Honestly where should I start!? We used Benji for our very 1st home loan back in 2012!!! And for our 2nd & now (Final) 3rd home loan!!! Obviously my final is only because we have found our forever ever home, but dont think when the time comes to refinance we won't be calling anyone but Benji's office!!! Benji & his team know how to get the job done and all while giving exceptional service & communication! You would think you were the only one buying a home at the time, because they treat you that way! Your journey is important, your story is important, your going to get treated with the upmost respect and they won't just go through the motions, they will actually work for you! They are on your team through the entire process... We've had many lenders tell us well, maybe in a year or so, or ehhh maybe you should be more realistic in what your looking for... But why would I be looking for something I knew wasn't realistic!? From the minute we talked with Only One Benji we felt confident, we felt empowered and like we were being heard! It all comes down to who wants to put in the work for you!!! Coming from experience if you want to get the job done, get the home of your dreams and work with a team that has the knowledge and drive to work hard for you then it's a no brainer, Call Only One Benji! Hands Down Best Experience! read more

We have heard all of the advertisements on the radio about this Benji guy and there only being ONE. Cute commercials but being a local business is what mattered most to us. We decided to give them a call to get some help with refinancing our home. We had already talked with our current lender and also a large lender and knew the numbers they were offering. Benji's worked with us on making sure he could match us up with the best solution that met all of our needs. It was not an easy task because I kept coming up with ideas to run past him. Once we decided on the best corse of action I double-checked the rates and costs from the other lenders. Even though the interest rate was the same, the fees were better with Benji. His team got started right away with clear instructions for us to gather the information needed to start the loan process. They have a great process with several team members helping you along the way and communicating what the next steps are and how long they should take. I think discussing the expectations ahead of time with us has really made a huge difference, compared to our last experience with our current lender. Thank you team Benji! read more

Warning!!! DO NOT TRUST THIS MAN! HE CUTS CORNERS AND ONLY CARES ABOUT MAKING A PROFIT OFF POORLY WRITTEN HOME LOANS. When my wife and I met with him to get approved for a loan he quickly rushed through important documents and we were done in about 10 minutes. He was like a pushy used car salesmen trying to quickly close a deal before you realize your getting scammed into buying a junker. Also all of the five star reviews listed above are fake.If you are going to write your own reviews, don't make it so obvious by ending them all with the exact same punctuation. Bottom line never trust a man who has is own face plastered on his truck to process your home loan. Go to Mega Star, my wife and I had a much more pleasant experience with the owner Pete Metz. Coincidentally Pete is his ex business partner who was intelligent enough to part ways. Benji Edwardson is a untrustworthy individual with a personal history to prove it. read more

Much like "Baby Shark" Only1benji's catch phrase is everywhere! It's more than good marketing though, this company has earned every positive review...including mine. After saving forever towards my down payment, I figured it was time to bite the bullet and see if I qualified for more than a wet cardboard box. :) Benji walked me through the entire process (first time buyer, lots of questions) From types of loans, down payments, earnest, inspections and beyond. I had this meeting 1 month ago and I'm already in the thick of escrow! Every single member of his staff that I've met with has gone above and beyond to answer my questions and keep me informed throughout what would otherwise be a stressful situation. Home buying should always be this easy and it can be with Only1benji. read more

I am a first time home buyer and going in to get pre-approved was a bit daunting to me -- after meeting with Benji, all my fears have been alleviated. Now that I found a house I love, I went to see Mike to begin the "loan process." Mike was very patient with me, and took the time to answer all my questions -- the man is quite knowledgeable! If you, like me, are a bit hesitant about the who pre-approval process, I suggest you go see Benji -- Benji is very personable and upfront and he made the beginning process so easy - most especially because he tells you up front what you need to bring with you. He explained in detail all the different types of loans available, and which one was best for me. I have to give Benji and his team 5 stars because they really do rock!! read more

What a great group of people to work with. I was a little cautious because of the ratings on Yelp to go with Benji Edwardson. But I found them all to be totally false. Even when we had a hard seller who didn't want to pay for anything Benji and Jamie picked up the ball and took care of it for us. What a great group of people. From beginning to end they were right they're always willing to help. Every other day I received an update on what was going on with my loan. I just can't say enough good things. For all those Realtors out there who lied to me and said Benji Edwardson was bad I say you're wrong. Benji Edwardson and his group at primesource Mortgage are awesome. read more

Benji and his team are so inviting and nice and they meet with you in person. This is my second experience with their office and it was because of the way I was treated the first time that I went back again and they did not disappoint. Benji qualified us for a higher dollar loan (which we wanted) without additional costs, fees or buy downs with a much lower rate than other local lenders in Redding. Benji and his team really care about helping each and every person that walks in their door and are so competent and pleasant. They made the pre-approval and loan process the least stressful part of any portion of our home buying and selling process. read more

