Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team are hands down the best. From the very beginning, they were incredibly…read moreresponsive, easy to approach, and made us feel completely comfortable discussing our budget and finances. There were many times we felt like we were asking "silly" questions because of all the mortgage jargon, but her team always took the time to explain everything clearly and made the process feel simple. Beyond their great communication, Julie guided us through a fast 21-day escrow that successfully closed--something we truly appreciated. This team doesn't mess around; they genuinely work in your best interest and go above and beyond to get the best outcome. Even after closing on our home, Julie continues to be just as responsive and helpful, answering our questions and proactively guiding us as we start thinking about refinancing. The Aragon Lending Team is always three steps ahead. It was such a pleasure working with this team during one of the biggest milestones of our lives. Thank you all so much!

Buying my first home in Los Angeles was one of the most exciting yet stressful chapters of my life…read more After searching Yelp for the best mortgage broker, I found Bill Rayman, read his glowing reviews, and decided to reach out. From our very first conversation, I knew I was in the hands of a true professional -- someone who not only understands the mortgage process inside and out, but also genuinely cares about his clients. We faced several unexpected challenges from the seller's side, but Bill navigated every hurdle with calm confidence and creative problem-solving. He has a rare ability to make a complex, high-stakes process feel smooth and painless. Bill's professionalism is matched only by his human qualities -- patience, kindness, and an unwavering dedication to his clients' success. What impressed me most was his resourcefulness. Bill sees solutions where others see roadblocks. He explored multiple strategies to ensure I got the best possible loan, always explaining each step clearly and making sure I felt informed and comfortable. He was responsive, attentive, and proactive, often checking in before I even had to ask. In the end, I not only closed on my dream home, but did so with complete confidence in every decision -- thanks to Bill's guidance. He's the kind of person who turns what could be a stressful journey into a positive, even enjoyable experience. If you're buying a home -- especially if it's your first -- I cannot recommend Bill Rayman enough. He's not just a mortgage broker; he's a trusted partner who will go above and beyond to make sure you succeed.

He wrote a paragraph as comment to my review that his senior executive called me and explained to…read moreme. Yes, he does. He apologized for what Bill and his assistant did!!! Again, I always appreciate transparency and being honest in every bussiness and every stage. If you are a person like me, I advice you to avoid them.

Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Bought second property and Eric financed our loan. We close in 28 days!! Eric is fast at responding…read moreand directing, not to mention, great rate !!!Highly recommending him.

As first time home buyers, we couldn't have asked for better support with navigating getting a home…read moremortgage loan and securing a favorable rate. Very quick and responsive over email and phone, which was great in a competitive market and they were very helpful in our preapproval process, even when we weren't guaranteed to go with Uni First Investment and were still shopping around for quotes. If you need to close escrow fast, you can count on these guys to help get you there from a loan perspective. Shout out to our amazing loan officer Emerson for staying on top of everything to help us close our first house in around 3 weeks time, from securing a lower mortgage rate to dealing with the endless back and forth with lenders as we raced to the finish line on paperwork! Loan was successfully funded and we were able to close ahead of when we anticipated at the end of the day. I appreciate that they are truly here to help and did not feel haggled on at all. Please reach out to them for your mortgage needs!

Honestly, my refinance started off pretty stressful, but Angel Chavez completely turned things…read morearound. He stepped in and took over my loan and from that point on, things felt much more manageable. He was always clear, easy to talk to, and kept me in the loop. He also made sure the original terms I was quoted were honored, which I really appreciated given how much rates were changing at the time. We closed on time and everything went smoothly in the end. I'd definitely recommend working with him. I'm really grateful for his help and would absolutely recommend him.

​Caution: Non-Standard "Teaser" Rates & Bait-and-Switch Tactics…read more​I had a very concerning experience with Optimum First Mortgage. I was initially quoted a highly specific interest rate of 5.123% (a non-standard figure in this industry). Based on this quote, I submitted my sensitive financial documents and authorized a hard credit pull. ​Once they had my data, the rate was significantly increased. When I questioned this, the Sales Manager (James) admitted in writing that the original quote was based on "incorrect input assumptions" and was a "human error." This feels like a classic bait-and-switch: lure the borrower in with an unrealistic rate to harvest their data and credit authorization, then claim "clerical error" to move the price. ​I have officially withdrawn my application and filed formal complaints with the CFPB and the California DFPI regarding these deceptive practices. If you are shopping here, be extremely wary of any quote that seems too good to be true--it likely is. UPDATE TO RESPONSE: Nice try shifting the blame. The data I provided didn't change, but your numbers did. You provided a correct quote, then dangled a fake 5.123% rate to get me to apply, then 'switched' back to the higher rate after harvesting my data. Your Sales Manager already admitted the error was on YOUR end, yet here you are publicly blaming me. This is exactly why I've filed formal complaints with federal and state regulators (CFPB and DFPI). Prospective borrowers: if they quote you a weird number like 5.123%, run. They are just 'capturing the lead' with a rate that doesn't exist.

Esther办理贷款的体验非常好，她非常负责，无论是资料准备还是流程跟进都处理得很到位。每次有问题都能迅速回复，让人很安心。整体做事效率很高，沟通顺畅，大大加快了贷款进度。非常推荐！read more

I'm so glad I worked with Esther Lee! She gave me the best rate right from the start, better than…read morewhat other lenders were offering. Communication was amazing. Esther always answered my questions quickly and clearly, and actually listened instead of brushing things off. Super easy to work with and made the whole refinance process smooth. Highly recommend!

I have recommended Ms. Hann to several home buyers over the years, and she always makes me look…read morelike a genius for doing so. How could I have anything but positive things to say about someone who raises my own credibility simply by passing on her work phone and email?

We were first-time buyers. Our agent suggested we go with Jinhee and we are sure glad we did. Our…read moreloan was modest (in fact I'm not entirely sure that she even made a penny out of us), but she was always accessible and locked down the best rate for us. She literally went the extra mile to ensure that we closed successfully, driving 20 miles to the godawful escrow (seller's choice) to personally hand over our closing funds which we failed to wire due to escrow's lack of communication. After we closed, she even sent us a bottle of champagne! I'm thankful we found Jinhee and wholeheartedly recommend her to anyone looking for a mortgage broker.

Chris was referred to me by my brother-in-law, and from the very first interaction he was amazing…read more As a first-time buyer in Azusa, I had no idea what to expect, but he broke everything down every step of the way through calls, texts, and even newsletters that kept me in the loop throughout. We started at the end of January and closed by early March. It was that seamless, that quick. What really stood out was his confidence and how proactive he was with everyone involved. There was a moment when the selling agent reached out directly because my agent wasn't available, and Chris told them we could close within 10 days. And we did. He makes a promise and he delivers. He had my best interest in mind the whole time, and I would absolutely call him again and recommend him to anyone looking for a great mortgage broker.

Great communication, time closure and excellent customer service. Overall a great experience, high…read morerecommend for any loan needs, refinancing or new purchase. This team is on top of their game and makes the process easy for the client!

Thank you thank you thank you!!!…read more Mr. Brady Benham & Redondo Mortgage Center, thank you for the great service, prompt response, easy step by step assistance in helping us get our mortgage for our first new home!! Thanks! Many thanks!! Andy Y & Eun L

Such a great experience working with Redondo Mortgage Center. Everyone was so helpful during the…read moreprocess of purchasing our first home!

Great job with my loan and was very helpful throughout the whole process. We are very appreciativeread more

Regan and his team were excellent partners. Sharp, on the ball, and great with both first time…read morehome buyers and financially sophisticated folks. Highly recommended!