the 10 day grace period. Never had a problem anywhere else to change a date. It becomes a greater issue later on.
Next issue I have always done electronic transfers for payments. I get a nasty gram saying I am behind on my payments and there going to the next step. I go in person and they tell me I am behind $484, I explained no way in heck, all payments have processed, I was completely baffled. She tells me oh $4.84 she tells me the money wasn't there and they took what they could $347 vs the owed $351. I explained it's not my fault your taking out the wrong amount. She told me to settle down. I found out that they never received the insurance information and tacked on a new insurance to cover their collateral. My agent faxed them the info proving I was compliant. They still added there insurance. Two months later I get a nasty gram saying I am behind on my payments and there going to the next step for $4.85. I called my insurance agent again, she kept all info on who and when she talked to. I thought the issue was taken care of. I received another nasty gram for $7.87 another month later and they stated there reporting my payments late to the credit bureau. WTF? This is the third time I have to involve my awesome Insurance Agent from Rose Roberts Insurance. After all said and done Capital wants me to drive 30 miles 10 miles in gas to pay $7.87 which is cleared and not my fault. Oh yeah my payments are still reflected as late and they wont change that. read more