I see these other reviews, now having completed my transaction and having already closed my escrow. I don't know what their hangups were, but that is beside the point anyhow. As far as me and my transaction: 1) set a 45 day escrow; closed in LESS THAN 30. 2) Submitted paperwork once, and towards the end, another document. 3) EXCELLENT communication. Jess and Mike were outstanding and both were firing on all cylinders ever interaction that we had. 4) Ended up with a rate cheaper than I expected, and a payment less than I had calculated. There is a reason that there is only 1 Benji (and team)! Because there is no need for a second team... :) read more

We highly recommend only 1 benji if you are looking for a home loan. Garrett answered all of our questions from first contact and gave us the confidence we needed to buy a house. Michael in processing was absolutely thorough and tenacious. Together they are an outstanding and powerful team. They made us feel like family and walked us through the entire process. Only 1 benji and the entire staff will go beyond the call of duty to get you your loan. Call them first. Call them today. You will be so glad you did. Thank you Garrett, Michael, Jenny and everyone who worked for our loan. You guys are the very best! The Nichols read more

Benji and his team have really impressed us so far. Not only are they a local company, they are able to get the same rates as one of the National lenders we checked with. For us it comes down to a few things: - Answer the phone and return messages promptly - Set realistic expectations up front and then meet or beat them - Help me understand the process and loan "language" - Be patient with me when I don't understand the paper work Buying or refining a home can be very stressful at times. It has been very nice working with Benji's professional staff and feeling like they care about our outcome and experience. read more

When we decided to refinance a year ago we were recommended to go to Only 1 Benji. Benji himself sat down with my husband and I an explained the entire process, he showed us the good and bad within our credit and recommended that we pay certain things down to get a better credit score. One year later we came back an we where able to refinance with all the right numbers and his team made everything so easy to manage with turning everything in, especially with our busy family of 6. We give this company 5 out of 5 and recommend Benji to all that ask about buying or refinancing their home. Kenny & Alice read more

If you are looking for a mortgage lender look no further. My boyfriend and I just bought our first home and the process was a Dream. Everything went super smoothly. Benji's office is super helpful, everyone who works there is friendly and attentive and always there to help and explain. Our escrow closed 12 days early, we got a great interest rate, and they have a moving truck to lend to clients. I couldn't be more happy with our decision to go with only1Benji, and I know if we ever need to refinance or buy another home I know exactly where to go! The phrase is true- there is only1Benji!! read more

I am a CHP officer in the Redding area and I heard about Benji through his radio ad's. I came in and met with Benji after meeting with a few other lenders. The other lender turned me down and Benji was able to get me pre qualified in no time. My wife and I went and found a house and within a few days we were in escrow. During the process of our loan Benji and his staff were wonderful and walked us through every step. A few weeks went by and we just finalized everything on our new home and we could't be any happier, I strongly recommend using Benji for your home loan!!! read more

This was my first time applying for a home loan and I was not sure if I would even be approved, I meet with benji and he made it as if i was sitting down to talk to an old freind it might have been about 15-20 min befor we even got to the loan but I am not complaining. His office was very inviting and every one I spoke to had a smile on there face, was helpful kind and knowledgeable. I was approved for more than I though I could be and since then they have made the house buying process easy, I recommend benji and his team to any one looking to buy a home. read more

Benji and his team are HIGHLY astute professionals. What I was most astounded by, was the knowledge of their craft; knowing what to do at every turn. With constant updates, personal support and interaction - created an environment of TRUST, SUPPORT and CONFIDENCE that guided my family and I to home ownership. Benji and his team are simply amazing - and I without a doubt- would recommend them to anyone. I am typing this write now in the house that I now live in thanks to these talented individuals! Michael Bellavia - Systems Engineer read more

I was terrified to refinance. I had been thinking about it for quite some time. I did some research online and then my email blew up with all kinds of offers. I do not recommend doing that. lol... I kept seeing Benji's adds and decided to call him. So glad I did :) The process went very smooth and Benji's team is very knowledgeable. I provided all the documents that was requested and they did all the work. It was nice to receive emails with videos to explain the next step. I highly recommend Benji and his team!! read more

We went through Benji's office in 2018 to buy our first home. The process was efficient, speedy and professional. Plus, his staff are friendly and know their stuff. Did I mention the office decorations? Amazing! Then, recently in December of 2019 we met with Benji to see if we can reduce the interest rate on our home loan. He confirmed that we can save roughly $30k total from our loan. We are stoked! The process has been smooth and now we're just waiting to sign the final docs. Benjis' office is the best! read more

First off Benji and his staff are amazing! We went to see him because a friend remembered his commercial from the radio =) totally worth it! They are all very friendly and helpful. We didn't know much when we were first went in and Benji was very knowledgeable. He helped get us all the information that was best for us, not him. That's what makes them so awesome they want to make sure they are getting you the best loan for you and your situation. We would definitely recommend Benji and his team. THERE'S ONLY 1! read more

Definitely recommend if you want to buy a house or if your a first time home buyer Benji is the guy!! My husband and i went in not thinking that we would be approved for a loan, and we got pre-approved quickly! The staff members were extremely nice and super helpful. Another thing my husband and I also liked was they are very laid back and make you feel comfortable!! Not like some other places you go and it seems like the total opposite. So thank you Benji for giving us a new chapter in our lives! read more