When you buy a home, you want to make sure your lender and loan officer are on top of their game,…read morewith Dan you can rest assured that is what you are getting. I am more familiar with the lending and escrow process than most, but even then, I needed some guidance with the process. As Dan would probably attest, I have a LOT of questions and like to keep on top of every single step of the process, Dan was always available to answer my questions, and was always patient with my constant stream of questions. We had a very fast escrow, from the time our offer was accepted, we closed escrow in two weeks, thats a VERY fast close of escrow. Dan was there every step of the way and made sure we closed on time. I would 1000% recommend Dan for your home lending needs.

If you are looking to refinance or begin the at-times daunting process of home-buying, you need…read moresomeone solid on your side and Dan Ancheta is that guy. We met with Dan to discuss various strategies for moving from Santa Rosa to Petaluma. Could we keep our current home as a rental? Would it be better to sell? Dan was wonderful at going through each potential scenario and giving us the pros and cons of each. He kept his explanations simple, as anyone knows that financial discussions can get confusing to a layperson quite quickly. Once we began the process, Dan was thorough and organized and he has the patience of a saint. Getting all the financial ducks in a row and paperwork together isn't easy (at least not for my disorganized self) but Dan's communication was so calm and clear that I was able to meet his requests. Thanks to Dan, he alerted us to a potential tax issue that we hadn't caught and wouldn't have which would have been problematic down the line. All of this refi process was taking place as I was dealing with the hospice care and death of my father. Dan was kind and offered to pause to transaction so I had time to deal. We chose to continue forward and he kept it moving gently while not pushing me on the days that were just too much. His compassionate response to a business transaction is all you need to know when it comes to choosing him as your mortgage guy..

I highly recommend Al Bordessa of Eagle Bay Mortgage. My wife and I have relied upon Al to assist…read moreus with several mortgages. Our first property was in Petaluma. Al assisted us in getting a 15-year mortgage at a very good interest rate of 3-1/8%. That property has become the start of an equity-building program. Since then, we've purchased seven additional properties. Although we're now living in Southern California, and we continue to acquire properties in this region, we continue to rely upon Al and his team at Eagle Bay Mortgage because we appreciate their service. He is currently working to get us approved for a mortgage for a new home that we're purchasing in Orange County. We highly recommend Al Bordessa and Eagle Bay Mortgage to others.

There is no one better than Al! I have done 10+ loans with him and a messy multi-tiered,…read moreseller-financed deal. If it were not for Al, we would not have gotten the property. He is an expert in the business. No one can beat his rates. He treats you like family and explains anything you need. I have refered tons of satisfied home owners to Al. He knows it all - low down payment, low rates, construction, 2nd homes.... He is the best in the business and he has great counterparts....

Don't even think about having ANY interaction with these people. They are MONEY HUNGRY, LAZY…read morepeople. These people take on way more cases they can handle. It takes a long time for turn around time. WORST YET, how can they APPROVE YOUR LOAN, without the proper "SECOND" VERIFICATION"... AND THEN TURN AROUND, AND SAY WE ARE NOT LENDING, PULLS FUND BACK AND SAY PEACE OUT. LET ME TELL YOU WHERE I FOUND THESE FOLKS FROM. "CALHFA" OK, THE CAL FIRST TIME HOMEOWNERSHIP WEBSITE SO I WOULD NOT TRUST OUR GOVERNMENT EITHER. *HEAD SHAKING, IN DISAPPOINTMENT* IF YOU WANT TO KNOW MORE, I CAN LET YOU KNOW WHAT WENT DOWN, THIS PLACE MADE ME LOSE A WHOLE BUNCH OF MONEY, AND... I JUST DO NOT WANT TO TALK ABOUT THIS, BUT GIVE THEM THEIR WONDERFUL, SCANDALOUS REVIEW.

When I bought my house my Mission Hills mortgage broker never discussed the terms of the loan with…read moreme before signing, and enticed me into coming to the closing without telling me we that were actually closing on the home. He simply said "I have some paperwork I'd like you to sign." I later had the satisfaction of writing that the broker was "manipulative" on a survey mailed out by his corporate office. He called me to placate me and took me to lunch to smooth things over. I related exactly what I wrote above, how the deal was abusive, and how I only saved my home from foreclosure by tearing my hair out for 3 years and finally taking bloody, extreme measures to fix everything to my satisfaction with a home loan modification.

I just can't say enough about the knowledge, expertise, service, and, of course, competitive rate…read moreoptions that Yosef offers. I have purchased several homes with the assistance of Yosef Shapiro at emortgages in Petaluma, California, and he always offers the best rates, service, and most efficient service. Yosef is also committed to successfully closing the loan that he is always available via phone and email with response times that are astonishing, even on holidays. Yosef also has 2-1 buy down programs and other very attractive rate options. I have completed real estate purchases and refinancing with Yosef and at times checked with others in the industry just to see what they can offer and Yosef at emortgages beats the competition by far and with lower loan costs and faster closing times. If you are in the market for a purchase, refinance, reverse mortgage, etc. Yosef is your go-to professional. Top shelf service and experience! Highly recommended

Yosef Shapiro is the man! A true professional. I have had the pleasure of working with him and…read morecan say if you deal with him, you are truly in good hands. If your looking to buy or refinance a home, this is your guy.

My husband and I had the pleasure of working with Elise on the refinance of two properties. I don't…read morehave much to say about the process, but so much about how wonderful Elise was! The whole process was quick and easy on our end, and we were invited to her beautiful home to do all the signing, where we were treated as family. Our two kids were entertained by the dogs, and. life-sized Santa was a witness! It is clear Elise is "in it" to help people. I recently reached out to Elise for advise on what type of financing product would fit a need that developed with out home. Elise very kindly responded with places other than her I could go to for a product that would best fit our needs. I appreciated the honesty and time she gave in that situation. In addition to your mortgage needs, Elise is also a talented gardener and shares a plant bulb or two as well as advice! You've made a friend in the community after working with Elise.

"If anyone can do it, Elise Groves can do it." That's what one of our friends told us when we were…read moreat a point of wanting to refinance our home several years ago. Wow, were they right. Interest rates had fallen and we wanted to lower our mortgage payment and take some money our for home improvements. Elise did the work and was able to get our refi done smoothly. When the interest rates went down even more a year or so later, we did so again. Robin and I heartily recommend working with Elise Groves for your mortgage needs. We intend to come back to her for any future mortgages!

Blayney and her team are the best! They were awesome to work with every step of the way during our…read morerefinance. We would highly recommend them to anyone!

Given the nature of this purchase deal, we were confronted with a number of challenges from the…read morestart. Blayney tackled each of them with success. I would have been lost with out her constant focus and direction. The regular updates and good communicate kept me at ease. She turned this into a great experience for which I am truly grateful. Looking forward to our next venture together. Richard Beahan True Blue Builders