Pete Kerston just sold my niece's rental house. It was in disrepair and had decades of…read more"improvements" that made it more difficult to sell. From the beginning, Pete was confident, positive and motivated! He promised that he would have multiple offers for us to consider and he was as good as his word. Pete was nothing short of a miracle worker! Not only did we have many offers and back-up offers, he was able to secure an all-cash deal with a ten-day escrow, making this process as painless as it could possibly be. I have no hesitation giving Pete my highest possible recommendation and plan to use him for all my future real estate transactions.

Pete Kerston was our Lender. We could not have secured a loan and purchased our home without Pete…read moreKerston. He never gave up on us. We had bad credit. We did not have a huge amount for a down payment. We were on a very limited time frame. The loan we needed was a non conventional loan. We had so many road blocks, but Pete never gave up. He worked for us day and night and kept us in the loop. He guided us on how to repair our credit rapidly. This seemed like an impossible dream and yet Pete made it happen even when we wanted to throw in the towel. If you need someone to make it happen for you, then Pete is the guy. Honestly, this was probably the hardest loan to secure and he did it. Thank goodness! Julie

In the hottest seller's market in decades, Robert got us a house we loved. The details are…read moreremarkable: we actually lost the bidding war, but Robert made us fill out a back-up offer, even though at the time he agreed it was almost pointless because no one would give up a house in this market when they had put in the winning bid. But rare things do occur: the winners backed out and we were suddenly in first position because of that back-up offer. Sensing that sellers would not want to have a second offer fall through (which would require a return to the market), Robert negotiated a new *lower* price for the house--despite our initial apprehensions. And sure enough, he got us a better number. But long before this success, Robert had impressed us. When my wife and I would go to open houses and the agent there would ask us who our agent was, the reply of "Robert Ramirez" would often evoke "We love Robert!" or "You have one of the best agents around." Everyone we spoke with told us how much they liked Robert. And this is important--an agent who is liked and trusted by other agents is able to help much more than one who is not trusted. Add to this Robert's 40+ years of selling homes in Petaluma and you're going to eventually find success with him like we did. One final note: no matter how busy Robert was (including a week when he was on vacation in Hawaii), he always answered the phone and our emails promptly. If he couldn't talk right away, he called us back shortly after. There was not a single day in our long search when we were unsure about something because Robert had not gotten back to us. He really, truly cares about doing things right.

Robert is an incredible realtor. My partner and I are relocating to Petaluma from SF during the…read morehottest housing market of the past 10+ years. As first time home buyers in a competitive market, Robert skillfully guided us through a lengthy and complex home buying process that resulted in us buying a home that is absolutely perfect for us. Robert seems to know all the key people in Petaluma and has been a realtor in the area for so long that he can tell you an endless amount of detail about every specific neighborhood and even specific streets. I would highly recommend Robert to anyone moving to Petaluma, especially other first time home buyers!

Dan Ancheta and his Sequence Mortgage team really helped us with our Berkeley property purchase…read more They cut through the complications that had halted our escrow and delivered for what had become a very accelerated timeline. Turned lemons into lemonade. We would 100% recommend them.

When you buy a home, you want to make sure your lender and loan officer are on top of their game,…read morewith Dan you can rest assured that is what you are getting. I am more familiar with the lending and escrow process than most, but even then, I needed some guidance with the process. As Dan would probably attest, I have a LOT of questions and like to keep on top of every single step of the process, Dan was always available to answer my questions, and was always patient with my constant stream of questions. We had a very fast escrow, from the time our offer was accepted, we closed escrow in two weeks, thats a VERY fast close of escrow. Dan was there every step of the way and made sure we closed on time. I would 1000% recommend Dan for your home lending needs.

My husband and I had the pleasure of working with Elise on the refinance of two properties. I don't…read morehave much to say about the process, but so much about how wonderful Elise was! The whole process was quick and easy on our end, and we were invited to her beautiful home to do all the signing, where we were treated as family. Our two kids were entertained by the dogs, and. life-sized Santa was a witness! It is clear Elise is "in it" to help people. I recently reached out to Elise for advise on what type of financing product would fit a need that developed with out home. Elise very kindly responded with places other than her I could go to for a product that would best fit our needs. I appreciated the honesty and time she gave in that situation. In addition to your mortgage needs, Elise is also a talented gardener and shares a plant bulb or two as well as advice! You've made a friend in the community after working with Elise.

"If anyone can do it, Elise Groves can do it." That's what one of our friends told us when we were…read moreat a point of wanting to refinance our home several years ago. Wow, were they right. Interest rates had fallen and we wanted to lower our mortgage payment and take some money our for home improvements. Elise did the work and was able to get our refi done smoothly. When the interest rates went down even more a year or so later, we did so again. Robin and I heartily recommend working with Elise Groves for your mortgage needs. We intend to come back to her for any future mortgages!

Maureen is incredibly knowledgeable and took us through the process beautifully. We had thought the…read moreprocess would be difficult and time consuming , and it wasn't. We were thrilled that she made everything so simple for us. Maureen is trustworthy and responsive, and we highly recommend her!

My husband and I went through the reverse mortgage process with Maureen recently. I took a SRJC…read moreclass that she taught in the spring and was impressed with her ability to explain complex financial procedures and her knowledge of the topic. She coached us through all the things we had to do. Everything went smoothly and was actually a very pleasant experience. I would recommend her to anyone who is interested in a reverse mortgage.

Carson Maples is the epitome of "Your Local Lender!" If it…read morewasn't for his hard work, dedication, skills, knowledge, and thinking outside the box, my Loan may have not closed. He guided me through the Homebuying and Lending process in a personal and calm manner, and was always available to answer my questions. He has a deep knowledge of mortgages and the ability and energy to find the most optimal Loan for you. His attitude, pose and initiative make him a top choice amongst many Lenders. I am forever grateful to him for helping me Purchase my first home!

Carson was a huge help in my first time home buying process. We worked closely together for well…read moreover a year in my search for the right property and he was so dedicated and on top of it. My realtors were endlessly impressed with him as well, as he met all the deadlines seamlessly. He was super helpful in figuring out the best solutions to tricky last minute problems. I would recommend him to anyone in the area looking for a lender, and look forward to working with him again in the future, probably not for a while though since we found our dream home! Thank you Carson!

Marie McBride is an excellent realtor to assist you with your purchase in the Oakmont community…read more She is knowledgeable, experienced, a great negotiator, hard working and was able to arrange all the resources to inspect and purchase our property. As a bonus, she is just a delightful human being. Marie has continued to make herself readily available as a resource even after the purchase of our home. We have bought and sold numerous properties in San Francisco and the East Bay over the past 40 years and I can say without hesitation, that Marie was one of the best realtors I have had the opportunity to work with. I can recommend her without any reservation.

The real estate specialists for the Oakmont 55+ community. They own the place. The agency has…read morebeen here since creation. Give a shout out to Barbara Lynch, real estate broker extrodinaire.

What an awesome company! Jeannine made this process as easy as it could possibly be. My…read moreunderstanding is they are a direct lender so they are able to go directly to the people who can give us the answers we needed quickly. The whole staff is super friendly and extremely capable They got my refi done fast! This is not BS I am a real customer! and I would recommended them to anyone! Don't go to a big bank! They don't give a crap about you People's home mortgage does!